Credit Cards (US)

How to apply for The AARP® Essential Rewards Mastercard® from Barclays?

Learn how to apply for The AARP® Essential Rewards Mastercard® from Barclays and start earning unlimited rewards that never expire.

Apply for The AARP® Essential Rewards Mastercard® from Barclays: earn $100 cash back bonus

Learn how to apply for this rewards credit card. Source: The Mister Finance.
Learn how to apply for this rewards credit card. Source: The Mister Finance.

If you are looking for earning unlimited cash back, then you need to learn how to apply for The AARP® Essential Rewards Mastercard® from Barclays.

In essence, this card might be one of the most valuable options available since it offers up to 3% cash back on essential purchases while charging a $0 annual fee.

card

Credit Card

The AARP® Essential

$0 annual fee cash back

Barclays has amazing credit cards with cash back, and this is one of them!

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Also, it offers a 0% introductory APR on balance transfers for 15 months on transactions made within 45 days of account opening.

Besides that, you can work on your credit management since this Barclays card provides you with complimentary access to FICO® Credit Score.

Unquestionably, a fantastic credit card for consumers. 

Thus, learn how to apply for The AARP® Essential Rewards Mastercard® from Barclays.

Online Application Process

Access Barclays website and you can apply for your credit card. Source: Canva.
Access Barclays website and you can apply for your credit card. Source: Canva.

Filling out the application is pretty simple, and it will take about 5 minutes or even less.

Provide the following information, then:

  • Full Name
  • Email
  • Phone Number
  • Permanent address
  • Financial details, including a source of income, occupation, and total annual gross income

Furthermore, if you have an AARP membership number, add it to be printed on your card. Otherwise, leave it blank.

You can also add an authorized user.

Application Process using the app 

Download the Barclays mobile app and access your newest account created by following the step-by-step mentioned above.

The AARP® Essential Rewards Mastercard® from Barclays vs. JetBlue Card

The AARP® Essential Rewards Mastercard® from Barclays offers unlimited cash back at a $0 annual fee.

However, if you need an alternative for traveling, check out the JetBlue Card.

The AARP® Essential Rewards Mastercard® from BarclaysJetBlue Card
Credit ScoreGood – ExcellentGood – Excellent
APRPurchases and balance transfers: 20.49%, 24.49%, or 29.49% depending on your creditworthiness (variable);
Cash Advances: 29.99% 
Purchases and balance transfers: 18.99%, 22.99%, or 27.99%, depending on your creditworthiness;
Cash Advances: 28.24% 
Annual Fee$0$0
FeesForeign transaction fee: 3% of each;
Balance transfer fee: $5 or 5% of the amount of each transaction, whichever is greater;
Cash Advance: $10 or 5% of the amount of each transaction, whichever is greater;
Late Payment: up to $39;
Returned payment: up to $39
Foreign transaction fee: $0;
Balance transfer fee: $5 or 5% of the amount of each transaction, whichever is greater;
Cash Advance: $10 or 5% of the amount of each transaction, whichever is greater;
Late Payment: up to $40;
Returned payment: up to $40
Welcome bonus$100 Cash Back Bonus after you spend $500 on purchases within 90 days of the account opening10,000 bonus points after qualifying purchases
RewardsUnlimited 3% cash back on drugstore purchases and gas (excluding Walmart and Target);
Unlimited 2% cash back on eligible medical expenses;
Unlimited 1% cash back on everything else
3X points on qualifying JetBlue purchases;
2X points at restaurants and qualifying grocery stores purchases

What about applying for a travel credit card? Then, learn how to get a JetBlue Card!

jetblue card

How to apply for the JetBlue Card?

Check out how the JetBlue Card application works and learn how to start earning unlimited rewards to enjoy your next travel through JetBlue.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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