US

Integra Credit full review: No credit check!

Are you looking to borrow money with bad credit but want good terms? Read our Integra Credit review to learn more!

Integra Credit: No origination fees!

Integra Credit has fast funding. Source: The Mister Finance.
Integra Credit has fast funding. Source: The Mister Finance.

If you want to find the perfect loan for your needs, you can read our Integra Credit review to learn more about the good perks you can get!

Integra Credit

How to apply for the Integra Credit?

Looking for a way to get the money you need without harming your credit score? Read on to learn how to apply for Integra Credit!

APRFrom 99% to 300% variable APR.
Loan PurposeSmall loan amounts for personal purposes.
Loan AmountsFrom $500 to $3,000.
Credit NeededBad credit.
TermsFrom 6 to 8 months.
Origination FeeThere are no origination fees.
Late FeeThere are late fees, and they can vary by state.
Early Payoff PenaltyNo prepayment fees.

Integra Credit could be the answer you’ve been searching for.

Also, this online lender offers unsecured personal loans specifically designed for those who have had trouble getting approved in the past due to less-than-ideal credit.

Moreover, we’re here to break down all of Integra Credit’s features and services so you can decide if it’s a viable option for your financial needs!

And you won’t need a hard credit pull! Read on and discover how this lender makes it easier than ever to get an affordable loan without traditional fees like origination or prepayment fees!

How does Integra Credit work?

Integra Credit offers many benefits to its lenders, such as no origination or prepayment fees. Moreover, you can also get approved for a loan even with a bad credit score.

In addition, you’ll be able to get your loan fund in as little as one business day after approval! Also, you won’t need to worry about lowering your credit during the application process.

Moreover, Integra Credit does not perform a hard credit check during application! This way, you’ll be able to complete your application and keep your credit score intact!

Integra Credit benefits

Integra Credit has solutions for people with bad credit scores. Source: Canva.
Integra Credit has solutions for people with bad credit scores. Source: Canva.

As we mentioned, Integra Credit can have many good perks for its clients. For example, you’ll be able to apply with no credit score harm.

However, this lender has some downsides, as with any other lender. For example, the loans are only available in 26 states in the US.

Therefore, you can check our list of pros and cons below to help you decide!

Pros

  • You can get accepted to get a loan through this lender even with a bad credit score;
  • There is a chance to get your loan funds in as little as the next business day;
  • The application process does not hurt your credit score.

Cons

  • The APR can be relatively high;
  • There are late fees, and they vary depending on the state you live in;
  • You won’t be able to make joining applications.

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

There is no official information about a credit score requirement for this lender. However, we know that they accept those with bad credit.

Moreover, Integra Credit does not make a hard pull during the application process. Therefore, there is no risk to your credit score.

How to apply for Integra Credit?

You can easily apply for this loan online! However, you must be at least 18 years old and a U.S. citizen or permanent resident with a Social Security number to apply for a personal loan from Integra Credit.

Integra Credit

How to apply for the Integra Credit?

Looking for a way to get the money you need without harming your credit score? Read on to learn how to apply for Integra Credit!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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