Credit Cards

Mercury: overview on Mercury credit card

The Mercury card can be good for those who need to improve their credit. So, read more to learn about this card in our overview!

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by Victória Lourenço

09/15/2021 | Updated on 10/25/2021

Mercury credit card

Learn about the Mercury card in our overview. Source: Mercury
Learn about the Mercury card in our overview. Source: Mercury

Mercury is a card build to help people with fair credit scores to improve their scores in a responsible way. This is one of the few unsecured credit cards for people with fair credit that does not charge an annual fee.

The credit card company sends your payment reports to all 3 major credit card bureaus on a monthly basis. However, this card has some high fees and interest fees. Therefore it is best to pay your balance in full each month to avoid additional costs. So, keep reading this post to know more about this card that can help you improve your score and finances.

How to apply for Mercury credit card

If you need a card to help you improve your finances and build your credit score, check out if you can make the Mercury card application!

Credit ScoreFair credit score
Annual FeeZero
Regular APR23.99% to 28.99% variable APR (it depends on the creditworthiness of the applicant)
Welcome bonusThis card does not offer a welcome bonus
RewardsThere is no confirmed information about the rewards offered by this card. The rewards may vary according to each cardholder

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What is special about Mercury card?

This card can give you the benefit of using the widely accepted Mastercard. Source: Icon Icons
This card can give you the benefit of using the widely accepted Mastercard. Source: Icon Icons

Mercury card

$0 annual fee and $0 Fraud Liability

$0 annual fee
Check you FICO score
Reports to all 3 major credit bureaus
$0 Fraud Liability

You will be redirected to another website

This card can be very special to people who want to improve their scores but cannot get approved to get other unsecured credit cards. The card company sends your monthly payment reports to all 3 major credit bureaus, and you can check your FICO score. Also, as a cardholder, you can enjoy the benefits of owning a Mastercard, which is a widely accepted card.

Who qualifies for the Mercury credit card?

Those who qualify for this card want to improve their credit scores. Source: Gettyimages
Those who qualify for this card want to improve their credit scores. Source: Gettyimages

People who qualify to get this card receive a reservation code as a pre-approvement by the credit card issuer, and then they can complete their application. Also, those qualified do not need to have an extremely good score. They just need to want to improve their score and their personal finances. Moreover, they need to be able to pay for the fees this card charges.

Mercury credit card full review

Do you need a credit card to help you improve your score and finances? Learn more about the Mercury credit card in our full review!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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