Credit Cards (US)
Discover it® Student Cash Back card full review
The Discover it® Student Cash Back is a great option for students looking for a credit card full of perks, such as cash back on all purchases and no annual fee. Check out the full review!
Discover it® Student Cash Back card: earn 5% cash back
In this Discover it® Student Cash Back review, you’ll learn more about the benefits of this great financial product.
So, Discover is a company that helps people to spend their money with intelligence and confidence.
Also, it offers tools so you can achieve a promising financial future. One of its tools is credit cards. And they have a particular package of cards specially made for students.
Therefore, they deliver what a student needs: acceptance so you can apply even if you have a poor credit history; and rewards so you can be motivated to work on your grades at the same time as work on your credit building.
Credit Score | Poor |
Annual Fee | $0 |
Regular APR | From 12.99% to 21.99% |
Welcome bonus | Cashback Match in the first year |
Rewards | Up to 5% cash back on all purchases |
How to apply for a Discover it® Student Cash Back?
Discover it® Student Cash Back card is great for students with poor credit history, and it offers rewards and no annual fee. See how to apply!
How does the Discover it® Student Cash Back credit card work?
First of all, this card from Discover doesn’t require a credit score to apply for it. Also, there is no annual fee, so you don’t need to worry about high fees.
Also, students earn 5% cash back on eligible purchases up to a maximum amount each +
- 5% cash back at Amazon, grocery stores, restaurants, gas stations;
- 5% cash back on payments through Paypal.
Plus, you earn unlimited 1% cash back on all other purchases.
In addition, students with a 3.0 GPA or higher earn $20 as statements credit for 5 years.
And as a welcome bonus, you get the CashBack Match program, which doubles your cash back received in the first year.
Do you think that’s all? Well, it is not. You also get a 0% introductory APR on purchases for 6 months.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Discover it® Student Cash Back benefits
If you are a student, you probably are concerned about your future. The Discover it® Student Cash Back credit card covers your back.
With no annual fee and a good welcome offer, it can easily be a tool for you to build your credit history.
Also, it gives you a great rate of cash back.
On the other hand, there is a quarterly limit on the higher-tier rewards. And it is quite complicated to understand how the reward program actually works.
Pros
- It doesn’t require a perfect credit score
- It doesn’t charge annual and foreign transaction fees
- Plus, it offers great introductory offers
- It gives cash back on all purchases
- And it helps you build your credit history
Cons
- The 5% cash back has a quarterly limit
- The reward program offered is quite complicated to understand
How good does your credit score need to be?
You don’t need to have a good credit score to apply for it and be accepted. You can get your card even with a poor credit history.
How to apply for a Discover it® Student Cash Back?
I imagine that you are a student looking for a credit card that fulfills your needs. Then, let me tell you that it is easy and fast to apply for a Discover it® Student Cash Back. Learn now by reading our next post!
How to apply for a Discover it® Student Cash Back?
Discover it® Student Cash Back card is great for students with poor credit history, and it offers rewards and no annual fee. See how to apply!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
Credible Personal Loan Marketplace review
Check out the Credible Personal Loan Marketplace review post and compare rates of different types of loans from many lenders within minutes.
Keep ReadingHow to open a Bluevine Business Checking Account?
Learn how the Bluevine Business Checking Account application works so you can get access to good products and services at a very low cost.
Keep ReadingHow do you get the JP Morgan Reserve credit card?
Do you want to have a great status by getting an exclusive card from Chase? Read more to know if you can get the JP Morgan Reserve card!
Keep ReadingYou may also like
Learn to apply easily for the Best Egg Personal Loans
A personal loan can help you cover various expenses, from debt consolidation to home improvement. Here's how to apply for Best Egg Personal Loans and quickly get the money you need. Keep reading!
Keep ReadingWhat is a money market account and how to open one?
A money market account is a type of savings account that allows you to earn a higher interest rate than what you would get with an ordinary savings account. Find out if it's right for you by reading this post!
Keep ReadingNavy Federal nRewards® Secured Card Review: Boost Your Credit
Dive into the world of credit-building and rewards with Navy Federal nRewards® Secured in our review. Redeem your points for travel, merchandise, and more.
Keep Reading