Credit Cards (US)
Citi Premier® Card overview
The Citi Premier® Card has great benefits for popular everyday purchases. For example, for supermarkets and travel. See our our overview of this great card.
Citi Premier® Card: Earn 3 points per dollar in a wide range of bonus categories!
The Citi Premier credit card is a treasure that is not on everybody’s radar. You can earn 3 points per dollar on air travel, hotels, gas stations and more. Your rewards do not expire and there are no limits to the amount of points you can earn. Check out more of its benefits in this Citi Premier® Card overview.
|Credit Score||Good to excellent|
|Regular APR*||Ongoing Purchases APR: 20.74% – 28.74% (Variable);|
Ongoing Balance Transfer APR: 20.74% – 28.74% (Variable);
Ongoing Cash Advance APR: 29.99% (Variable).
|Welcome bonus*||60,000 bonus ThankYou® Points after spending $4,000 within the first 3 months from account opening|
|Rewards*||3 points per dollar at restaurants, supermarkets, gas stations, air travel and hotels. 1 point per dollar on all other purchases. Annual hotel savings benefit.|
What is special about the Citi Premier Card?
The Citi Premier credit card charges an annual fee of $95 dollars. It is a top tier card that offers bonus rewards across a number of popular categories.
It makes a good everyday credit card, and you can redeem your points for travel booked through Citi. Also, you can redeem them for cash back, gift cards, bill payments and more.
You can get even more value for your points transferring to one of Citi’s partners. Most Citi partners are international airlines, so this has its drawbacks.
This card can feel limited if you are not a frequent international traveler. The only domestic carrier which partners with Citi Premier is JetBlue.
To learn more about this card’s pros and cons, check out the next section of this article.
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Significant benefits and disadvantages you may find
The Citi Premier credit card may or may not be the best card for you. It all depends on what you value most.
To help you get a clearer picture of this card, here is a list of benefits and disadvantages.
- Convenient bonus categories
- Rewards do not expire
- Earn rewards at a high rate
- Get hotel savings benefits
- $95 annual fee
- Excellent/Good credit requirements
- Not the best redemptions options in the category
- Mostly advantageous to frequent international travelers
Who qualifies for the Citi Premier credit card?
The Citi Premier credit card is a card that competes with other top tier players. One of its competitors is the highly desired Chase Sapphire Preferred. This means in order to get this card you must have Good/Excellent credit score.
The application process for the Citi Premier credit card is extremely simple. Just as most cards in the market today, everything is done online.
All you have to do is go to their website, locate the offer, fill up an application form and submit. The whole process should not take more than a few minutes. To learn more about the card and how to apply, follow the link below for the full review.
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
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