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How to apply for a Woolworths Silver Credit Card?

Find out how simple it is to apply for a Woolworths Silver Credit Card and start earning up to 1% cash back on all of your purchases at no transaction fees.

by Aline Augusto

Published on 02/10/2023

Apply for a Woolworths Silver Credit Card: enjoy rewards, travel insurance, and more

Apply online for the Woolworths Silver Credit Card. Source: The Mister Finance.
Apply online for the Woolworths Silver Credit Card. Source: The Mister Finance.

If you are a frequent shopper at Woolies, you should learn how to apply for a Woolworths Silver Credit Card.

card

Credit Card

Woolworths Silver Credit

cash back insurance

Up to 1% cash back on every purchase you make and doesn’t charge transaction fees.

You will be redirected to another website

To sum up, this credit card offers a basic but essential list of features a shopper may love, such as:

  • Up to 1% cash back on purchases;
  • A flexible way to withdraw funds wherever Visa is accepted;
  • Lost card protection, balance protection, and automatic basic travel insurance;
  • Access to loyalty vouchers;
  • No transaction fees on purchases, and more.

So, basically, you earn on every swipe you make and enjoy other convenient benefits even when traveling abroad.

Now, take a look at how easy and fast it is to apply for a Woolworths Silver Credit Card!

Online Application Process

Don't forget your Woolworths Silver card when you go shopping. Source: Freepik.
Don’t forget your Woolworths Silver card when you go shopping. Source: Freepik.

In the first place, consider the main requirements before proceeding with an application.

Shortly, you must earn at least R3 000 as a monthly income and need to be at least 18 years old. Also, you must have a bank account and valid documentation.

You can apply for this card through the official Woolworths website by providing your personal and financial information.

Application Process using the app 

In the second place, after proceeding with your application online, download the Woolies app to manage your credit card information, bills, and vouchers earned.

Woolworths Silver Credit Card vs. Woolworths Gold Credit Card

There is another Woolies card you may find more suitable for you.

But before applying, check out the comparison below!

Woolworths Silver Credit CardWoolworths Gold Credit Card
RequirementsAt least R3 000 as monthly income or R24 000 annual gross;18 years old;
Have a bank account;
Valid documentation		At least R3 000 as monthly income;18 years old;Valid documentation
Initiation FeeNot foundR193.00
Monthly FeeNot foundR57.00 
FeesCard replacement: R100;
Unpaid cheque and unpaid debit order: R105;
Card courier fee: R155;
Online banking: Free;
Secondary card: Free
and others.		Absa ATM Account Payment Fee: R4.50 plus R1.50/R100 (maximum R15.00);
Initiation fee: R193.00;
Absa ATM: R2.50 per R100 (or part thereof);
Card Replacement Fee: R110.00;
Unpaid Debit Order Fee: R128.00;
Card Courier Fee: R170.00;
International Currency Conversion Fee:2.5% of the Rand value of a transaction
RewardsUp to 1% back in WRewards each quarter on fuel and Woolies shopping;
0.5% cash back on everything else;
Access to the WRewards programme 		2% back in vouchers each quarter on all Woolies purchases;
0.75% back in vouchers each quarter on all other purchases, including fuel (excludes EFT);
Access to the WRewards program

Then, take a look at how to apply for another Woolies card: the Woolworths Gold Credit Card!

Woolworths Gold credit card

How to apply for a Woolworths Gold Credit Card?

Check out how to apply for a Woolworths Gold Credit Card and earn 2% back in vouchers each quarter on all your favorite Woolies purchases.

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About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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