Credit Cards (US)

How to apply for the Tomo Credit Card?

Learn how the Tomo Credit Card application works so you can get yours and start building credit while enjoying a whole range of perks at zero fees.

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by Aline Augusto

09/29/2022 | Updated on 10/01/2022

Tomo Credit Card application: $0 fees and 0% APR

Learn how to apply for your Tomo credit card. Source: The Mister Finance.
Learn how to apply for your Tomo credit card. Source: The Mister Finance.

Tomo credit card is a fantastic resource for those who need to build credit with a different approach. The card reports to all major credit bureaus and charges no fees or APR.

Also, it gathers many benefits, including access to Mastercard World Elite programs, useful rewards, and valuable security features

card

Credit Card

Tomo

secured no fees

Tomo Credit Card charges no fees or APR. Instead, it offers valuable rewards.

See an ad to be redirected to another website

In addition, the application process is easy and fast. And it doesn’t require a credit history. But you must link a bank account to the process.

Furthermore, the application does not affect your credit, whether approved or declined.

Now, learn how to apply following the explanation below.

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Online Application Process

Apply easily using your smartphone or laptop. Source: Freepik.
Apply easily using your smartphone or laptop. Source: Freepik.

Applying for a Tomo card is easy. And you don’t need to be a U.S. citizen to be approved.

All you must provide is your personal information, including your SSN or ITIN and a government-issued ID. Also, you must provide a bank account that will be linked to your card.

Since it doesn’t charge fees or APR, as well as it doesn’t require a security deposit, it uses alternative data sources to access important information. But Tomo doesn’t store it and keeps it private.

Application Process using the app 

After getting started at the Tomo website, you can download the mobile app to view and control your newest card.

Tomo Credit Card vs. Quicksilver Secured Rewards from Capital One

Capital One also offers credit cards for those who need to build credit. One of the options offered is the Quicksilver Secured Rewards card.

Besides the unlimited cash back, it lets you carry a balance, unlike Tomo. Check out the comparison below!

Tomo Credit CardQuicksilver Secured Rewards from Capital One
Credit ScoreAll credit scores consideredFair
APRNone26.99% (variable)
Annual Fee$0$0
FeesNoneTransfer: 3% of the amount of a transferred balance that posts to your account at a might promotional APR;
None for balances transferred at the Transfer APR.
Cash Advance: 3% or $10 of the amount of each transaction, whichever is greater.
Late Payment: up to $40.
Foreign Transaction: None.
Welcome bonusNoneNone
RewardsLyft: $60 value – three rides with Lyft and earn $5 credit;
DoorDash: $90 value – free for three months and $5 off per month;
HelloFresh: $90 value – discounts on the first five boxes + free shipping;
ShopRunner: $79 value – free membership, 2-day shipping, and returns. 
Unlimited 1.5% cash back on all purchases

Check out how to apply for a Quicksilver Secured Rewards from Capital One!

Capital One Quicksilver Secured Cash Rewards

How to apply for Quicksilver Secured Rewards?

The Quicksilver Secured Rewards from Capital One offers cash back at a $0 annual fee. And you can build credit with it. Check out the full review!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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