Credit Cards (US)
First Phase Visa® Card review: improve your score!
So you need a credit card to improve your finances? If so, read our First Phase Visa® Card review to see how you can build credit and much more!
First Phase Visa® Card: easily build credit!
Are you one of the millions of Americans looking for ways to build up your credit score? If so, reading our First Phase Visa® Card review could be a great option for you! Find out all about this card. Read on!
|34.99% for purchases and cash advances.
|$75,00 for the first year. Then, $48 annually.
|No cash advance fee for the first year (intro fee). Then, you’ll need to pay 3% or $10,00 of the cash advance amount, whichever is greater.
With this card, you can start your path to excellent credit. Also, you’ll get access to the benefits!
Getting a credit-building card can be the best option for those with a not-so-good score.
You’ll be able to work your way up to better financial product offers and a healthier financial life!
So, keep reading our First Phase Visa® Card review to learn more about it and its benefits!
How does the First Phase Visa® Card work?
The First Phase Visa® Card can give you many benefits related to Visa perks. Also, you can build your credit score because the company sends your monthly payment reports to all three major credit bureaus.
This way, if you use this card responsibly and make all your monthly payments on time, you’ll be able to improve your credit and finances as fast as possible.
Also, you’ll get access to good customer service. And there is a credit limit of $300! Plus, you’ll need to pay a one-time program fee before you complete your application.
Moreover, although there is an annual fee, you’ll get a lower fee after your first year using the card. So, for the first year, you’ll pay $75; after that, you’ll pay only $48 annually.
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First Phase Visa® Card benefits
The First Phase Visa® Card can be a great option if you want to build credit and this review will show you why. Plus, you can even get this card with a not-so-good credit score.
Also, you’ll get access to Visa benefits, such as Zero Liability and Identity Protection!
- You can access Visa’s Zero Liability program and Identity protection;
- There is a chance of building your credit score.
- There are no rewards programs or cash back;
- You won’t be able to get a welcome bonus as a new cardholder;
- There is an annual fee;
- You’ll need to pay a one-time program fee during the application;
- There is a monthly servicing fee after your first year.
How good does your credit score need to be?
You don’t need to have a high credit score rating to have a chance of qualifying for this credit card. Since it’s a credit-building card, you’ll be able to qualify even with a low score!
And you’ll be able to build it if you make all your payments on time!
How to apply for First Phase Visa® Card?
You can easily apply online for the First Phase Visa® Card. All you need is to access the official website and provide your personal information!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
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