Credit Cards

How to apply for the KOHO credit card?

If you need a credit card with cashback and a great platform to manage your finances? The KOHO card can be for you! So, read more to know how to apply!


by Victória Lourenço

10/03/2021 | Updated on 10/25/2021

KOHO credit card application

See how to apply for a KOHO card! Source: KOHO Youtube
See how to apply for a KOHO card! Source: KOHO Youtube

KOHO is a financial technology company that offers great credit card options for those who live in Canada. The KOHO card has different versions available, like the prepaid joint version, prepaid Visa version, and the premium version. So, if you read our other post about this credit card company, you might have in mind the card option that best fits you.

Moreover, this company can accept those with low or no credit scores, and it can help you build your credit with many different options. There is the option to pay for a small fee and get your payment reports sent to credit bureaus. Also, you can manage your spendings with the very easy-to-use platform offered by the company.

So, if you want to know how to apply to get one of the amazing credit card options offered by this fintech, keep reading our post!


Credit Card


international visa

$0 annual fee with the Visa version Get extra cash back

You will be redirected to another website


Apply online

See how to apply online for a KOHO credit card. Source: Gettyimages
See how to apply online for a KOHO credit card. Source: Gettyimages

You can easily open your KOHO account online. You will need to go to KOHO’s website and provide a few personal information required in the fields specified. Also, you will need to create a log-in and password.

After that, you will also need to select a card design. And after this process, you can go to KOHO’s mobile app and complete your application. You can complete your application and get approved even if you have a low score, so this can be a very fast process.

Apply using the app

Check out if you can apply through the mobile app. Source: Gettyimages
Check out if you can apply through the mobile app. Source: Gettyimages

You can use KOHO’s app once you have created an account online. But you will need to create your log-in information and provide the documents required to apply for the card on KOHO’s website.


KOHO credit card vs. Blaze Mastercard

If you still don’t know if you want to apply for KOHO, you can find some information about different credit card options available in the market. So, to help you with this research, we made a comparison with another card. You can also get the Blaze Mastercard even if you have a poor score or no credit score. So, here is a comparison between KOHO and Blaze Mastercard.

KOHO cardBlaze Mastercard
Credit ScorePoor or none.Poor or no score.
Annual Fee*The prepaid Visa version and the joint version both do not charge an annual fee.
The premium version charges an $84 annual fee.

*Terms apply
This credit card charges a $75 annual fee.
Regular APRN/A29.9% fixed APR.
Welcome bonusN/AThis card does not have a welcome bonus.
Rewards*With prepaid Visa and joint prepaid:
You can get 0.5% cash back on every purchase you make.
Earn up to 5% cash back on eligible spending with PowerUps.

The premium version includes the following features:
You may earn up to 2% cash back on groceries, restaurant, and gas purchases, among other things.
All other purchases will earn you 0.5% cash back.
Plus, on eligible purchases, you’ll get extra cash back.

*Terms apply
There are no rewards available (You can only get them if you join the Premium Club.)

How do you get the Blaze Mastercard?

Learn more about how to make the Blaze Mastercard card application in our post about how to get this credit-building card!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics


What is a personal loan interest rate?

Do you know what is a personal loan interest rate? Keep reading to understand more about interest rates and get the best out of your loan!

Keep Reading

Scotiabank review: is it trustworthy?

In this Scotiabank review article, we will present you with all its financial products so you can decide which fulfills your needs and goals.

Keep Reading

Bank of America® Travel Rewards for Students or Deserve EDU Mastercard for Students: a comparison

Check our Bank of America® Travel Rewards for Students or Deserve EDU Mastercard for Students card post and learn which serves you best!

Keep Reading

You may also like


Learn to apply easily for Sallie Mae Student Loan

Here’s a quick and easy-to-follow step-by-step guide for you to get your Sallie Mae Student Loan.

Keep Reading

Ally Bank increased its APY rates to 0,90%

As the Federal Reserve continues to hike interest rates, consumers with high-yield rates on savings accounts can expect to benefit from it. Ally Bank just had its third raise in over a month. See how you, as a client, can earn from it below.

Keep Reading

Another bad week for Tesla’s stock prices

Tesla's stock had a rough week, with shares falling more than 10% on Friday. Find out why and how it could impact Elon Musk's deal to buy Twitter.

Keep Reading