Credit Cards (US)
How to apply for the Wells Fargo Reflect℠ credit card?
Check out how the Wells Fargo Reflect℠ credit card application works so you can apply today and enjoy an extended introductory APR of 0% for up to 21 months!
Wells Fargo Reflect℠ credit card application: get extended intro APR of up to 21 months!
Wells Fargo is a financial institution specialized in providing investing, banking, mortgage, personal, credit card, small business, and commercial services. The newest addition to its products is the Wells Fargo Reflect℠ credit card application, which offers an extended introductory APR for up to 21 months.
So, you can get 0% intro APR for 18 months from the account opening on purchases and qualifying balance transfers. And then, you can enjoy an extension of 3 months if you manage to pay on time, at least the minimum in the intro period.
Also, there is no annual fee, as well.
In addition, you get cell phone protection, zero liability against fraud, roadside assistance, and a reward program in the form of a statement credit.
Check out how to apply for this card!
Apply online
Access the Wells Fargo website and choose the Reflect card.
Then, click on Apply Now.
You need to open an account first. So, provide your personal information, as well as your contact and financial information.
Note that you need to fill out your employment and housing status.
After that, submit the forms.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
After opening an account and applying for the credit card, download the Wells Fargo Mobile App to manage your finances right in the palm of your hand.
Wells Fargo Reflect℠ credit card vs. Bank of America Customized Cash Rewards credit card
Although Wells Fargo Reflect credit card doesn’t offer a welcome bonus, you can enjoy an extended introductory APR of 0% for up to 21 months.
However, if you want a better rewards rate, you can learn more about the Bank of America Customized Cash Rewards.
Check out the comparison table below before applying for a credit card!
| Wells Fargo Reflect℠ credit Card | Bank of America Customized Cash Rewards credit card | |
| Credit Score | Good – Excellent | Good – Excellent |
| Annual Fee | $0 | $0 |
| Regular APR | From 12.99% to 24.99% (variable) | From 13.99% to 23.99% (variable) |
| Welcome bonus | None | $200 online cash rewards plus 3% cash back in the category of your choice |
| Rewards | My Wells Fargo Deals program (statement credit on eligible shopping, dining, and experiences) | 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases |
If you decide to go with a Bank of America Customized Cash Rewards card, find out how to apply for it now!
How to apply for Bank of America® Customized card?
The Bank of America® Customized Cash Rewards Secured card has no annual fee and can help you build credit. Read more to know how to apply!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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