Credit Cards (US)
How to apply for the Tomo Credit Card?
Learn how the Tomo Credit Card application works so you can get yours and start building credit while enjoying a whole range of perks at zero fees.
by Aline Augusto
Tomo Credit Card application: $0 fees and 0% APR
Tomo credit card is a fantastic resource for those who need to build credit with a different approach. The card reports to all major credit bureaus and charges no fees or APR.
Also, it gathers many benefits, including access to Mastercard World Elite programs, useful rewards, and valuable security features
In addition, the application process is easy and fast. And it doesn’t require a credit history. But you must link a bank account to the process.
Furthermore, the application does not affect your credit, whether approved or declined.
Now, learn how to apply following the explanation below.
Online Application Process
Applying for a Tomo card is easy. And you don’t need to be a U.S. citizen to be approved.
All you must provide is your personal information, including your SSN or ITIN and a government-issued ID. Also, you must provide a bank account that will be linked to your card.
Since it doesn’t charge fees or APR, as well as it doesn’t require a security deposit, it uses alternative data sources to access important information. But Tomo doesn’t store it and keeps it private.
You will be redirected to another website
Application Process using the app
After getting started at the Tomo website, you can download the mobile app to view and control your newest card.
Tomo Credit Card vs. Quicksilver Secured Rewards from Capital One
Capital One also offers credit cards for those who need to build credit. One of the options offered is the Quicksilver Secured Rewards card.
Besides the unlimited cash back, it lets you carry a balance, unlike Tomo. Check out the comparison below!
|Tomo Credit Card||Quicksilver Secured Rewards from Capital One|
|Credit Score||All credit scores considered||Fair|
|Fees||None||Transfer: 3% of the amount of a transferred balance that posts to your account at a might promotional APR;|
None for balances transferred at the Transfer APR.
Cash Advance: 3% or $10 of the amount of each transaction, whichever is greater.
Late Payment: up to $40.
Foreign Transaction: None.
|Rewards||Lyft: $60 value – three rides with Lyft and earn $5 credit;|
DoorDash: $90 value – free for three months and $5 off per month;
HelloFresh: $90 value – discounts on the first five boxes + free shipping;
ShopRunner: $79 value – free membership, 2-day shipping, and returns.
|Unlimited 1.5% cash back on all purchases|
Check out how to apply for a Quicksilver Secured Rewards from Capital One!
How to apply for Quicksilver Secured Rewards?
The Quicksilver Secured Rewards from Capital One offers cash back at a $0 annual fee. And you can build credit with it. Check out the full review!
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