Loans (US)

Ent Credit Union Personal Loans review: no hidden fees

Check out the Ent Credit Union Personal Loans review and learn how to access one of the lowest rates in Colorado. Rates start as low as 7.99%.

Ent Credit Union Personal Loans: rates as low as 7.99%

This review will show you how this credit union works. Source: The Mister Finance.
This review will show you how this credit union works. Source: The Mister Finance.

Ent Credit Union is considered one of the greatest credit unions in Colorado. It provides many exclusive benefits to its members. This Ent Credit Union Personal Loans review will show you how it works.

ent credit union personal loans

How to apply for the Ent Credit Union Personal?

Ent Credit Union offers personal loans with rates as low as 7.99%. Learn how to apply for it.

Also, this credit union offers access to over 50 local service centers and more than 55 local surcharge-free ATMs, including nationwide access through the Shared Branching network and CO-OP ATMs network.

APRStarts at 7.99%
Loan PurposePersonal 
Loan AmountsStart at $500
Credit NeededFair
TermsFrom 36 to 84 months
Origination FeeEnt may charge origination fee
Late FeeEnt may charge late fee
Early Payoff PenaltyNone

If you are interested in learning how a personal loan from this institution works, keep reading this complete review article.

How does the Ent Credit Union Personal Loans work?

Ent Credit Union offers a whole package of financial products and services, including checking & savings accounts, lending options, and investment services.

Also, membership comes with exclusive benefits, including easy access to free ATMs and support centers in Colorado and all over the country.

The institution was founded in 1957. Since then, Ent has built a solid path to help members to create financial health through affordable products and education.

Today, we will focus on Ent Credit Union personal loans and review all it offers.

So, Ent provides loans for personal reasons. The rates start at 7.99% for loans with terms of 36 months. Plus, 9.24% APR for 48 months and 9.74% for 60 months.

APRs can go up to 17.99% with terms up to 84 months. Therefore, as you can see, Ent offers flexible and long terms with competitive rates.

Furthermore, there are no application fees or prepayment penalties. On the other hand, origination and late fees may apply. And you can access your conditions through prequalification and application processes.

In addition, Ent doesn’t require collateral and considers fair credit scores.

After becoming a member, you can apply for a loan and usually get it within approximately 24 hours.

Also, by settling automatic payments, you get a 0.25% rate reduction.

Finally, Ent offers education and an optional Skip-A-Pay program in order to defer a consumer loan payment for a $20 fee. Conditions apply to this program.

Ent Credit Union Personal Loans benefits

Ent Credit Union has no hidden fees and flexible terms. Source: Freepik.
Ent Credit Union has no hidden fees and flexible terms. Source: Freepik.

Ent Credit Union offers personal loans with long and flexible terms and competitive rates. Also, there are no application or prepayment penalty fees. 

In addition, it provides tools for your financial education and access to local centers and ATMs for free.

Pros

  • Rates are competitive starting at only 7.99%;
  • Terms are flexible, and you can choose from 36 to 84 months;
  • Funding is fast;
  • It considers less-than-perfect credit scores;
  • It offers discounts on rates for automatic payments;
  • It doesn’t require collateral;
  • It doesn’t charge application or prepayment penalty fees.

Cons

  • It doesn’t disclose loan amounts;
  • You need to become a member to get a loan.

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How good does your credit score need to be?

Fortunately, Ent Credit Union considers less-than-perfect credit scores for personal loans.

Therefore, you may be eligible if you have fair credit. However, the higher your score, the better your chances to get approved.

How to apply for Ent Credit Union Personal Loans?

Now, learn how easy it is to apply for a personal loan through Ent Credit Union.

ent credit union personal loans

How to apply for the Ent Credit Union Personal?

Ent Credit Union offers personal loans with rates as low as 7.99%. Check out the review!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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