Credit Cards

Mastercard Black Edition credit card full review

If you want to show your high status, the Mastercard Black Edition credit card can be for you. So, keep reading our full review to know more!

Advertisement

by Victória Lourenço

09/28/2021 | Updated on 01/20/2022

Mastercard Black Edition credit card

See more features of Mastercard Black Edition in our full review! Source: Luxury Card
See more features of Mastercard Black Edition in our full review! Source: Luxury Card

The Mastercard Black Edition credit card offers its cardholders the opportunity to highlight their high-status lives. However, this card charges a very hefty annual fee, and it might not have the best rewards programs in the market of a similar card.

Even with all of that, this card offers 0% introductory APR for the first 15 months from account opening and annual credit for airline-related purchases. Moreover, this card can give you some luxury status and rewards related to travel and cashback. So, if you want to learn more about this Mastercard credit card, keep reading this full review of it!

How do you get the Mastercard Black Edition card?

Do you want to have the luxury status that the Mastercard Black Edition card can offer you? If so, read more to know how to apply!

Advertisement

How does the Mastercard Black Edition credit card work?

This card can give you an airline credit. Source: Luxury Card
This card can give you an airline credit. Source: Luxury Card

Once you become a cardholder, this card gives you a 2% value for redemptions related to airfare, 1.5% for cash back redemptions that you make, $100 in annual credit for airline-related spendings. In addition, you can have the 24/7 support of a luxury card concierge through your phone, email, or even through mobile chat.

Mastercard Black Edition card benefits

Advertisement

Pros

  • This card does not charge foreign transaction fees.
  • You can get a 1.5% and 2% redemption.
  • Get great perks when traveling, such as Global Entry and TSA PreCheck.
  • 0% introductory APR for the first 15 months from account opening.

*Terms apply.

Cons

  • This card charges a hefty $495 annual fee.
  • The perks offered by this card can be found in other similar cards.
  • This card does not offer a welcome bonus for new cardholders.
  • There is a 3% fee for balance transfers.

Advertisement

Should you get a Mastercard Black Edition card?

See if you should get this luxury credit card. Source: Luxury Card
See if you should get this luxury credit card. Source: Luxury Card

If you are thinking about getting this credit card, maybe consider checking out some other similar luxury travel cards that can give you status and better rewards. However, if you want the high status and luxury appearance offered by this card, this can be a great card for you.

How good does your credit score need to be?

To get this luxury credit card, we recommend that you have an excellent credit score. That means that your score should be at least 800 points to have a chance of getting this card. So, if you want to get this card and can pay for the hefty annual fee, having this score should be no problem.

How to apply for a Mastercard Black Edition credit card?

You can make your application to get this card once you know you have the requirements and fit the profile to be a card owner of this Mastercard card. So, if you want to know how to apply to become a cardholder, read our post below!

How to get the Mastercard Black Edition card?

Do you want to have the luxury status that the Mastercard Black Edition card can offer you? If so, read more to know how to apply!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics

content

10 steps to retire early and reach financial independence

Who doesn't want to retire early and reach financial independence? Read on to know the steps to achieve this goal and enjoy your retirement!

Keep Reading
content

How to apply for the Bask Bank Mileage Savings account?

Learn today how to open a Bask Bank Mileage Savings account so you can earn American Airlines AAdvantage miles to meet your travel goals.

Keep Reading
content

Plains Commerce Bank debit card full review

The Plains Commerce Bank debit card offers 24/7 fraud monitoring and online and mobile banking access! Keep reading to know more!

Keep Reading

You may also like

content

US Bank Altitude® Go Visa Signature® Card review: is it worth it?

Check out this US Bank Altitude® Go Visa Signature® credit card review and learn all about its benefits, such as $0 annual fee, rewards, and more!

Keep Reading
content

Upgrade Personal Loan review: how does it work and is it good?

Here's our review of Upgrade Personal Loan. Learn about their interest rates, terms. Check it out!

Keep Reading
content

Bank of America Customized Cash Rewards credit card review: is it worth it?

The Bank of America Customized Cash Rewards credit card offers 3% cash back on select purchases, and a $200 welcome bonus. Learn more about the benefits, drawbacks, and whether or not this is a good choice for your financial needs.

Keep Reading