How to apply for the Absa Flexi Core Credit Card?
An easy 6 step-process will lead you to earn real cash back and more. Learn how to apply for an Absa Flexi Core Credit Card, one of the most popular Visa cards in South Africa.
Apply for an Absa Flexi Core Credit Card: 6 steps to start earning rewards
It is pretty easy and fast to apply for an Absa Flexi Core Credit Card. And you don’t need to earn a high income to get access to this product.
In fact, this Visa is recommended for those who are low-income earners.
Also, it offers a great range of perks at a very reasonable price.
In summary, the card provides you with:
- Real cash back on purchases;
- Travel insurance and assistance;
- Up to 57 days of interest-free on qualifying transactions;
- No transaction fees on purchases;
- A good credit limit;
- The possibility of building a credit history when you use it responsibly.
Furthermore, the application process takes only a few minutes. Then, learn how to apply for it now!
Online Application Process
Applying for a Flexi Core card requires a minimum income of R2 000. Plus, you must be at least 18 years old and you need to provide a valid South African ID book or Smart card, the latest proof of income (three months), and proof of residence.
The assessment has six steps, and it runs an affordability check.
You will be redirected to another website
Application Process using the app
After applying via the Absa website as described above, download the Absa mobile app to manage your account, card info, rewards, and more.
Absa Flexi Core Credit Card vs. Woolworths Gold Credit Card
On the other hand, if you regularly buy at Woolies, you may find it useful to learn that there is a credit card designed for you.
Find out more about it below!
|Absa Flexi Core Credit Card||Woolworths Gold Credit Card|
|Credit Score||Not disclosed||Not disclosed|
|Annual Fee||R168.00 (R14.00 per month)||R684.00 (R57.00 per month)|
|Fees||Monthly credit facility fee: R30.00;|
Additional card: R16.50;
Cash withdrawal: Any local bank (assisted) – R80.00 plus R2.50 per R100 / Absa / POS – local – ATM – R2.50 per R100;
Account payments: online or ATM – R10.00 / Absa branch – R80.00;
Debit orders: Free;
Bank statement: online – R10.00 / Absa Cat ATM – R20.00;
Balance inquiry: Free / Assisted: R9.00;
Insufficient funds fee: R10.00
|Absa ATM Account Payment Fee: R4.50 plus R1.50/R100 (maximum R15.00);|
Initiation fee: R193.00;
Absa ATM: R2.50 per R100 (or part thereof);
Card Replacement Fee: R110.00;
Unpaid Debit Order Fee: R128.00;
Card Courier Fee: R170.00;
International Currency Conversion Fee:2.5% of the Rand value of a transaction
|Rewards||up to 30% cash back on groceries, fuel, health & beauty, and at partners (conditions apply);|
up to 1.15% on everything else;
Absa Advantage: complete challenges and get rewarded
|2% back in vouchers each quarter on all Woolies purchases;|
0.75% back in vouchers each quarter on all other purchases, including fuel (excludes EFT);
Access to the WRewards program
Now, learn how to apply for a Woolworths Gold Credit Card!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
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