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We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

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How to start banking with Merrick Bank?

Merrick Bank specializes in helping people to build or rebuild credit history. So you can apply for its financial products and services without a perfect credit score!

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by Aline Augusto

Published on 01/18/2022

Merrick Bank:  build your credit history with its financial products!

Find out how the application process works! Source: Merrick Bank.
Find out how the application process works! Source: Merrick Bank.

Merrick Bank offers many types of financial products, including acquiring services to help to develop and grow your business.

It features secured and unsecured credit cards with low rates and reasonable fees. Plus, recreation and personal loans of up to $12,500 with fair costs.

In addition, you don’t need to prove a perfect credit score to apply for its products and services. In fact, all products focus on helping people to build or rebuild credit history and get back on their financial track.

Check out how to apply for Merrick Bank!

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Merrick Bank

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Build your credit history with the help of Merrick Bank!

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Build your credit history with the help of Merrick Bank!

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Apply for the credit cards

See how to apply online. Source: Pexels.
See how to apply online. Source: Pexels.

Applying for a traditional credit card might be challenging when you don’t have a perfect credit score. Not if you apply for a Merrick secured or unsecured card.

Then, access the Merrick Bank website and select the Products tab. Click on Our Cards and choose which fits your needs better.

Note that you need an Acceptance Certificate Number for some of them before applying for one.

Apply for the loans

Whether you need money for a home improvement, pay for medical expenses, or even purchase a trailer to travel, you may apply for a Merrick recreation or personal loan.

So, access the bank website and select the Products tab. Click on Recreation or Personal Loans, and enter Check my Offer.

You will need to provide your income, personal, employment, and financial information.

Merrick Bank vs. Discover Bank 

If you are searching for the best financial institution to bank with, we present Merrick Bank and Discover to you.

Check out the comparison table below to decide which one is right for you!

Merrick BankDiscover Bank
Financial products and services offeredUnsecured and secured cards, recreation and personal loans, Certificates of deposit, Acquiring ServicesChecking account, Savings, Certificate of Deposit, Money Market account, Retirement accounts (IRA Certificate of Deposit and IRA Savings Account), Credit cards, and loans
FeesFees apply to all financial products described. See terms and conditions.None
Minimum balanceMinimum $25,000 for CDs;
Secured cards require a minimum initial deposit
None
Prédio com fachada com logo Discover

How to start banking with Discover Bank?

An account designed for you with Discover Online Banking! Check out how to apply for an account or any other product it offers.

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How to start banking with Discover Bank?

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About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

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