Credit Cards (US)

How to apply for the Home Depot® Consumer credit card?

The Home Depot® Consumer credit card is a helpful tool for those who need to remodel their homes and just buy some new appliances. Learn how to apply for one!

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by Aline Augusto

Published on 06/14/2022

Home Depot® Consumer credit card application: 3 easy ways to get yours!

Apply for a Home Depot® Consumer card and get special deals for your home. Source: The Mister Finance.
Apply for a Home Depot® Consumer card and get special deals for your home. Source: The Mister Finance.

Home Depot is a major retail store that sells appliances and construction products. In association with Citibank, the store launched Home Depot® Consumer credit card, a credit card full of benefits for those who want or need to remodel a home.

Besides the special discounts, the Home Depot Consumer cardholders have access to 0% financing if they follow the promotion requirements.

So, if you purchase at least $299 at Home Depot using the card, you get 0% financing if you pay in full within six months.

The card features other promotions throughout the year, and if you are planning to make a home improvement, the Home Depot Consumer is worth considering.

There are three ways for you to get yours. Check out how the process works right below!

card

Credit Card

Home Depot® Consumer

credit card store card

A Home Depot® Consumer credit card can help you with your home improvements.

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Apply online

Learn how to apply for a Home Depot® Consumer card online. Source: Unsplash.
Learn how to apply for a Home Depot® Consumer card online. Source: Unsplash.

Access the official website and choose the Home Depot Consumer credit card.

Then, click on Apply. 

Fill in the forms with your personal and financial information.

Finally, submit the application.

Apply in-store

You can also apply at Home Depot. Go to customer service and register to submit the application.

Service Provider

Furthermore, you can ask your Home Depot service provider to fill in and submit the application.

Home Depot® Consumer credit card card vs. Citi Custom Cash℠ credit card  

The Home Depot Consumer credit card is a good option for those who regularly buy at Home Depot or plan to do it.

The card offers special discounts and promotions. 

On the other hand, check out the alternative Citi Custom Cash credit card if you need a traditional credit card instead of a store card.

Home Depot® Consumer credit card Citi Custom Cash℠ credit card
Credit ScoreGoodGood – Excellent
Annual Fees$0None
Regular APRFrom 17.99% to 26.99%From 13.99% to 23.99%
Variable APR
Welcome bonusNone$200 cash back on the total
$750 spent on purchases in the first 3 months after opening the account.
RewardsNoneThe ThankYou points:
from 5% cash back at the beginning
and 1% cash back after.

Learn how to get your Citi Custom Cash℠ credit card below!

Citi Custom Cash℠ Card

How to apply for Citi Custom Cash℠ credit card

The Citi Custom Cash℠ credit card allows you to receive cashback on all purchases. See how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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