Credit Cards

Discover it Miles credit card full review

Would you like to get good benefits from a straightforward travel credit card? Then keep reading to see our full review of the Discover it Miles credit card!

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by Victória Lourenço

08/19/2021 | Updated on 10/25/2021

Discover it Miles credit card

Learn more about the Discover it Miles credit card! Source: Discover
Learn more about the Discover it Miles credit card! Source: Discover

The Discover It Miles credit card is great for those who would like to get the best out of a low-budget travel credit card. This Discover card offers a unique sign-up bonus where you can get your miles matched by Discover in the first year of use.

As this is a straightforward card, its fees and rewards are not so complicated. The card has no annual fee and no minimum amount for redemptions. As a cardholder, you can turn your miles into amounts in cash, and you get unlimited 1.5x Miles for every dollar on purchases.

This Discover card is more fit for people who like to spend an average amount of money on travel and other purchases. It is not for those with great spending power who like to get premium travel credit card perks. If you want to learn more about this travel card, keep reading our full review!

How do you get the Discover it Miles card?

Do you want a travel card that gives good benefits and a unique sign-up bonus? Keep reading to know how to get the Discover it Miles card!

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How does the Discover it Miles credit card work?

Get a great welcome bonus for this Discover card! Source: Gettyimages
Get a great welcome bonus for this Discover card! Source: Gettyimages

This Discover card can get you a unique welcome offer where, at the end of your first year of sign-up, Discover will automatically match all the miles you earned. There is also an introductory APR of 0% for 14 months available for purchases and an intro APR of 10.99% for balance transfers, also for 14 months. As a cardholder, you can redeem your miles to pay your monthly bill.

Even though this is a travel card, you can also turn your Miles into any amount of cash. You can also redeem your miles as a statement credit for spendings related to hotels, restaurants, airfare, and more. Another great perk is being able to “switch off” your account through the mobile app. And you can get an alert if the credit card company finds your SSN on websites that can be harmful.

Discover it Miles Credit card benefits

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Pros

  • 0$ annual fee
  • No foreign transaction fees
  • Unlimited welcome offer
  • Unlimited 1.5x Miles for every dollar spent on purchases

Cons

  • No premium travel perks
  • Not as much worldwide acceptance

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Should you get a Discover it Miles card?

If you can maximize the great welcome bonus, this can be the card for you. Source: Gettyimages
If you can maximize the great welcome bonus, this can be the card for you. Source: Gettyimages

This Discover card is a great credit card option if you have the possibility to maximize the first year of sign-up bonus. Also, if you have a controlled budget and need an easy-to-use credit card, this can be the card for you. However, if you travel frequently and worldwide, maybe consider another card because this Discover card does not have many premium travel perks.

How good does your credit score need to be?

We recommend that you have a good to excellent credit record to get this Discover card. This means that you will need a score of about 670 to 850 points. But as this is a good card choice for people with controlled budgets and spendings but that like to travel, it will probably be no problem to have this score to apply for the card.

How to apply for a Discover it Miles  credit card?

You can very easily start the application process to get this card. There are online application options on the company’s website. If you want help to apply for this Discover card, you can check out our post about how to get this card.

How do you get the Discover it Miles credit card?

Do you want a travel card that gives good benefits and a unique sign-up bonus? Keep reading to know how to get the Discover it Miles card!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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