US
Integra Credit full review: No credit check!
Are you looking to borrow money with bad credit but want good terms? Read our Integra Credit review to learn more!
Integra Credit: No origination fees!
If you want to find the perfect loan for your needs, you can read our Integra Credit review to learn more about the good perks you can get!
How to apply for the Integra Credit?
Looking for a way to get the money you need without harming your credit score? Read on to learn how to apply for Integra Credit!
APR | From 99% to 300% variable APR. |
Loan Purpose | Small loan amounts for personal purposes. |
Loan Amounts | From $500 to $3,000. |
Credit Needed | Bad credit. |
Terms | From 6 to 8 months. |
Origination Fee | There are no origination fees. |
Late Fee | There are late fees, and they can vary by state. |
Early Payoff Penalty | No prepayment fees. |
Integra Credit could be the answer you’ve been searching for.
Also, this online lender offers unsecured personal loans specifically designed for those who have had trouble getting approved in the past due to less-than-ideal credit.
Moreover, we’re here to break down all of Integra Credit’s features and services so you can decide if it’s a viable option for your financial needs!
And you won’t need a hard credit pull! Read on and discover how this lender makes it easier than ever to get an affordable loan without traditional fees like origination or prepayment fees!
How does Integra Credit work?
Integra Credit offers many benefits to its lenders, such as no origination or prepayment fees. Moreover, you can also get approved for a loan even with a bad credit score.
In addition, you’ll be able to get your loan fund in as little as one business day after approval! Also, you won’t need to worry about lowering your credit during the application process.
Moreover, Integra Credit does not perform a hard credit check during application! This way, you’ll be able to complete your application and keep your credit score intact!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Integra Credit benefits
As we mentioned, Integra Credit can have many good perks for its clients. For example, you’ll be able to apply with no credit score harm.
However, this lender has some downsides, as with any other lender. For example, the loans are only available in 26 states in the US.
Therefore, you can check our list of pros and cons below to help you decide!
Pros
- You can get accepted to get a loan through this lender even with a bad credit score;
- There is a chance to get your loan funds in as little as the next business day;
- The application process does not hurt your credit score.
Cons
- The APR can be relatively high;
- There are late fees, and they vary depending on the state you live in;
- You won’t be able to make joining applications.
How good does your credit score need to be?
There is no official information about a credit score requirement for this lender. However, we know that they accept those with bad credit.
Moreover, Integra Credit does not make a hard pull during the application process. Therefore, there is no risk to your credit score.
How to apply for Integra Credit?
You can easily apply for this loan online! However, you must be at least 18 years old and a U.S. citizen or permanent resident with a Social Security number to apply for a personal loan from Integra Credit.
How to apply for the Integra Credit?
Looking for a way to get the money you need without harming your credit score? Read on to learn how to apply for Integra Credit!
Victória Lourenço
Aline Barbosa
Senior Editor
Trending Topics
How to opening a Ivy Bank High-Yield Savings account?
If you need an account that gives you high interest, read our post about the Ivy Bank High-Yield account opening and apply now!
Keep ReadingTypes of fees: learn three and their purpose
There's no way to escape being charged different types of fees and taxes. So, the best solution is to understand them. How about three types?
Keep ReadingHow to close a Bank of America account
Check out how to close a Bank of America account and learn simple tips on what to do before closing. Find out an alternative account for you!
Keep ReadingYou may also like
GO2bank™ review: is it the best choice for you?
Are you looking for a better banking experience? Look no further than GO2bank™. Read our GO2bank™ review!
Keep ReadingHonest Loans review: how does it work and is it good?
Are you looking for a loan but don't want to have to leave home for that? Stay tuned to our Honest loans review and learn how this platform can help you take the money you need in conditions that work for you. Read on!
Keep ReadingWhat is the lowest credit score possible?
Discover what is the lowest credit score possible and how it can affect your finances. Can you improve your poor score? Find it here!
Keep Reading