Credit Cards (US)

How to apply for the First Savings credit card?

The First Savings card offers fraud coverage, Mastercard benefits, and it helps you build your credit score. Check out how to apply for it!

First Savings credit card application

Find out how the application process works! Source: First Savings Credit Card.
Find out how the application process works! Source: First Savings Credit Card.

The First Savings credit card is especially suitable for those with a poor credit history. As it reports to all three major credit bureaus, it helps you build your credit score easily and quickly.

Also, it is a Mastercard, so you get convenience and acceptance under the same roof.

Plus, this card provides you with fraud coverage and protection so you can feel peace of mind all the time.

Finally, it doesn’t require a security deposit when you open an account. And you get free and online access to this account to manage all your financial activity.

Start 2022 building your credit!


Credit Card

First Savings

Mastercard Online

Build your credit score and enjoy Mastercard convenience.

You will be redirected to another website

Apply online

See how to apply online to get this credit card. Source: Unsplash.
See how to apply online to get this credit card. Source: Unsplash.

To apply for this card, you need to receive an offer by email first. Then, access the First Savings website at and click on Accept Online.

Also, you can simply log in to your account if you already have one.

Then, enter the Reservation Number you have received by email. 

Finally, verify the mailing address, complete the Acceptance Form and click on Accept Offer to finish the process. 

Apply using the app

After getting approved, download the First Savings Credit Card mobile app and get access to all your card information.

First Savings card vs. Fit Mastercard  

Both cards’ best feature is that they help you build a credit score. Note that that are no rewards or welcome bonuses.

Plus, the regular APR is high compared to other credit cards in the market.

Also, both of them charge an annual fee.

On one side, you need an invitation to apply for a First Savings card. On the other side, it is quite simpler to apply for a Fit Mastercard.

First Savings cardFit Mastercard
Credit ScorePoorPoor
Annual FeeFrom $0 to $$75 depending on your credit score$99 plus $6.25 monthly maintenance fee
Regular APR29.99% (variable)29.99% (variable)
Welcome bonusNoneNone

How to apply for a Fit Mastercard?

Do you need to reestablish personal finances? The Fit Mastercard card can be a good option for you. Read our post about how to apply for it!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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