CA
How to apply for the CIBC Smart™ prepaid card?
If you are looking for a card that can give you more control over your money, check out our post about the CIBC Smart™ card application!
CIBC Smart™ prepaid card application: learn how to buy this excellent prepaid card
CIBC Smart prepaid card is a great option for those who want to avoid overspending and stay within their budget. Also, a prepaid card can be great for those who don’t want to use credit cards. Plus, this card has no overdraft option, so you will be able to control your finances. So, keep reading our post about the CIBC Smart™ card application to learn more!
Apply online
To buy a CIBC prepaid card online, go to CIBC’s official website and search for the card. Then, click on Buy Now to see the card’s features. Then you must open a CIBC account before purchasing your prepaid card. Also, you must first create a CIBC login. So, after creating an account with your details, you can buy a prepaid card.
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Apply using the app
CIBC offers an excellent mobile app for its clients. Also, you can use the app to manage your account and pay your bills. Aside from that, you can set financial goals. You must first open a CIBC account on the official CIBC website to use the mobile app.
CIBC Smart™ Visa prepaid card vs. KOHO card
If you’re still unsure, we have another option like the KOHO card. KOHO also has great credit and prepaid cards. The KOHO Prepaid Visa Card has no annual fee and rewards up to 5%. So, the table below will help you decide!
| CIBC Smart™ prepaid card | KOHO card | |
| Credit Score | Any score. | Poor or no score. |
| Bank and ATM Fees* | There are no annual fees or fees per transaction. *Terms apply. | Both the prepaid Visa and the joint version have no annual fee. The premium version costs $84 per year. *Terms apply. |
| Cash Withdrawals* | For withdrawals made in Canada, there are no fees. However, if you make withdrawals in other countries, you need to pay a fee of $2.50 CAD per month. *Terms apply. | N/A. |
| Welcome bonus | No welcome bonus. | N/A. |
| Rewards* | There are no regular rewards. But you can access your account at any time. | Prepaid Visa and joint prepaid: 0.5% cash back on all purchases. 5% cash back on qualifying purchases with PowerUps. Premium: 2% cash back on gas, restaurants, groceries, and more. 0.5% on every other purchase. *Terms apply. |
How to apply for the KOHO credit card?
If you need a credit card with cashback and a great platform to manage your finances? The KOHO card can be for you! So, read more to know how to apply!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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