Credit Cards (US)

Gap Good Rewards Mastercard® review: discounts on your favorite brands

This review of the Gap Good Rewards Mastercard® gathers all you must know about this card, including the reward program, costs, and more. Keep reading to find out if it would suit your needs!

Gap Good Rewards Mastercard®: up to 5 points on purchases at famous brands

If you love wearing GP, this credit card fits you. Source: The Mister Finance.
If you love wearing GP, this credit card fits you. Source: The Mister Finance.

Do you like spending your money with famous brands like Gap, Old Navy, Banana Republic, and Athleta? Then, this Gap Good Rewards Mastercard® review is worth reading.

Gap Good Rewards Mastercard®

How to apply for a Gap Good Rewards Mastercard®?

Learn how to apply for a Gap Good Rewards Mastercard® card, and enjoy earning 25% off at Gap on your first purchase with this credit card.

This Mastercard might be quite a thing for those who want to earn points on every purchase while not worrying about high costs.

Credit ScoreGood – Excellent
APRPurchases and balance transfers: 29.74% based on the Prime Rate;
Cash Advances: 29.99% based on the Prime Rate
Annual Fee$0
FeesForeign transaction fee: 3% per transaction;
Balance transfer fee: $5 or 5% of the amount of each transaction, whichever is greater;
Cash Advance: $10 or 5% of the amount of each transaction, whichever is greater;
Late Payment: up to $41;
Returned Payment: up to $41
Welcome bonus25% off on your first purchase at Gap
Rewards5 Points per dollar spent at Gap, Old Navy, Banana Republic, and Athleta;
1 Point per dollar spent on other Mastercard purchases

Continue reading this Gap Good Rewards Mastercard® review to find out how this great option of a card works.

How does the Gap Good Rewards Mastercard® work?

If you want a card that doesn’t charge an annual fee but lets you earn points on every purchase, you may just have found a good option for you.

In essence, Barclays gathers a whole bunch of amazing credit cards. Then, it wouldn’t be different with retail cards.

This one, in particular, partners with some favorite brands in the U.S.: Gap, Old Navy, Banana Republic, and Athleta.

So, it is easy to accumulate points when you love to buy from this family of brands.

In sum, the reward program works as follows:

  • 5 Points per dollar spent at Gap, Old Navy, Banana Republic, and Athleta;
  • 1 Point per dollar spent on other Mastercard purchases.

Also, you can redeem your points across those retailers. Basically, 100 points equal a $1 Reward.

Furthermore, you can get 25% off at Gap on your first purchase.

Moreover, this Mastercard guarantees free fast shipping on online purchases above $50.

The card provides you with $0 Fraud Liability, early access to select sales, exclusive offers only for members, and extra bonuses.

In conclusion, you don’t need to worry about an annual fee. However, it is important to mention that it charges other fees, and there is no introductory period for APRs.

Gap Good Rewards Mastercard® benefits

This credit card will grant you discounts and special offers. Source: Canva.
This credit card will grant you discounts and special offers. Source: Canva.

As can be seen on this Gap Good Rewards Mastercard® review, this card is suitable for those who regularly buy at Gap, Old Navy, Banana Republic, and Athleta.

Also, it doesn’t charge an annual fee. So, compared to other similar cards, it is a good and cheaper option.

Pros

  • It doesn’t charge an annual fee;
  • You can earn up to 5 points on eligible purchases;
  • It is a great and cheap option for those who buy at Gap, Old Navy, Banana Republic, and Athleta;
  • It offers discounts, exclusive offers, early access to select sales, and $0 Fraud Liability;
  • It provides you with free fast shipping on online purchases above $50.

Cons

  • The card lacks a better reward rate on other purchases outside the family of brands;
  • It doesn’t offer an introductory APR.

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

It is recommended that you apply for this card with a good credit score. But, we couldn’t find the exact score required for the application.

How to apply for a Gap Good Rewards Mastercard®?

As shown on this Gap Good Rewards Mastercard® review, this Gap credit card lives up to its name. So, if you regularly buy at Gap, Old Navy, Banana Republic, and Athleta, it is a cheap option for you to enjoy exclusive benefits when purchasing at your favorite brands.

Now, learn how to apply for it!

Gap Good Rewards Mastercard®

How to apply for a Gap Good Rewards Mastercard®?

Learn how to apply for a Gap Good Rewards Mastercard® card, and enjoy earning 25% off at Gap on your first purchase with this credit card.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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