Credit Card (UK)
How to apply for the American Express® Preferred Rewards Gold Credit Card?
Learn how to apply for the American Express® Preferred Rewards Gold Credit Card and enjoy earning points on all purchases plus exclusive benefits.
by Aline Augusto
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
Apply for an American Express® Preferred Rewards Gold Credit Card: earn 20,000 Membership Rewards® points
Fortunately, it is pretty easy to apply for an American Express® Preferred Rewards Gold Credit Card, and you can prequalify previously with no impact on your credit score.
Of course, an AMEX like this one requires some specific eligibility points, including:
- Good creditworthiness;
- No history of bad debt;
- UK citizenship;
- Age of majority.
Also, you must provide a permanent UK residency address and a current building society account or UK bank.
In addition, this credit card gathers some important features, as follows:
- A generous welcome bonus of 20,000 Membership Rewards® points once you spend at least £3,000 in the first three months of Cardmembership;
- Waived annual fee in the first year;
- Up to 3X points on eligible purchases plus 1X point per £1 spent on everything else;
- Four complimentary Priority Pass airport lounge visits per year.
Furthermore, American Express will give you access to amazing experiences, including memorable events through the Eat Life Program.
So, do you want to earn remarkable benefits? Then, learn how simple it is to apply for an American Express® Preferred Rewards Gold Credit Card.
How to apply British Airways Amex Premium+?
Looking for a card to help you earn Avios points? If so, read on to apply for the British Airways American Express® Premium Plus Card!
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Online Application Process
Before beginning to apply for the American Express® Preferred Rewards Gold Credit Card, prequalify on the official American Express website.
The pre-qualification process doesn’t impact your credit score.
And all you must do is fill out a form with your personal and financial information. Moreover, this process takes only a few minutes.
After receiving an answer, apply for the card with confidence.
Application Process using the app
After being approved, download the American Express mobile app to manage your newest account.
American Express® Preferred Rewards Gold Credit Card vs. American Express Platinum Cashback Everyday Credit Card
The American Express® Preferred Rewards Gold Credit Card is a good choice for frequent travelers and shoppers.
On the other hand, if you want a cheaper but great alternative, check out the American Express Platinum Cashback Everyday Credit Card.
| American Express® Preferred Rewards Gold Credit Card | American Express Platinum Cashback Everyday Credit Card | |
| Credit Score | Good – Excellent | Good – Excellent |
| APR | Representative 72.4% (variable) + Rates & Fees | 28.1% (variable) Fees & Rates |
| Annual Fee | £160 (£0 in the first year) + Rates & Fees | The annual fee is £0 Fees & Rates |
| Fees | Cash advance: 3% (£3 minimum) Balance and money transfer Fee: 3% of the amount of the transfer Copy statement fee: £2 for each additional copy Foreign usage: non-sterling transaction fee – 2.99% Late Payment: £12 Returned Payment: £12 + Rates & Fees | Balance and money transfer Fee: 3% of the amount of the transfer Copy statement fee: £2 for each additional copy Foreign usage: non-sterling transaction fee – 2.99% Cash advance: 3% (£3 minimum) Late Payment: £12 Returned Payment: £12 Fees & Rates |
| Welcome bonus | 20,000 Membership Rewards® points after spending £3,000 within three months *Terms Apply | 5% cashback on purchases within the first 3 months (up to £100) *Some terms Apply to this offer |
| Rewards | 3X points on American Express® Travel; 2X points on purchases made directly with airlines; 1 point for each £1 spent on other purchases; Up to 12,500 bonus points a year *Terms Apply | 0.5% cashback on spend (up to £10,000 within a year); 1% cashback on spend (above £10,000 within a year) *Terms Apply |
Finally, check out how to apply for an American Express Platinum Cashback Everyday Credit Card.
How to apply: AMEX Platinum Cashback Everyday
It is time to learn how easy it is to apply for an American Express Platinum Cashback Everyday Credit Card and earn cashback on everything!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
Aline Augusto
Aline Barbosa
Senior Editor
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