Tomo credit card is a fantastic resource for those who need to build credit with a different approach. The card reports to all major credit bureaus and charges no fees or APR.

Also, it gathers many benefits, including access to Mastercard World Elite programs, useful rewards, and valuable security features

In addition, the application process is easy and fast. And it doesn’t require a credit history. But you must link a bank account to the process.

Furthermore, the application does not affect your credit, whether approved or declined.

Now, learn how to apply following the explanation below.

Applying for a Tomo card is easy. And you don’t need to be a U.S. citizen to be approved.

All you must provide is your personal information, including your SSN or ITIN and a government-issued ID. Also, you must provide a bank account that will be linked to your card.

Since it doesn’t charge fees or APR, as well as it doesn’t require a security deposit, it uses alternative data sources to access important information. But Tomo doesn’t store it and keeps it private.

After getting started at the Tomo website, you can download the mobile app to view and control your newest card.

Capital One also offers credit cards for those who need to build credit. One of the options offered is the Quicksilver Secured Rewards card.

Besides the unlimited cash back, it lets you carry a balance, unlike Tomo. Check out the comparison below!

Check out how to apply for a Quicksilver Secured Rewards from Capital One!