Loans (US)
How to apply for the Rocket personal loan?
Need a personal loan? Rocket has you covered. They offer flexible repayment terms, and you get your money in one business day. Learn how to apply now!
Applying for Rocket personal loan: match your credit needs
If you decided that the personal loan from Rocket is the one right for you, let’s go to the next step. Now, let’s understand how to apply using Rocket’s website and continue with the rest of the process to guarantee your fundings.
Apply online
Happily, the application process is easy as a pie. To start, please go to the Rocket Personal Loan official website, click on the huge red button that says “APPLY NOW”, fill the form on the next page of the website with your personal information.
After this, the website shows you your options of loan, but do not worry because this process will not reduce your credit score. By this time, you will probably know if Rocket has any available loans for you. Of course, it will also indicate to you the terms that you are required to pay, the rates of this loan, and the length of time that you are required to pay the loan back.
If you found the right loan for you, please click on the “SELECT” button next to it and continue with the process. By this time, you will create a password for your loan account and Rocket will start to check precisely your credit score.
Upon approval, Rocket Loans will show you the information from the bank account that they will use to send you the refunds. As the Rocket provides its borrowers the money on the same business day, if you apply for the loan in the morning you can have the money in your account in the evening.
If you still have any questions, you can always contact the Rocke Loans representatives, the number is 800-333-7625. They are available from Monday to Saturday, from 9 a.m. to 7 p.m.
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Apply using the app
Unfortunately, Rocket Loans does not have a mobile app. This would be a problem nowadays, but its website is responsive and fluid, making it simple and effective to use on smartphones.
Rocket personal loan vs. Merrick Bank Personal Loan
If you are still in doubt if this loan is the right one for you, take it easy. Here is one table where you can compare 2 different loan providers: Rocket Loans and Merrick Bank. With this table you can see the difference in aspects like APR taxes or Late fees.
| Rocket personal loan | Merrick Bank Personal Loan | |
| APR | 5.97% to 29.99% (with autopay discount of .25%) | 27.99% – 35.99% |
| Loan Purpose | Terms and Conditions apply | Terms and Conditions apply |
| Loan Amounts | $2,000 to $45,000 | $2,500 – $12,500 |
| Credit Needed | 580 minimum | minimum 580 |
| Terms | 36 or 60 months | 36 months |
| Origination Fee | 1% – 6% | 5% |
| Late Fee | $15 | None |
| Early Payoff Penalty | None | Terms and Conditions apply |
Have you gotten interested in the Merrick Bank Personal Loan, learn now how to apply for it at this link!
How to apply for Merrick Bank personal loan?
Merrick Bank loan features a quick and easy application process with fair rates. Learn how to apply for it!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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