Credit Cards (US)
OakStone Secured Mastercard® Gold Credit Card full review
Today we will present a secured credit card that fits your financial life, even if you don't have a good credit score. Then, stay with us to the OakStone Gold Secured Mastercard® card full review!
OakStone Gold Secured Mastercard® credit card.
OakStone Secured Mastercard® Gold is a credit card for those who have bad or limited credit score or no credit history at all. Besides that, it is for people who want a little more from a secured card.
Such as, fraud protection, low APR on purchases with no penalty rate, flexibility and agility in the daily routine.
And, as a secured card, you need to deposit cash. But, it works like any other credit card. Also, it provides you a chance to rebuild your credit.
Credit Score | None |
Annual Fee | $39 |
APR | Regular APR: 14.74% – variable; Cash Advance APR: 20.74% – variable. |
Welcome bonus | None |
Rewards | None |
How to apply for OakStone Gold Secured Mastercard®
OakStone Gold Secured Mastercard® credit card is a good option for those who need to rebuild credit. See how to apply for it right now!
How does the OakStone Gold Secured Mastercard® credit card work?
The OakStone Gold Secured Mastercard® helps you build your credit score by reporting monthly to three national bureaus. It also provides you a competitive and low APR for those with bad credit.
Unlike other credit cards, OakStone Gold Secured Mastercard® doesn’t require a minimum credit score. So, you don’t need to worry about your past or how to get a credit card without any credit history.
Finally, it is Mastercard®, which gives you a highly purchasing power. But, it has annual fee and it is not available in NY, IA, AR, or WI.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
OakStone Gold Secured Mastercard® card benefits
OakStone Gold Secured Mastercard® managed to launch a secured credit card that gives you the opportunity to rebuild your credit score, with low APR and high credit limit, from $200 to $5,000.
Despite the secured deposit requirement, it is a good option for those who want a little extra from a secured card.
Moreover, it provides you a free Real-Time Access to credit score and Credit Monitoring, powered by Experian. These reports help you to have an overview on how your score is developing.
In conclusion, check out all pros and cons before deciding to apply for it:
Pros
- Competitive APR with no penalty rate
- Fast and easy application process, without fees
- Doesn’t require minimum credit score
- Reports to all three nationwide credit bureaus
- Includes free Real-Time Access to Credit Score and Credit Monitoring
- Helps rebuild your credit score
- Provides a high credit limit, from $200 to $5,000
Cons
- Requires a secured deposit
- Annual fee
- 3% foreign transaction fee
- No rewards or welcome bonus
- Not available in NY, IA, AR, or WI
How good does your credit score need to be?
To get your credit card, your score doesn’t have to be good at all. Actually, this secured card is great for those who have bad or no credit history.
How to apply for an OakStone Gold Secured Mastercard® credit card?
Now that you know all about this credit card, you will be able to decide if it fits your profile. Then, how about learning more on the application process? Read below!
How to apply for OakStone Gold Secured Mastercard®
OakStone Gold Secured Mastercard® credit card is a good option for those who need to rebuild credit. See how to apply for it right now!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
How to apply for the Capital One SavorOne Student Cash Rewards Credit Card?
Capital One SavorOne Student Cash Rewards Card offers unlimited cash back on all purchases with no annual fees. See how to apply!
Keep ReadingCapital One Bank review: is it trustworthy?
This Capital One Bank review will show you how the bank works and what you can get when you start banking with it! Check this post out!
Keep ReadingHow to join and start banking with Wells Fargo Bank?
See how to join Wells Fargo bank and enjoy all its benefits, from accounts to credit cards. Access more than 12,000 ATMs nationwide for free.
Keep ReadingYou may also like
CashUSA.com review: how does it work and is it good?
Discover the ease of securing a personal loan in this CashUSA.com in-depth review. Qualify with any type of credit score! Keep reading for more!
Keep ReadingHow to request US Bank Altitude® Go Visa Signature® Card
Check out how to apply for the US Bank Altitude® Go Visa Signature® card and start earning rewards and cash back today! Plus, you don't have to worry about annual or foreign transaction fees.
Keep ReadingSolicitud para la Destiny Mastercard®: ¿cómo funciona?
El proceso de solicitud para la Destiny Mastercard® es sencillo. Quédate aquí y lee este artículo para aprender sobre la solicitud.
Keep Reading