The First Savings credit card is especially suitable for those with a poor credit history. As it reports to all three major credit bureaus, it helps you build your credit score easily and quickly.

Also, it is a Mastercard, so you get convenience and acceptance under the same roof.

Plus, this card provides you with fraud coverage and protection so you can feel peace of mind all the time.

Finally, it doesn’t require a security deposit when you open an account. And you get free and online access to this account to manage all your financial activity.

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To apply for this card, you need to receive an offer by email first. Then, access the First Savings website at https://firstsavingscc.com/ and click on Accept Online.

Also, you can simply log in to your account if you already have one.

Then, enter the Reservation Number you have received by email. 

Finally, verify the mailing address, complete the Acceptance Form and click on Accept Offer to finish the process. 

After getting approved, download the First Savings Credit Card mobile app and get access to all your card information.

Both cards’ best feature is that they help you build a credit score. Note that that are no rewards or welcome bonuses.

Plus, the regular APR is high compared to other credit cards in the market.

Also, both of them charge an annual fee.

On one side, you need an invitation to apply for a First Savings card. On the other side, it is quite simpler to apply for a Fit Mastercard.