Credit Cards (US)

How to apply for the Instacart Mastercard®?

To earn cash back on all purchases, learn how to apply for an Instacart Mastercard® and enjoy extra benefits.

by Aline Augusto

04/14/2023 | Updated on 04/24/2023

Apply for an Instacart Mastercard®: get $100 Instacart credit upon approval

Enjoy the benefits of being an Instacart client maximized by this credit card. Source: The Mister Finance.
Enjoy the benefits of being an Instacart client maximized by this credit card. Source: The Mister Finance.

Instacart Mastercard® suits both travelers and Instacart shoppers. Then, check out how simple it is to apply for this card and start enjoying its valuable advantages.

Before doing it, though, it is important to check the main benefits you will get, as follows:

  • You will earn 5% cash back on purchases on the Instacart app and Instacart.com, plus 5% cash back on travel purchases at the Chase Travel Center;
  • 2% cash back at gas stations, restaurants, and select streaming services and 1% cash back on everything else;
  • You can redeem your rewards as you wish, like via direct deposit or statement credits with no minimums;
  • You can also redeem for flights, cruises, hotels, and car rentals;
  • You will get a complimentary 24/7 concierge service, an Auto Rental Col­li­sion Damage Waiver, and purchase protection;
  • You will enjoy amazing account features, including flexible payment options.

In addition, there are no annual fee or foreign transaction fees attached to this Mastercard.

Therefore, it is a spectacular card for frequent travelers and Instacart shoppers. So, now, learn how to apply for the Instacart Mastercard®.

Online Application Process

Apply for this credit card and maximize your cash back rewards. Source: Adobe Stock.
Apply for this credit card and maximize your cash back rewards. Source: Adobe Stock.

Applying for an Instacart Mastercard® is easy. All you need to do is create an account on Instacart.com.

By doing it and being approved, you will automatically earn a $100 Instacart credit.

After that, you will benefit from all the perks mentioned above.

You can also log in with your Google or Facebook account.

It is important to mention that a credit check will be run. So, make sure you have good creditworthiness before proceeding with an application.

Application Process using the app

After opening your account on Instacart, download the app to manage your card, payments, and rewards from wherever you are.

Instacart Mastercard® vs. Miles & More® World Elite Mastercard®

Now, suppose you want a regular credit card that offers miles and extra benefits; then a Miles & More® World Elite Mastercard® might be the one for you.

Check out the comparison!

Instacart Mastercard®Miles & More® World Elite Mastercard®
Credit ScoreGood – Excellent Good – Excellent
APR19.74% – 28.49% variable on purchases and balance transfers;
29.74% variable on cash advances.
Purchases and balance transfers: 19.74%, 23.74%, or 28.74%, depending on your creditworthiness (variable);
Cash Advances: 28.99% (variable)
Annual Fee$0$89
FeesBalance Transfers: $5 or 5% of the amount of each transaction, whichever is greater;
Cash Advances: $10 or 5% of the amount of each transaction, whichever is greater;
Foreign Transaction: none;
Late Payment: Up to $40;
Return Payment: Up to $40;
Return Check: none
Foreign transaction fee: none;
Balance transfer fee: $5 or 5% of the amount of each transaction, whichever is greater;
Cash Advance: $10 or 5% of the amount of each transaction, whichever is greater;
Late Payment: up to $40;
Returned Payment: up to $40
Welcome bonus$100 Instacart credit50,000 award miles after qualifying account activity
Rewards5% cash back on purchases on the Instacart app and Instacart.com;
5% cash back on travel purchases at the Chase Travel Center;
2% cash back at gas stations, restaurants, and select streaming services;
1% cash back on everything else
2 award miles per dollar spent on tickets bought  from Miles & More airline partners;
1 award mile per dollar spent on all other purchases

So, if you are interested in applying for a Miles & More® World Elite Mastercard®, learn how the process works in the following article!

Miles & More® World Elite Mastercard®

How to apply for a Miles More® World Elite?

To apply for a Miles & More® World Elite Mastercard® is easy, and you can get a response almost instantly. Check out how the process works!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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