Credit Cards (US)

How to apply for the Oportun® Visa® card?

Are you looking for a card that does not require a specific credit score and offers high credit lines? If so, read our post about the Oportun® Visa® card application!

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by Victória Lourenço

Published on 06/09/2022

Oportun® Visa® card application: no credit history needed

Learn how to apply for a Oportun® Visa® card! Source: The Mister Finance
Learn how to apply for a Oportun® Visa® card! Source: The Mister Finance

If you are looking for a credit card that does not require a Social Security Number or a credit history, this credit card can be for you. Also, currently, you have to get invited to apply for the Oportun® Visa® card. But, you can check out if you prequalify through the official website with no harm to your credit score! We will give you all the details about the Oportun® Visa® card application. Therefore, keep reading our post to know more!

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Credit Card

Oportun® Visa®

worldwide visa

No credit score needed. Zero fraud liability available.

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Apply online

You can only apply if you get an invitation. Source: Unsplash
You can only apply if you get an invitation. Source: Unsplash

Unfortunately, you can only see if you are prequalified to get this Visa card through Oportun’s official website. Also, you don’t really need a credit history to apply, but it can be good to have one. This is because your annual fee and APR fee depend on your creditworthiness. So, after you get an invitation from Oportun®, you can properly apply to get this excellent Visa credit card.

Apply using the app

Because you need an invitation in order to submit an application for this card, it is not feasible to apply for it through a mobile app. Instead, you will need to make an application in person. In addition, the only place you can check to see if you already meet the prequalification requirements for the position is on the official website.

Oportun® Visa® credit card vs. Fit Mastercard credit card

If you are still on the fence about applying for this Visa credit card, we have another suggestion for you that might better suit your needs. Take, for instance, the Fit Mastercard as an illustration. This Mastercard card is open to applicants with credit scores ranging from poor to average. Additionally, the annual price can be quite hefty and is now set at $99.

In addition, similar to the Oportun® Visa® card, the Fit card does not come with a sign-up bonus or a rewards program that you may participate in. Check out the following comparison table, which should help you make your choice!

Oportun® Visa® cardFit Mastercard credit card
Credit ScoreAll credit scores.Bad to fair.
Annual feeIt depends on your creditworthiness.$99.
Regular APRN/A.22.99% variable APR.
Welcome bonusNo welcome bonus.There is no welcome bonus.
RewardsN/A.There is no rewards program.
Fit Mastercard credit card

How to apply for the Fit Mastercard credit card?

Do you need to organize your finances and clear debt? The Fit Mastercard card can be a great option for you. Keep reading our post about how to get this card!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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