Credit Cards (US)
Discover it® Cash Back review
Looking for a comprehensive review of the Discover it® Cash Back card? We've got all the details on this card, including what makes it unique and how to use it to your advantage.
Discover it® Cash Back Credit Card: Earn a solid sign-up offer at the end of your first year!
Do you like earning cash back rewards on the things you already buy? If so, the Discover it® Cash Back credit card may be a great option for you. In this Discover it® Cash Back review, we’ll go over all the details of this card and help you decide if it’s the right fit for your needs.
The Discover it® Cash Back Card is the perfect card for those who want to maximize their rewards. With 5% cash back on rotating categories, Discover matches all the cash back you’ve earned at the end of your first year!
So if you’ve earned $50 in cash back, Discover will double that and pay you a total of $100.
Discover also offers an unlimited 1% cash back on all other purchases. Plus, there are no annual fees and no foreign transaction fees.
You can even enjoy 0% APR for the first 14 months when you make purchases or balance transfers – that’s a great way to avoid interest charges on larger items. Keep reading our Discover it® Cash Back review to learn more!
How does the Discover it® Cash Back Card work?
As a new card member, you can get your cash back matched by Discover at the end of the first year of opening your account. Also, you can get 5% cashback for the fixed spending categories that rotate each quarter. And 1% cashback on all other spendings!
Moreover, you will also have access to free fraud liability and your FICO score at any time. Besides these great features, this Discover card has no annual fee. With that, you can make the best of this card’s rewards and perks.
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Discover it® Cash Back benefits
- There are no minimum redemptions for cashback.
- Automatic cash back at the end of your first year of account opening.
- $0 Fraud Liability.
- You can check your FICO score at any time.
- 5% bonus cashback every quarter.
- The 5% bonus cashback has a $1,500 spending cap per quarter.
- Rotating cashback rewards categories can be too complex for those who are new to credit card rewards.
Should you get this credit card?
If you like to put some effort into cashback rewards, this can be a fit for you. That is because this card has rotating spending categories, and you need to see if they align with your spending habits.
Moreover, if you are new to cashback rewards or would like to choose your spending categories for cashback, this might not be the card for you.
How good does your credit score need to be?
To get this Discover card, you do not necessarily need an excellent credit score. If you apply,you may get accepted even if you have a good credit score, such as a score of at least 670 points.
How to apply for a Discover it® Cash Back Card?
It can be a simple process to apply for this Discover card. You can even make your application online wherever you like. So, if you want to know some more information about how to get this card, read our post below to find out!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
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