Loans (US)
Ent Credit Union Personal Loans review: no hidden fees
Check out the Ent Credit Union Personal Loans review and learn how to access one of the lowest rates in Colorado. Rates start as low as 7.99%.
Ent Credit Union Personal Loans: rates as low as 7.99%
Ent Credit Union is considered one of the greatest credit unions in Colorado. It provides many exclusive benefits to its members. This Ent Credit Union Personal Loans review will show you how it works.
How to apply for the Ent Credit Union Personal?
Ent Credit Union offers personal loans with rates as low as 7.99%. Learn how to apply for it.
Also, this credit union offers access to over 50 local service centers and more than 55 local surcharge-free ATMs, including nationwide access through the Shared Branching network and CO-OP ATMs network.
APR | Starts at 7.99% |
Loan Purpose | Personal |
Loan Amounts | Start at $500 |
Credit Needed | Fair |
Terms | From 36 to 84 months |
Origination Fee | Ent may charge origination fee |
Late Fee | Ent may charge late fee |
Early Payoff Penalty | None |
If you are interested in learning how a personal loan from this institution works, keep reading this complete review article.
How does the Ent Credit Union Personal Loans work?
Ent Credit Union offers a whole package of financial products and services, including checking & savings accounts, lending options, and investment services.
Also, membership comes with exclusive benefits, including easy access to free ATMs and support centers in Colorado and all over the country.
The institution was founded in 1957. Since then, Ent has built a solid path to help members to create financial health through affordable products and education.
Today, we will focus on Ent Credit Union personal loans and review all it offers.
So, Ent provides loans for personal reasons. The rates start at 7.99% for loans with terms of 36 months. Plus, 9.24% APR for 48 months and 9.74% for 60 months.
APRs can go up to 17.99% with terms up to 84 months. Therefore, as you can see, Ent offers flexible and long terms with competitive rates.
Furthermore, there are no application fees or prepayment penalties. On the other hand, origination and late fees may apply. And you can access your conditions through prequalification and application processes.
In addition, Ent doesn’t require collateral and considers fair credit scores.
After becoming a member, you can apply for a loan and usually get it within approximately 24 hours.
Also, by settling automatic payments, you get a 0.25% rate reduction.
Finally, Ent offers education and an optional Skip-A-Pay program in order to defer a consumer loan payment for a $20 fee. Conditions apply to this program.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Ent Credit Union Personal Loans benefits
Ent Credit Union offers personal loans with long and flexible terms and competitive rates. Also, there are no application or prepayment penalty fees.
In addition, it provides tools for your financial education and access to local centers and ATMs for free.
Pros
- Rates are competitive starting at only 7.99%;
- Terms are flexible, and you can choose from 36 to 84 months;
- Funding is fast;
- It considers less-than-perfect credit scores;
- It offers discounts on rates for automatic payments;
- It doesn’t require collateral;
- It doesn’t charge application or prepayment penalty fees.
Cons
- It doesn’t disclose loan amounts;
- You need to become a member to get a loan.
How good does your credit score need to be?
Fortunately, Ent Credit Union considers less-than-perfect credit scores for personal loans.
Therefore, you may be eligible if you have fair credit. However, the higher your score, the better your chances to get approved.
How to apply for Ent Credit Union Personal Loans?
Now, learn how easy it is to apply for a personal loan through Ent Credit Union.
How to apply for the Ent Credit Union Personal?
Ent Credit Union offers personal loans with rates as low as 7.99%. Check out the review!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
How to apply for the Coutts Silk Card
Check out the eligibility requirements and what else it takes for you to apply for a Coutts Silk Card. Read on for more!
Keep ReadingCelsius crypto review: how does it work? Get Started With Celsius Today!
Read our Celsius crypto review and start buying, borrowing and earning crypto through an amazing DeFi service with competitive rates.
Keep ReadingSpark 1.5% Cash Select – Good Credit review
Read this Spark 1.5% Cash Select - Good Credit review to learn how to earn rewards while managing your business with this useful tool!
Keep ReadingYou may also like
You can save money even when interest rates are low: learn how
Learn what interest in savings accounts are and how they affect your savings. Read on to find our how to save money with low interest rates!
Keep ReadingApply for the Ink Business Cash® Credit Card: Maximized rewards
Seamlessly apply for the Business Cash® Credit Card online with this guide and turn your business expenses into cashback. Keep reading!
Keep ReadingApply for the Capital One Guaranteed Mastercard® Card
Discover the straightforward process to apply for the Capital One Guaranteed Mastercard® Card. Our guide covers eligibility, benefits, and tips to enhance your chances of approval. Start your financial journey today!
Keep Reading