Loans (US)

How to apply for Merrick Bank Recreation Loans?

Do you need help raising money for your next adventure? Keep reading to learn more about how to apply for Merrick Bank Recreation Loans!

by Victória Lourenço

Published on 03/19/2022

Applying for Merrick Bank Recreation Loans: apply for a loan and live your best adventure

Fund your next adventure with Merrick Bank Recreation Loans! Source: The Mister Finance
Fund your next adventure with Merrick Bank Recreation Loans! Source: The Mister Finance

Merrick bank offers recreation loans to people looking for a way to finance their recreational activities. If you’re interested in applying for one of these loans, here’s what you need to know. Also, Merrick bank has several different types of recreation loans available. You can choose between RV loans, boat loans, horse, utility, cargo trailer, and more! So, keep reading to know how to apply!



Merrick Bank Recreation

Mobile App Online

Get accepted even with not-so-good credit.

You will be redirected to another website

Apply online

You will need to call an approved dealer to make your loan. Source: Unsplash
You will need to call an approved dealer to make your loan. Source: Unsplash

To apply for a recreation loan with Merrick Bank, you need to go to their official website to find more information about the loan types. Also, before you apply for a loan, you can go to their loan calculator to know some details about your possible loan. However, there is no concrete information available. You will have to contact one of their specialists to know about your loan.

Moreover, you cannot apply online through their website. You can only find information about a loan dealer near you. Then, you can contact them to have a personalized conversation about your possible recreation loan details.

Apply using the app

Merrick Bank offers a mobile app for those who have an account with the bank or a credit card. However, you cannot apply for a recreation loan through their mobile app. So, the way to apply for a loan is like we mentioned in the topic above. You need to contact an official Merrick Bank loan dealer to know your loan details.

However, you must be wondering how you should make your loan payments and manage your loan information. Well, you can log in online to make your loan payments. Or you can pay over the phone, but there is an additional $10 fee for phone payments.

Merrick Bank Recreation Loans vs. Rocket Loans

If you are looking for a loan type other than recreation loans, Merrick Bank also offers personal loans. However, there are other similar options in the market. For example, Rocket Loans is a lender that offers good terms for its loans. So, if you want to do some more research before you decide which lender is best for you, check out our table below with a comparison.

Merrick Bank Recreation LoansRocket Loans
APRN/A.5.97% to 29.99% (with autopay discount of .25%)
Loan Purpose*RV loans, boat loans, horse, utility, cargo trailers, ATV, UTV, and side-by-side vehicles.

*Terms apply.
Loan AmountsN/A.$2,000 to $45,000
Credit NeededYou can get accepted even with a low credit score.At least 580 points.
TermsFrom 12 months to 7 years.36 or 60 months.
Origination FeeN/A.1% – 6%.
Late FeeN/A.$15.
Early Payoff PenaltyN/A.No early payoff penalty.
Rocket Loans logo

How to apply for the Rocket personal loan?

Need a personal loan? Rocket has you covered. They offer flexible repayment terms, and you get your money in one business day. Learn how to apply now!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics


Bank of America review: is it trustworthy?

Check out this Bank of America review post to learn how good the banking experience is. Find out all about its financial products and costs.

Keep Reading

NetFirst Platinum card full review

Buy all you want from the Horizon Outlet while building your credit score. Check out the NetFirst Platinum review to learn more about it!

Keep Reading

The best cards if you have a low credit score

Don't let bad credit keep you from getting the card you need. Check out these top picks for the best credit cards for a low credit score!

Keep Reading

You may also like


The easiest way to improve your credit score: a quick guide

Want to know the easiest way to improve your credit score? Check out our guide for the quick and easy steps you can take today!

Keep Reading

Application for the Merit Platinum card: how does it work?

Learn how to apply for the Merit Platinum card, perfect for consumers looking to rebuild their credit score. This card offers no interest on purchases, a $750 credit limit, and no credit check.

Keep Reading

Flagstar Bank Mortgage review: how does it work and is it good?

Looking for a mortgage? Check out our review of Flagstar Bank Mortgages - mortgages in all 50 states with fast appliction process.

Keep Reading