Credit Cards (US)
Discover it® Student Cash Back card full review
The Discover it® Student Cash Back is a great option for students looking for a credit card full of perks, such as cash back on all purchases and no annual fee. Check out the full review!
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by Aline Augusto
Discover it® Student Cash Back card: earn 5% cash back
In this Discover it® Student Cash Back review, you’ll learn more about the benefits of this great financial product.
So, Discover is a company that helps people to spend their money with intelligence and confidence.
Also, it offers tools so you can achieve a promising financial future. One of its tools is credit cards. And they have a particular package of cards specially made for students.
Therefore, they deliver what a student needs: acceptance so you can apply even if you have a poor credit history; and rewards so you can be motivated to work on your grades at the same time as work on your credit building.
Credit Score | Poor |
Annual Fee | $0 |
Regular APR | From 12.99% to 21.99% |
Welcome bonus | Cashback Match in the first year |
Rewards | Up to 5% cash back on all purchases |
How to apply for a Discover it® Student Cash Back?
Discover it® Student Cash Back card is great for students with poor credit history, and it offers rewards and no annual fee. See how to apply!
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How does the Discover it® Student Cash Back credit card work?
First of all, this card from Discover doesn’t require a credit score to apply for it. Also, there is no annual fee, so you don’t need to worry about high fees.
Also, students earn 5% cash back on eligible purchases up to a maximum amount each +
- 5% cash back at Amazon, grocery stores, restaurants, gas stations;
- 5% cash back on payments through Paypal.
Plus, you earn unlimited 1% cash back on all other purchases.
In addition, students with a 3.0 GPA or higher earn $20 as statements credit for 5 years.
And as a welcome bonus, you get the CashBack Match program, which doubles your cash back received in the first year.
Do you think that’s all? Well, it is not. You also get a 0% introductory APR on purchases for 6 months.
Discover it® Student Cash Back benefits
If you are a student, you probably are concerned about your future. The Discover it® Student Cash Back credit card covers your back.
With no annual fee and a good welcome offer, it can easily be a tool for you to build your credit history.
Also, it gives you a great rate of cash back.
On the other hand, there is a quarterly limit on the higher-tier rewards. And it is quite complicated to understand how the reward program actually works.
Pros
- It doesn’t require a perfect credit score
- It doesn’t charge annual and foreign transaction fees
- Plus, it offers great introductory offers
- It gives cash back on all purchases
- And it helps you build your credit history
Cons
- The 5% cash back has a quarterly limit
- The reward program offered is quite complicated to understand
How good does your credit score need to be?
You don’t need to have a good credit score to apply for it and be accepted. You can get your card even with a poor credit history.
How to apply for a Discover it® Student Cash Back?
I imagine that you are a student looking for a credit card that fulfills your needs. Then, let me tell you that it is easy and fast to apply for a Discover it® Student Cash Back. Learn now by reading our next post!
How to apply for a Discover it® Student Cash Back?
Discover it® Student Cash Back card is great for students with poor credit history, and it offers rewards and no annual fee. See how to apply!
Aline Augusto
Aline Barbosa
Senior Editor
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