SA

How to apply for The Discovery Bank Black Card?

Learn how to apply for The Discovery Bank Black Card and get superior banking features and perks for a reasonable price.

Apply for The Discovery Bank Black Card: get superior banking features at R220 per month

Apply for this credit card if you fulfill the eligibility requirements. Source: The Mister Finance.
Apply for this credit card if you fulfill the eligibility requirements. Source: The Mister Finance.

The Discovery Bank Black Card has a high level of benefits for the best card members. This post will tell you how to apply for The Discovery Bank Black Card with a simple online application.

card

Credit Card

Discovery Bank Black Card

rewards luxury perks

This credit card can elevate your status to a whole new level.

You will be redirected to another website

It is simple to apply for The Discovery Bank Black Card, but you must meet some requirements, as follows:

  • You need to earn at least from R850 000 to R2.5 million annually;
  • You must be at the age of majority;
  • You need to provide valid South Africa ID documentation.

In summary, the card offers the following:

  • Up to 50% back when purchasing HealthyFood and HealthyCare at eligible stores;
  • Up to a 50% discount on international flights;
  • Up to 15% back on Uber rides and fuel (BP and Shell);
  • Access to more than 1 200 luxury airport lounges; 
  • Up to 30% when using Discovery Miles to make purchases;
  • Access to Dynamic Interest Rates program in which you can save more while paying less;
  • Travel coverage and global concierge service.

If you can pay for this package for R220 per month, you will definitely enjoy being a Discovery client.  

Online Application Process

Access the Discovery Bank website to apply for the best credit cards. Source: Freepik.
Access the Discovery Bank website to apply for the best credit cards. Source: Freepik.

To apply for The Discovery Bank Black Card, you can either access the official website to leave your contact details for the bank to contact you or can download the app below.

Application Process using the app 

Download the Discovery Bank mobile app and fill in your name, ID number, and contact information.

Then, ask for the card!

The Discovery Bank Black Card vs. World Citizen Credit Card

Compared to The Discovery Bank Black Card, a World Citizen Credit Card doesn’t stay behind. So, check out the comparison to decide which would fit your needs!

The Discovery Bank Black CardWorld Citizen Credit Card
RequirementsAnnual income from R850 000 to R2.5 million Monthly income of at least R25 000;At least 18 years old;
Initiation FeeR150.00 if the limit is less than R2,000, else R185 (Once-off single credit facility initiation fee)R180.00
Monthly FeeR130.00 R199.00 
FeesMonthly Vitality Money premium: R55;
Monthly single credit facility fee: R35;
Monthly additional and secondary physical cards: R40;
Monthly additional credit card accounts: R40;
Prepaid products and services purchases: Free;
POS purchases – local and international: Free;
Balance enquiry (ATM): Free;
Payment notifications: Free;
Own account notifications: Free;
Currency conversion fee: 2.75%
and more.
Initiation fee: R180.00;
Additional card: R25.00;
Online inter-account transfers: R4;
Branch inter-account transfers: R87;
Online account payments: R9;
International transaction fee: 2,00%
and others.
RewardsUp to 50% back at Pick n Pay or Woolworths (HealthyFood products);
Up to 50% at Clicks or Dis-Chem (HealthyCare products);
Up to 15% back on Uber rides;
Up to 15% back on fuel (BP and Shell);
Get 10 Discovery Miles for each R1 reward you earn back;
Up to 30% off when using Discovery Miles, and more.
Up to 20% off on Emirates flights through Leisure Desk;
Up to 25% off on car rental through Avis;
5% cash back through Booking.com;
10% of on car rental through Rentalcars.com and 15% off with Hertz;
10% Travelstart discount on international roundtrip fare;10% off at OneFineStay apartments and 10% off on Cruises International cabins;
25% off on accommodation at Legend Hospitality Group, and much more

So, learn how to apply for a World Citizen Credit Card in the next post!

World Citizen Credit card

How to apply for the World Citizen Credit Card?

Learn how to apply for a World Citizen Credit Card and start accessing a vast list of exclusive benefits and rewards at personalized rates.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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