How to apply for the CIBC Smart™ prepaid card?
If you are looking for a card that can give you more control over your money, check out our post about the CIBC Smart™ card application!
CIBC Smart™ prepaid card application: learn how to buy this excellent prepaid card
CIBC Smart prepaid card is a great option for those who want to avoid overspending and stay within their budget. Also, a prepaid card can be great for those who don’t want to use credit cards. Plus, this card has no overdraft option, so you will be able to control your finances. So, keep reading our post about the CIBC Smart™ card application to learn more!
To buy a CIBC prepaid card online, go to CIBC’s official website and search for the card. Then, click on Buy Now to see the card’s features. Then you must open a CIBC account before purchasing your prepaid card. Also, you must first create a CIBC login. So, after creating an account with your details, you can buy a prepaid card.
You will be redirected to another website
Apply using the app
CIBC offers an excellent mobile app for its clients. Also, you can use the app to manage your account and pay your bills. Aside from that, you can set financial goals. You must first open a CIBC account on the official CIBC website to use the mobile app.
CIBC Smart™ Visa prepaid card vs. KOHO card
If you’re still unsure, we have another option like the KOHO card. KOHO also has great credit and prepaid cards. The KOHO Prepaid Visa Card has no annual fee and rewards up to 5%. So, the table below will help you decide!
|CIBC Smart™ prepaid card||KOHO card|
|Credit Score||Any score.||Poor or no score.|
|Bank and ATM Fees*||There are no annual fees or fees per transaction.|
|Both the prepaid Visa and the joint version have no annual fee.|
The premium version costs $84 per year.
|Cash Withdrawals*||For withdrawals made in Canada, there are no fees.|
However, if you make withdrawals in other countries, you need to pay a fee of $2.50 CAD per month.
|Welcome bonus||No welcome bonus.||N/A.|
|Rewards*||There are no regular rewards. But you can access your account at any time.||Prepaid Visa and joint prepaid:|
0.5% cash back on all purchases.
5% cash back on qualifying purchases with PowerUps.
2% cash back on gas, restaurants, groceries, and more.
0.5% on every other purchase.
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Epilogue Wills full review: easily create your will online
Do you need to make a will but don't know where to start? You can create one online through Epilogue Wills! Read on to learn more!Keep Reading
BMO CashBack® Mastercard® vs. Conexus Cash Back Mastercard® card: Which is the best?
Find out which one of these two no-annual-fee cards is the best: BMO CashBack® Mastercard® or Conexus Cash Back Mastercard®!Keep Reading
You may also like
First Citizens Bank Secured Cash Back Credit Card application: how does it work?
Find out if you can apply for the First Citizens Bank Secured Cash Back Credit Card. Earn unlimited 1% cash back at eligible purchases!Keep Reading
Bitcoin prices hit a new low
Bitcoin fell to its lowest point since its creation earlier this afternoon. Here's why the cryptocurrency is struggling and what could happen next in the crypto market.Keep Reading
Rocket Loans review: how does it work and is it good?
Ready to take the plunge? Rocket Loans will help you get up to $45K in no time! Plus, pay no hidden fees. Keep reading and learn more!Keep Reading