Credit Cards (US)

Mercury Credit Card overview

If you need a credit card to help you improve your score, the Mercury Credit Card is a solid option! Learn more about its features, perks and benefits in our overview!

Mercury Credit Card: Get free access to your FICO score!

Check out our full Mercury Credit Card overview! Source: The Mister Finance.
Check out our full Mercury Credit Card overview! Source: The Mister Finance.

Are you looking for a resourceful tool to help you improve your credit score? Then check out this Mercury Credit Card overview to see if this is the right card for you.

Mercury is a card build to help people with fair credit scores to improve their scores in a responsible way. This is one of the few unsecured credit cards for people with fair credit that might not charge an annual fee.

The credit card company sends your payment reports to all 3 major credit card bureaus on a monthly basis. However, this card has some high fees and interest fees.

Therefore it is best to pay your balance in full each month to avoid additional costs. So, keep reading this post to know more about this card that can help you improve your score and finances.

Mercury Credit Card

How to apply for the Mercury Credit Card

If you need a card to help you improve your finances and build your credit score, learn how you can apply for the Mercury Credit Card!

Credit ScoreFair – Good
Annual Fee$0 – $79 (based on creditworthiness)
Regular APR29.99% – 30.99% variable based on creditworthiness.
Welcome bonusThere is current offer.
RewardsYou can automatically be enrolled in Mercury’s rewards program according to your creditworthiness, however the rewards are not disclosed.

What is special about the Mercury Credit Card?

What is so special about this card? Source: Freepik.
What is so special about this card? Source: Freepik.

Mercury Credit Card

Get a card that can help you get your finances back on track!

Possibility of a $0 annual fee
Free access to your FICO score
Reports to all 3 major credit bureaus
$0 Fraud Liability

You will be redirected to another website

This card can be very special to people who want to improve their scores but cannot get approved to get other unsecured credit cards.

The card company sends your monthly payment reports to all 3 major credit bureaus, and you can check your FICO score.

Also, as a cardholder, you can enjoy the benefits of owning a Mastercard, which is a widely accepted card.

Who qualifies for the Mercury Credit Card?

People who qualify to get this card receive a reservation code as a pre-approvement by the credit card issuer, and then they can complete their application.

Also, those qualified do not need to have an extremely good score. They just need to want to improve their score and their personal finances. Moreover, they need to be able to pay for the fees this card charges.

Mercury Credit Card

Mercury Credit Card review

Check out the Mercury Credit Card review to learn more details about this card's features pros and cons and decide if it's the best fit for you!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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