How to apply for the Absa Flexi Core Credit Card?

An easy 6 step-process will lead you to earn real cash back and more. Learn how to apply for an Absa Flexi Core Credit Card, one of the most popular Visa cards in South Africa.

by Aline Augusto

Published on 01/12/2023

Apply for an Absa Flexi Core Credit Card: 6 steps to start earning rewards

Applying for this card will only take you a few minutes. Source: The Mister Finance.
Applying for this card will only take you a few minutes. Source: The Mister Finance.

It is pretty easy and fast to apply for an Absa Flexi Core Credit Card. And you don’t need to earn a high income to get access to this product.

In fact, this Visa is recommended for those who are low-income earners.


Credit Card

Absa Flexi Core Card

low cost build credit

This credit card can help you build credit while you enjoy earning rewards.

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Also, it offers a great range of perks at a very reasonable price.

In summary, the card provides you with:

  • Real cash back on purchases;
  • Travel insurance and assistance;
  • Up to 57 days of interest-free on qualifying transactions;
  • No transaction fees on purchases;
  • A good credit limit;
  • The possibility of building a credit history when you use it responsibly.

Furthermore, the application process takes only a few minutes. Then, learn how to apply for it now!

Online Application Process

The online application process has 6 steps. Source: Canva.
The online application process has 6 steps. Source: Canva.

Applying for a Flexi Core card requires a minimum income of R2 000. Plus, you must be at least 18 years old and you need to provide a valid South African ID book or Smart card, the latest proof of income (three months), and proof of residence.

The assessment has six steps, and it runs an affordability check.

Application Process using the app 

After applying via the Absa website as described above, download the Absa mobile app to manage your account, card info, rewards, and more.

Absa Flexi Core Credit Card vs. Woolworths Gold Credit Card

On the other hand, if you regularly buy at Woolies, you may find it useful to learn that there is a credit card designed for you.

Find out more about it below!

Absa Flexi Core Credit CardWoolworths Gold Credit Card
Credit ScoreNot disclosedNot disclosed
APRNot found
Annual FeeR168.00 (R14.00 per month)R684.00 (R57.00 per month)
FeesMonthly credit facility fee: R30.00;
Additional card: R16.50;
Cash withdrawal: Any local bank (assisted) – R80.00 plus R2.50 per R100 / Absa / POS – local – ATM – R2.50 per R100;
Account payments: online or ATM – R10.00 / Absa branch – R80.00;
Debit orders: Free;
Bank statement: online – R10.00 / Absa Cat ATM – R20.00;
Balance inquiry: Free / Assisted: R9.00;
Insufficient funds fee: R10.00
and others.
Absa ATM Account Payment Fee: R4.50 plus R1.50/R100 (maximum R15.00);
Initiation fee: R193.00;
Absa ATM: R2.50 per R100 (or part thereof);
Card Replacement Fee: R110.00;
Unpaid Debit Order Fee: R128.00;
Card Courier Fee: R170.00;
International Currency Conversion Fee:2.5% of the Rand value of a transaction
Welcome bonusNoneNone
Rewardsup to 30% cash back on groceries, fuel, health & beauty, and at partners (conditions apply);
up to 1.15% on everything else;
Absa Advantage: complete challenges and get rewarded
2% back in vouchers each quarter on all Woolies purchases;
0.75% back in vouchers each quarter on all other purchases, including fuel (excludes EFT);
Access to the WRewards program

Now, learn how to apply for a Woolworths Gold Credit Card!

Woolworths Gold credit card

How to apply for a Woolworths Gold Credit Card?

Check out how to apply for a Woolworths Gold Credit Card and earn 2% back in vouchers each quarter on all your favorite Woolies purchases.

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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