Loans (US)

How to apply for the Rocket personal loan?

Need a personal loan? Rocket has you covered. They offer flexible repayment terms, and you get your money in one business day. Learn how to apply now!

Applying for Rocket personal loan: match your credit needs

See how to apply online. Source: Facebook Rocket Loans.
See how to apply online. Source: Facebook Rocket Loans.

If you decided that the personal loan from Rocket is the one right for you, let’s go to the next step. Now, let’s understand how to apply using Rocket’s website and continue with the rest of the process to guarantee your fundings. 

card

Loan

Rocket

Online Fast money

Borrow an affordable loan to cover your expenses at Rocket personal loan!

You will be redirected to another website

Apply online

Find out how the application process works! Source: Pexels.
Find out how the application process works! Source: Pexels.

Happily, the application process is easy as a pie. To start, please go to the Rocket Personal Loan official website, click on the huge red button that says “APPLY NOW”, fill the form on the next page of the website with your personal information. 

After this, the website shows you your options of loan, but do not worry because this process will not reduce your credit score. By this time, you will probably know if Rocket has any available loans for you. Of course, it will also indicate to you the terms that you are required to pay, the rates of this loan, and the length of time that you are required to pay the loan back. 

If you found the right loan for you, please click on the “SELECT” button next to it and continue with the process. By this time, you will create a password for your loan account and Rocket will start to check precisely your credit score.

Upon approval, Rocket Loans will show you the information from the bank account that they will use to send you the refunds. As the Rocket provides its borrowers the money on the same business day, if you apply for the loan in the morning you can have the money in your account in the evening.

If you still have any questions, you can always contact the Rocke Loans representatives, the number is 800-333-7625. They are available from Monday to Saturday, from 9 a.m. to 7 p.m.

Apply using the app

Unfortunately, Rocket Loans does not have a mobile app. This would be a problem nowadays, but its website is responsive and fluid, making it simple and effective to use on smartphones.

Rocket personal loan vs. Merrick Bank Personal Loan

If you are still in doubt if this loan is the right one for you, take it easy. Here is one table where you can compare 2 different loan providers: Rocket Loans and Merrick Bank. With this table you can see the difference in aspects like APR taxes or Late fees.

Rocket personal loanMerrick Bank Personal Loan
APR5.97% to 29.99% (with autopay discount of .25%)27.99% – 35.99%
Loan PurposeTerms and Conditions applyTerms and Conditions apply
Loan Amounts$2,000 to $45,000$2,500 – $12,500
Credit Needed580 minimumminimum 580
Terms36 or 60 months36 months
Origination Fee1% – 6%5%
Late Fee$15None
Early Payoff PenaltyNoneTerms and Conditions apply

Have you gotten interested in the Merrick Bank Personal Loan, learn now how to apply for it at this link!

Fachada Merrick Bank

How to apply for Merrick Bank personal loan?

Merrick Bank loan features a quick and easy application process with fair rates. Learn how to apply for it!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

Trending Topics

content

Bonds as an Investment: a guide for beginners

How much do you know about bonds investments? We want to test your knowledge and challenge you to gain money out of bonds!

Keep Reading
content

Fundbox Business Loans review: quick and easy!

You can get incredible loan rates and terms for your business with Fundbox. So, read our Fundbox Business Loans review to learn more!

Keep Reading

You may also like

content

Citi® Diamond Preferred® Card review: Have a break on interest!

If you need to transfer your balance with ease, and don't want to pay any interest for that, have a look at Citi® Diamond Preferred® Card review, and know how that will be possible. Keep reading!

Keep Reading
content

How many credit cards should I have?

This article will help you answer the question "how many credit cards should I have?". Also, you'll learn what are the pros and cons of having multiple credit cards. Keep reading!

Keep Reading
content

Build credit fast: Merrick Bank Classic Secured Card review

Looking for a credit card to rebuild or establish credit? Check out the Merrick Bank Classic Secured Card! This card is what you're looking for!

Keep Reading