How to apply for the Neo Financial card?

Are you looking for the new Neo Financial card? If so, keep reading to know about the Neo Financial card application!

Neo Financial card application: learn how to apply and get the best cashback

Learn all about the Neo Financial card application! Source: Neo Finance
Learn all about the Neo Financial card application! Source: Neo Finance

Is it time for you to get a new credit card? Consider whether the Neo Financial card would be a good fit for you. This credit card offers several benefits, including no annual fees and low-interest rates on purchases. In addition, you can earn excellent cash back rewards when you shop with Neo partners. So, keep reading our post to know more about the Neo Financial card application!


Credit Card


cashback mastercard

No annual or monthy fees with average 5% cash on purchases!

You will be redirected to another website

Apply online

You can easily apply online for this Neo card. Also, you can go to Neo Financial’s official website and look for the Neo card. When you get to the card’s page, you can look at its benefits and click on Join Now. Then, you will be redirected to a page where you will create your login with Neo. So, you will have to provide your best email and a password. After this, you can read their terms and conditions. Then, you can fill in your information and complete the application.

Apply using the app

Learn how to apply for a Neo card using the mobile app! Source: Unsplash
Learn how to apply for a Neo card using the mobile app! Source: Unsplash

You can download the Neo Financial app and complete the application there. Also, you can see if you are pre-qualified before you complete the application process. Then, you can open your account by providing your information. After that, you can wait for a quick response to see if you are approved!

Neo Financial card  vs. BMO CashBack card

If you still don’t know if you want to apply to get the Neo card, you can check out other excellent cards. For example, the BMO CashBack card. This product does not charge an annual fee and offers up to 3% cash back. Plus, you can get a great welcome bonus offering 5% cash back for the first 3 months with the card. So, check out our comparison table below to know more!

Neo Financial cardBMO CashBack card
Credit Score600 minimumFair to excellent.
Annual FeeNo annual/monthly fees.No annual fee.
Regular APR19.99% to 24.99% (purchases.)19.99% to 22.99% variable APR.
Welcome bonus*15% cash back bonus for your first eligible purchase at some Neo partners.

*Terms apply.
Up to 5% cash back for the first 3 months using the card.
Rewards*Average of 5% cash back for eligible purchases made with Neo partners.
New cardholders will receive a 0.5% cash back minimum on purchases.
Existing cardholders get 1% cash back for every purchase.

*Terms apply.
0.5% cash back.

3% cash back.
BMO CashBack® Mastercard®

How to apply for the BMO CashBack card

Are you searching for a credit card that rewards you on purchases in your favorite grocery stores in Canada? Then, learn how to apply for BMO CashBack® Mastercard® card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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