The Mastercard® Luxury Black credit card is made of Black-Physical-Vapor-Deposition-Coated Metal (or Black-PVD-Coated Metal) and weighs 22g. That’s one feature that makes you feel special to be its cardholder.

This post will review all the benefits this card can give you, as well as the fees, pros, and cons.

So, stay tuned if you want to know whether you are eligible to hold this luxurious piece of metal and perks.

The credit card is more than a well-designed black metal card. It fits a perfectly luxurious life.

That is because the card gives you 24/7 concierge service, with agents supporting personal requests, like event planning and travel booking.

Also, it provides VIP access at airports and VIP treatment at hotels. Like its similar card, the Mastercard® Luxury Gold credit card, the black one gives you credit in air travel.

Moreover, if you like traveling, this card guarantees you are protected. And it does it by providing ID Theft Protection and protection against fraud, as well as Travel Accident Insurance.

But you can only get these benefits if proving an excellent credit score. Plus, it requires a $495 annual fee (plus $195 for each additional and authorized user).   

Well, an exclusive card comes with exclusivities, right? And these exclusivities mean great benefits. Such as one point for each dollar spent on all purchases, airfare redemptions rated in 2%, and cashback redemptions valued at 1.5%. 

Although the annual fee is high, there is no foreign transaction fee. Consequently, you can appreciate the Mastercard’s worldwide acceptance while traveling.

As a secured luxury card, this credit card requires a very good to an excellent credit score, nothing less than that.

Ready to take a big step and enter an exclusive club? Then, to enjoy all the perks and benefits, learn right now how to apply for the Black credit card.