Loans (US)

Custom Choice Student loans review

The Custom Choice Student loans offer some of the most competitive and affordable fees. So, if you want to know more, keep reading the full review!

Custom Choice Student loans: the best way to put you through school

Custom Choice Student loans review. Source: Custom Choice.
Custom Choice Student loans review. Source: Custom Choice.

If you’re in doubt about whether or not it would be helpful to get a loan, you definitely need to check out this Custom Choice Student loans review. To help you get started, you can get access to some of the most competitive and affordable fees. If you wanna know more, keep reading the full review. 

APR4.26 – 10.74%
Loan PurposeStudies
Loan Amounts$1,000 up to 100% of cost of attendance
($99,999 annual cap and $180,000 cumulative cap)
Credit NeededMinimum score of 660
TermsBe a U.S. citizen or permanent resident
Be an undergraduate or graduate student enrolled at least half-time at an eligible school and more
Origination FeeNone
Late FeeNone
Early Payoff PenaltyNone
Custom Choice Student loans

How to apply for Custom Choice Student loans?

Achieve your goals with the help of Custom Choice Student loans! See how to apply for it and get the benefits.

How do the Custom Choice Student loans work?

Created by Coginitial Financial, in partnership with Citizens Bank, the company offers loans to both undergraduate and graduate students enrolled at least half-time at an eligible school.

Custom Choice Student loans benefits

Learn now what are the loan’s pros and cons!

Pros

  • You can get access to a 2% interest rate reduction with proof of graduation
  • There is an autopay interest rate discount of 0.25% available if you want a lower rate
  • You can easily check your rate within minutes
  • There are no fees for borrower or cosigner, as well as no late or prepayment penalties

Cons

You can only get a loan if the school you wish to attend is on a pre-approved list

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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Should you apply for Custom Choice Student loans? 

To answer the question, let’s start with the requirements you have to meet if you wish to apply. 

Can anyone apply for a loan from Custom Choice Student?

See if you can apply for Custom Choice Student loans. Source: Pexels.
See if you can apply for Custom Choice Student loans. Source: Pexels.

About the requirements, you can only apply to the student loan if you meet all of the criteria below:

  • You have to be a U.S. citizen or permanent resident
  • You algo need to be an undergraduate or graduate student enrolled at least half-time at an eligible school
  • At last, you should be able to provide proof of income, and have 18 months of good credit history.

What credit score do you need for Custom Choice Student loans?

Students eligible for a loan should have a minimum credit score of 660 without a co-signer. If you have a co-signer’s whose credit score is 625-699, you must have a credit score of greater than or equal to 600, or have no score at all.

However, if the co-signer’s credit score is greater than or equal to 700, there is no credit score minimum for the borrower. 

How to apply for a Custom Choice Student loan?

You can apply to the best student loan online, providing all your information through your computer or even your smartphone, via Custom Choice’s website. 

You’ll need to provide information regarding your personal information (such as security number, date of birth and address), as well as the formal name of the school you want to attend and major, plus more information about the amount you wish to get. 

Custom Choice Student loans: is it trustworthy? Can it really help me? 

When it comes to student loans and even online services, it’s not uncommon that people with doubt if it’s really worth it and if you should really get a loan. However, we can easily tell you that it can be the means you need to get your degree comfortably, without having to worry about money. 

So, learn below how to apply for the Custom Choice Student loans!

Custom Choice Student loans

How to apply for Custom Choice Student loans?

Achieve your goals with the help of Custom Choice Student loans! See how to apply for it and get the benefits.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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