How to start banking with Merrick Bank?
Merrick Bank specializes in helping people to build or rebuild credit history. So you can apply for its financial products and services without a perfect credit score!
by Aline Augusto
Merrick Bank: build your credit history with its financial products!
Merrick Bank offers many types of financial products, including acquiring services to help to develop and grow your business.
It features secured and unsecured credit cards with low rates and reasonable fees. Plus, recreation and personal loans of up to $12,500 with fair costs.
In addition, you don’t need to prove a perfect credit score to apply for its products and services. In fact, all products focus on helping people to build or rebuild credit history and get back on their financial track.
Check out how to apply for Merrick Bank!
Apply for the credit cards
Applying for a traditional credit card might be challenging when you don’t have a perfect credit score. Not if you apply for a Merrick secured or unsecured card.
Then, access the Merrick Bank website and select the Products tab. Click on Our Cards and choose which fits your needs better.
Note that you need an Acceptance Certificate Number for some of them before applying for one.
Apply for the loans
Whether you need money for a home improvement, pay for medical expenses, or even purchase a trailer to travel, you may apply for a Merrick recreation or personal loan.
So, access the bank website and select the Products tab. Click on Recreation or Personal Loans, and enter Check my Offer.
You will need to provide your income, personal, employment, and financial information.
Merrick Bank vs. Discover Bank
If you are searching for the best financial institution to bank with, we present Merrick Bank and Discover to you.
Check out the comparison table below to decide which one is right for you!
|Merrick Bank||Discover Bank|
|Financial products and services offered||Unsecured and secured cards, recreation and personal loans, Certificates of deposit, Acquiring Services||Checking account, Savings, Certificate of Deposit, Money Market account, Retirement accounts (IRA Certificate of Deposit and IRA Savings Account), Credit cards, and loans|
|Fees||Fees apply to all financial products described. See terms and conditions.||None|
|Minimum balance||Minimum $25,000 for CDs;|
Secured cards require a minimum initial deposit
How to apply for the Bank of America® Premium Rewards Elite card?
Learn how the Bank of America® Premium Rewards Elite card application works so that you can benefit from all the exclusive rewards and perks.Keep Reading
Alpine credits full review: get a loan for your home
If you're looking for a loan for an emergency, Alpine Credits can help you out! So, read our Alpine Credits review to learn more about it!Keep Reading
You may also like
Learn to apply easily for Merrick Bank Personal Loan
If you’re looking to apply for Merrick Bank’s personal loan, this step-by-step guide will help you get yours.Keep Reading
Application for the GO2bank™: how does it work?
Here is a full review about the GO2bank™ application process. Learn who is eligible for an account, and how you can apply online today. Read on!Keep Reading
Milestone Mastercard – Less Than Perfect Credit Considered application: how does it work?
Learn how to apply for the Milestone Mastercard – Less Than Perfect Credit Considered and fix your bad credit!Keep Reading