Credit Cards (US)

Discover it® Student Cash Back card full review

The Discover it® Student Cash Back is a great option for students looking for a credit card full of perks, such as cash back on all purchases and no annual fee. Check out the full review!

Discover it® Student Cash Back card: earn 5% cash back

Discover it® Student Cash Back review. Source: Discover.
Discover it® Student Cash Back review. Source: Discover.

In this Discover it® Student Cash Back review, you’ll learn more about the benefits of this great financial product.

So, Discover is a company that helps people to spend their money with intelligence and confidence.

Also, it offers tools so you can achieve a promising financial future. One of its tools is credit cards. And they have a particular package of cards specially made for students.

Therefore, they deliver what a student needs: acceptance so you can apply even if you have a poor credit history; and rewards so you can be motivated to work on your grades at the same time as work on your credit building.

Credit ScorePoor
Annual Fee$0
Regular APRFrom 12.99% to 21.99%
Welcome bonusCashback Match in the first year
RewardsUp to 5% cash back on all purchases
Discover it® Student Cash Back credit card com estampa de cachorro fundo cinza

How to apply for a Discover it® Student Cash Back?

Discover it® Student Cash Back card is great for students with poor credit history, and it offers rewards and no annual fee. See how to apply!

How does the Discover it® Student Cash Back credit card work?

Rewards, no fees and a chance to build your credit history! Source: Pexels.
Rewards, no fees and a chance to build your credit history! Source: Pexels.

First of all, this card from Discover doesn’t require a credit score to apply for it. Also, there is no annual fee, so you don’t need to worry about high fees.

Also, students earn 5% cash back on eligible purchases up to a maximum amount each +

  • 5% cash back at Amazon, grocery stores, restaurants, gas stations;
  • 5% cash back on payments through Paypal.

Plus, you earn unlimited 1% cash back on all other purchases.

In addition, students with a 3.0 GPA or higher earn $20 as statements credit for 5 years.

And as a welcome bonus, you get the CashBack Match program, which doubles your cash back received in the first year.

Do you think that’s all? Well, it is not. You also get a 0% introductory APR on purchases for 6 months.

Discover it® Student Cash Back benefits

Learn more about the Discover it® Student Cash Back credit card. Source: Pexels.
Learn more about the Discover it® Student Cash Back credit card. Source: Pexels.

If you are a student, you probably are concerned about your future. The Discover it® Student Cash Back credit card covers your back.

With no annual fee and a good welcome offer, it can easily be a tool for you to build your credit history.

Also, it gives you a great rate of cash back.

On the other hand, there is a quarterly limit on the higher-tier rewards. And it is quite complicated to understand how the reward program actually works.

Pros

  • It doesn’t require a perfect credit score
  • It doesn’t charge annual and foreign transaction fees
  • Plus, it offers great introductory offers
  • It gives cash back on all purchases
  • And it helps you build your credit history

Cons

  • The 5% cash back has a quarterly limit
  • The reward program offered is quite complicated to understand

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

You don’t need to have a good credit score to apply for it and be accepted. You can get your card even with a poor credit history.

How to apply for a Discover it® Student Cash Back?

I imagine that you are a student looking for a credit card that fulfills your needs. Then, let me tell you that it is easy and fast to apply for a Discover it® Student Cash Back. Learn now by reading our next post!

Discover it® Student Cash Back credit card com estampa de cachorro fundo cinza

How to apply for a Discover it® Student Cash Back?

Discover it® Student Cash Back card is great for students with poor credit history, and it offers rewards and no annual fee. See how to apply!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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