SA
How to apply for the FNB Private Wealth Credit Card?
Learn the different ways you can apply for an FNB Private Wealth Credit Card and start enjoying the wide list of advantages right away!
by Aline Augusto
Apply for an FNB Private Wealth Credit Card: easy process to get unlimited benefits
This metal credit card was made for people who enjoy life at its best. Learn how to apply for the FNB Private Wealth Credit Card with this comprehensive walkthrough.
Before showing you how to apply for an FNB Private Wealth Credit Card, check out the main benefits you can get by holding it in your wallet:
- Access to eBucks Rewards, Lifestyle, and Travel programs, in which you can get rewarded every time you buy at selected stores or can get access to exclusive services, including airport lounges;
- Unlimited card swipes and virtual cards;
- Up to 55 days of free interest;
- Global travel insurance at no extra cost for the first 90 days of your trip.
- No fees for FNB ATM, FNB Branch, international and other banks’ ATMs;
- No fees for the eBucks Rewards membership and more.
Unquestionably, an extraordinary credit card full of benefits for those who are able to afford it. In summary, this card charges a monthly fee of R258.00 plus a one-time initiation fee of up to R175.00.
It is important to say that other fees apply, too. So, always read carefully the terms and conditions before applying.
Online Application Process
Firstly, check out the requirements before moving on to apply for an FNB Private Wealth Credit Card.
Thus, you must:
- Earn a minimum annual income of R1.8 million or have assets worth R15 million;
- Have a valid SA ID book or smart card;
- Be at least 18 years old;
- Have a good credit score;
- Show a recent payslip plus bank statements (three months).
Then, you can apply for this Visa through the official website by informing your personal and financial information.
Or you can call the Private Wealth Service Suite at 087 730 6000.
Additionally, you can always go to the nearest Private Wealth office to get the card.
You will be redirected to another website
Application Process using the app
Download the FNB Banking App and fill out your personal and financial information. Then, you can apply for this card using the mobile app.
FNB Private Wealth Credit Card vs. The Discovery Bank Black Card
So, as can be seen, an FNB Private Wealth Credit Card is fantastic. On the other hand, it is always prudent to compare options before making up your mind.
Then, check out The Discovery Bank Black Card.
| FNB Private Wealth Credit Card | The Discovery Bank Black Card | |
| Requirements | A minimum annual income of R1.8 million or assets worth R15 million; Valid SA ID book or smart card; At least 18 years old; Good credit score; Recent payslip plus bank statements (three months) | Annual income from R850 000 to R2.5 million |
| Initiation Fee | R175.00 (maximum – one-time fee) | R150.00 if the limit is less than R2,000, else R185 (Once-off single credit facility initiation fee) |
| Monthly Fee | R258.00 | R130.00 |
| Fees | Credit facility service fee: R17.22; Linked Petro Card (per card linked to account): R29.50; Card replacement: R125 (after add 5 cards); Card purchases: Free; Balance enquiries: Free; FNB Instant Payments: Free; Debit orders: Free; Send Money: Free; International currency commission and conversion fee: 2% | Monthly Vitality Money premium: R55; Prepaid products and services purchases: Free; POS purchases – local and international: Free; Balance enquiry (ATM): Free; Payment notifications: Free; Own account notifications: Free; Currency conversion fee: 2.75% and more. |
| Rewards | eBucks Rewards (get rewarded when purchase at selected stores) | Up to 50% back at Pick n Pay or Woolworths (HealthyFood products), Clicks or Dis-Chem (HealthyCare products); Up to 15% back on Uber rides and fuel (BP and Shell); Get 10 Discovery Miles for each R1 reward you earn back; Up to 30% off when using Discovery Miles, and more. |
Now, learn how to apply for The Discovery Bank Black Card in the following post!
How to apply for The Discovery Bank Black Card?
Learn how to apply for The Discovery Bank Black Card and enjoy the complete list of advantages, including rewards, travel coverage, and more!
Aline Augusto
Aline Barbosa
Senior Editor
Trending Topics
Loans for low-income: is it a good choice?
Loans for low-income: is it a good choice? Read how to choose the best lender and check out the most reasonable loans for low-income earners.
Keep Reading
ABSA Premium Banking Credit Card full review: Travel insurance!
If you want excellent banking experiences and travel perks, read our ABSA Premium Banking Credit Card review to learn more!
Keep Reading
Savvy Bundle Platinum Account review: Fixed monthly fee!
Do you like to travel and need a bank account with flexible credit options? If so, read our Savvy Bundle Platinum Account review!
Keep ReadingYou may also like
Capital One Spark Miles for Business application: how does it work?
Discover how you can easily apply for the Capital One Spark Miles for Business. It's simple and online. Read on to learn more!
Keep Reading
Axos High Yield Savings Account review: is it good?
Read our Axos High Yield Savings Account review to see if it’s a good fit for your financial needs. This online savings account has competitive interest rates, no monthly maintenance fees, and much more!
Keep Reading
How to buy cheap Alaska Airlines flights
You don't need to spend one extra penny on your travels if you know where to look. Buy cheap Alaska Airlines with these hacks. Keep reading!
Keep Reading