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Marcus Personal Loans by Goldman Sachs review: flexibility and affordability

Check out the Marcus Personal Loans by Goldman Sachs review and learn how to consolidate debt with affordability and flexibility.

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by Aline Augusto

Published on 10/15/2022

Marcus Personal Loans by Goldman Sachs: up to $40,000 with no fees

Read this full review to learn everything about Marcus Personal Loans by Goldman Sachs. Source: The Mister Finance.
Read this full review to learn everything about Marcus Personal Loans by Goldman Sachs. Source: The Mister Finance.

Marcus Personal Loans by Goldman Sachs offers loans with no origination, late or early payoff penalty fees.

Also, it provides flexible and customizable terms of up to six years.

Keep reading to find out how it works!

Marcus Personal Loans

How to apply for the Marcus Personal Loans?

Check out how the Marcus Personal Loans by Goldman Sachs application works so you can get access to affordable loans to consolidate debt.

APRApproximately from 6.99 to 24.99%
Loan PurposePersonal (especially for those who want to consolidate debt)
Loan AmountsFrom $3,500 to $40,000
Credit NeededFair
TermsFlexible and customizable (usually from 3 to 6 years)
Origination FeeNone
Late FeeNone
Early Payoff PenaltyNone

Loans from Marcus by Goldman Sachs are usually best for consolidating debt. The amounts range from $3,500 to $40,000, and you can apply with less-than-perfect credit.

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How does the Marcus Personal Loans by Goldman Sachs work?

Marcus Personal Loans by Goldman Sachs offers a fantastic deal for those who want to consolidate debt at a very low cost.

Besides the fact that it doesn’t have origination, late, or prepayment fees, a loan from Marcus offers rate discounts when you choose an autopay option.

Also, it considers less-than-perfect credit scores in the application process. In addition, it provides a prequalification option with no hard inquiry on your credit.

Although it doesn’t offer a joint loan or co-sign, it provides a direct payment feature to creditors for those who choose a personal loan for debt consolidation.

The amounts vary from $3,500 to $40,000 and rates from 6.99 to 24.99%. That’s, you access affordable costs with a good range of amounts.

Furthermore, the terms are flexible and customizable, varying from three to six years.

And in case you need the money right away, funding is fast at Marcus by Goldman Sachs. Usually, it takes from one to four business days after approval for the money to be funded into your account.

Marcus Personal Loans by Goldman Sachs benefits

You can get up to $40,000 with Marcus Personal Loans by Goldman Sachs. Source: The Mister Finance.
You can get up to $40,000 with Marcus Personal Loans by Goldman Sachs. Source: The Mister Finance.

Marcus Personal Loans by Goldman Sachs provides everything you need in terms of lending options, especially if you need money to consolidate debt.

It provides autopay rate discounts, a good range of amounts, flexible terms, reasonable rates, and fast funding with no fees.   

Pros

  • It considers less-than-perfect credit score applicants;
  • It offers prequalification with no hard inquiry;
  • It provides an autopay option with rate discounts;
  • It features flexible terms and a good range of amounts;
  • It provides direct payment to creditors for those who want to consolidate debt;
  • It offers fast funding.

Cons

  • It doesn’t offer a joint loan or co-sign option;
  • It lacks more customer service channels.

How good does your credit score need to be?

Applying for a loan at Marcus Personal Loans by Goldman Sachs doesn’t require you to have a perfect credit score. It is recommended that you have at least fair credit.

How to apply for Marcus Personal Loans by Goldman Sachs?

If you are interested in consolidating debt, you should take a look at how easy it is to apply for a loan at Marcus Personal Loans by Goldman Sachs. Keep reading to find out more!

Marcus Personal Loans

How to apply for the Marcus Personal Loans?

Check out how the Marcus Personal Loans by Goldman Sachs application works so you can get access to affordable loans to consolidate debt.

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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