How to apply for the KOHO Card?

Check out this step-by-step guide on how to easily apply for the KOHO Card. Plus, learn all about the benefits of this no annual fee card!

KOHO Card: Get cash back and learn how to keep track of your finances!

Check out how you can apply for the KOHO Card. Source: The Mister Finance.
Check out how you can apply for the KOHO Card. Source: The Mister Finance.

KOHO is a financial technology company that offers great credit card options for those who live in Canada. The KOHO Card has different versions available, like the prepaid joint version, prepaid Visa version, and the premium version.

So, if you read our other post about this credit card company, you might have in mind the card option that best fits you.

Moreover, this company can accept those with low or no credit scores, and it can help you build your credit with many different options.

There is the option to pay for a small fee and get your payment reports sent to credit bureaus. Also, you can manage your spendings with the very easy-to-use platform offered by the company.

So, if you want to know how to apply to get one of the amazing credit card options offered by this fintech, keep reading our post!


Credit Card


cash back prepaid

No annual fee and cash back rewards!

You will be redirected to another website

Apply online

You can easily open your KOHO account online. You will need to go to KOHO’s website and provide a few personal information required in the fields specified. Also, you will need to create a log-in and password.

After that, you will also need to select a card design. And after this process, you can go to KOHO’s mobile app and complete your application. You can complete your application and get approved even if you have a low score, so this can be a very fast process.

Apply using the app

Can you apply through the app? Source: KOHO.
Can you apply through the app? Source: KOHO.

You can use KOHO’s app once you have created an account online. But you will need to create your log-in information and provide the documents required to apply for the card on KOHO’s website.

KOHO Card vs. Blaze Mastercard® Credit Card

If you still don’t know if you want to apply for the KOHO Card, you can find some information about different credit card options available in the market.

So, to help you with this research, we made a comparison with another card. You can also get the Blaze Mastercard® Credit Card even if you have a poor score or no credit score. Check out the comparison below before making your choice.

KOHO CardBlaze Mastercard® Credit Card
Credit ScorePoor or none.Poor or no score.
Annual Fee*The prepaid Visa version and the joint version both do not charge an annual fee.
The premium version charges an $84 annual fee.

*Terms apply
This credit card charges a $75 annual fee.
Regular APRN/A29.9% fixed APR.
Welcome bonusN/AThis card does not have a welcome bonus.
Rewards*With prepaid Visa and joint prepaid:
You can get 0.5% cash back on every purchase you make.
Earn up to 5% cash back on eligible spending with PowerUps.

The premium version includes the following features:
You may earn up to 2% cash back on groceries, restaurant, and gas purchases, among other things.
All other purchases will earn you 0.5% cash back.
Plus, on eligible purchases, you’ll get extra cash back.

*Terms apply
There are no rewards available (You can only get them if you join the Premium Club.)
Blaze Mastercard® Credit Card

How to apply for the Blaze Mastercard® Credit Card

Learn how to apply for the Blaze Mastercard® Credit Card and start your path on a better credit journey.

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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