Credit Cards (US)

How to apply for the Wells Fargo Reflect℠ credit card?

Check out how the Wells Fargo Reflect℠ credit card application works so you can apply today and enjoy an extended introductory APR of 0% for up to 21 months!

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by Aline Augusto

Published on 03/06/2022

Wells Fargo Reflect℠ credit card application: get extended intro APR of up to 21 months!

See how to apply online. Source: The Mister Finance.
See how to apply online. Source: The Mister Finance.

Wells Fargo is a financial institution specialized in providing investing, banking, mortgage, personal, credit card, small business, and commercial services. The newest addition to its products is the Wells Fargo Reflect℠ credit card application, which offers an extended introductory APR for up to 21 months. 

So, you can get 0% intro APR for 18 months from the account opening on purchases and qualifying balance transfers. And then, you can enjoy an extension of 3 months if you manage to pay on time, at least the minimum in the intro period.

Also, there is no annual fee, as well.

In addition, you get cell phone protection, zero liability against fraud, roadside assistance, and a reward program in the form of a statement credit.

Check out how to apply for this card!

card

Credit Card

Wells Fargo Reflect℠

Visa Mobile App

Apply for the card and get an extended intro APR!

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Apply online

Find out how the Wells Fargo Reflect℠ credit card application process works! Source: Pexels.
Find out how the Wells Fargo Reflect℠ credit card application process works! Source: Pexels.

Access the Wells Fargo website and choose the Reflect card. 

Then, click on Apply Now.

You need to open an account first. So, provide your personal information, as well as your contact and financial information.

Note that you need to fill out your employment and housing status.

After that, submit the forms.

Apply using the app

After opening an account and applying for the credit card, download the Wells Fargo Mobile App to manage your finances right in the palm of your hand.

Wells Fargo Reflect℠ credit card vs. Bank of America Customized Cash Rewards credit card 

Although Wells Fargo Reflect credit card doesn’t offer a welcome bonus, you can enjoy an extended introductory APR of 0% for up to 21 months.

However, if you want a better rewards rate, you can learn more about the Bank of America Customized Cash Rewards.

Check out the comparison table below before applying for a credit card!

Wells Fargo Reflect℠ credit CardBank of America Customized Cash Rewards credit card
Credit ScoreGood – Excellent Good – Excellent
Annual Fee$0$0
Regular APRFrom 12.99% to 24.99% (variable)From 13.99% to 23.99% (variable)
Welcome bonusNone$200 online cash rewards plus 3% cash back in the category of your choice
RewardsMy Wells Fargo Deals program (statement credit on eligible shopping, dining, and experiences)3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs,
and 1% cash back on all other purchases

If you decide to go with a Bank of America Customized Cash Rewards card, find out how to apply for it now!

Bank of America Customized Cash Rewards or Bank

How to apply for Bank of America® Customized card?

The Bank of America® Customized Cash Rewards Secured card has no annual fee and can help you build credit. Read more to know how to apply!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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