Loans (US)

How to apply for the Axos Personal Loans?

Learn how the Axos Personal Loans application works so you can borrow up to $50,000 to consolidate debt, improve your home, or cover any other major expense.

by Aline Augusto

Published on 10/29/2022

Axos Personal Loans application: prequalify with no impact on your credit score

Apply easily for Axos personal loans. Source: The Mister Finance.
Apply easily for Axos personal loans. Source: The Mister Finance.

Axos is a digital bank that offers a whole range of financial products and services, including accounts and investment options. You can apply easily for Axos Personal loans and get a good offer.

Also, the bank provides lending options with flexible terms and great conditions.

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Loans

Axos Personal Loans

personal pre-qualify

Axos Personal Loans application is easy and fast. Borrow up to $50,000 with fixed!

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The loan amounts vary from $5,000 to $50,000, and can be used to consolidate debt, improve your home, or cover any other major expense you might have.

In addition, the rates and payments are fixed, which means you can rely on better financial planning and controlling.

Furthermore, Axos offers flexible terms ranging from three to six years with no prepayment penalty fees.

The application is easy, and funding is fast. Also, the bank offers prequalification with no impact on your credit score.

Keep reading to learn how to apply for Axos personal loans.

Online Application Process

The application process will take only a few minutes. Source: Freepik.
The application process will take only a few minutes. Source: Freepik.

Before qualifying, you can prequalify with no harm to your credit score. However, it is important to mention that at least a good credit score is required for the application.

All you must provide is the amount you need, choose the term you want, and the loan purpose.

After that, your estimated rates will be calculated.

You can proceed with the application by providing your personal and financial information.

Application Process using the app

After opening your account, you can download the Axos mobile app to control your payments.

Axos Personal Loans vs. Best Egg Personal Loans

Axos is definitely a fantastic option for those who need a good loan amount with flexible terms and affordable conditions. 

On the other hand, an alternative might be worth considering. Therefore, check out the Best Egg Personal Loans.

Axos Personal LoansBest Egg Personal Loans
APRFrom 7.99 to 14.99% (estimated)From 7.99% to 35.99%
Loan PurposePersonal (debt consolidation, home improvement, and any other major expense)Personal (especially for those who want to consolidate debt)
Loan AmountsFrom $5,000 to $50,000From $2,000 to $50,000
Credit NeededGood – Excellent Fair
TermsFrom 3 to 6 years3 or 5 years
Origination FeeFrom 1% to 2% of loan amountFrom 0.99% to 8.99%
Late Fee$15Not disclosed 
Early Payoff PenaltyNoneNot disclosed

Now, learn how the Best Egg Personal Loan application works!

best egg personal loans

How to apply for the Best Egg Personal Loans?

Best Egg Personal Loans offers good amounts at fixed rates. Learn how to apply!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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