Loans (US)

How to apply for the Rocket personal loan?

Need a personal loan? Rocket has you covered. They offer flexible repayment terms, and you get your money in one business day. Learn how to apply now!

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by Aline Augusto

01/23/2022 | Updated on 09/15/2022

Applying for Rocket personal loan: match your credit needs

See how to apply online. Source: Facebook Rocket Loans.
See how to apply online. Source: Facebook Rocket Loans.

If you decided that the personal loan from Rocket is the one right for you, let’s go to the next step. Now, let’s understand how to apply using Rocket’s website and continue with the rest of the process to guarantee your fundings. 

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Borrow an affordable loan to cover your expenses at Rocket personal loan!

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Find out how the application process works! Source: Pexels.
Find out how the application process works! Source: Pexels.

Happily, the application process is easy as a pie. To start, please go to the Rocket Personal Loan official website, click on the huge red button that says “APPLY NOW”, fill the form on the next page of the website with your personal information. 

After this, the website shows you your options of loan, but do not worry because this process will not reduce your credit score. By this time, you will probably know if Rocket has any available loans for you. Of course, it will also indicate to you the terms that you are required to pay, the rates of this loan, and the length of time that you are required to pay the loan back. 

If you found the right loan for you, please click on the “SELECT” button next to it and continue with the process. By this time, you will create a password for your loan account and Rocket will start to check precisely your credit score.

Upon approval, Rocket Loans will show you the information from the bank account that they will use to send you the refunds. As the Rocket provides its borrowers the money on the same business day, if you apply for the loan in the morning you can have the money in your account in the evening.

If you still have any questions, you can always contact the Rocke Loans representatives, the number is 800-333-7625. They are available from Monday to Saturday, from 9 a.m. to 7 p.m.

Apply using the app

Unfortunately, Rocket Loans does not have a mobile app. This would be a problem nowadays, but its website is responsive and fluid, making it simple and effective to use on smartphones.

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Rocket personal loan vs. Merrick Bank Personal Loan

If you are still in doubt if this loan is the right one for you, take it easy. Here is one table where you can compare 2 different loan providers: Rocket Loans and Merrick Bank. With this table you can see the difference in aspects like APR taxes or Late fees.

Rocket personal loanMerrick Bank Personal Loan
APR5.97% to 29.99% (with autopay discount of .25%)27.99% – 35.99%
Loan PurposeTerms and Conditions applyTerms and Conditions apply
Loan Amounts$2,000 to $45,000$2,500 – $12,500
Credit Needed580 minimumminimum 580
Terms36 or 60 months36 months
Origination Fee1% – 6%5%
Late Fee$15None
Early Payoff PenaltyNoneTerms and Conditions apply

Have you gotten interested in the Merrick Bank Personal Loan, learn now how to apply for it at this link!

Fachada Merrick Bank

How to apply for Merrick Bank personal loan?

Merrick Bank loan features a quick and easy application process with fair rates. Learn how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

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Aline Barbosa

Senior Editor

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