Credit Cards (US)

Costco Anywhere Visa® Card by Citi review: up to 4% cash back on eligible purchases

Check out the Costco Anywhere Visa® Card by Citi review and learn how this card can level up the amount of cash back earned on eligible purchases.

The best rewards for Costco members with the Costco Anywhere Visa® Card by Citi

If you're a Costco member, this card will cost you $0 per year. Source: The Mister Finance.
If you’re a Costco member, this card will cost you $0 per year. Source: The Mister Finance.

If you’re a Costco member, read this Costco Anywhere Visa® Card by Citi review to see all the benefits you’ll get from it. It has a good rewards rate and will cost you $0 per year.

This card is designed exclusively for Costco members. Therefore, you must purchase a membership at Costco before applying for this credit card.

However, take a look at how much you can earn by considering this card as your next addition to your wallet.

Credit ScoreExcellent
APRPurchases APR: 19.99% (Variable);
Balance Transfer APR: 19.99% (Variable);
Cash Advance APR: 29.99% (Variable).
Annual FeeNo annual fee (with your paid Costco membership)
FeesTransactions: Balance transfers: $5 or 5% of the amount of each transaction, whichever is greater;
Cash Advance: $10 or 5% of the amount of each transaction, whichever is greater;
Foreign transaction fee: none.
Penalty: Late Payment: Up to $41
Returned Payment: Up to $41
Welcome bonusNone
Rewards4% cash back on eligible gas and EV charging worldwide. It includes gas and EV charging at Costco. This rate is for the first $7,000 annually. Then, 1% cash back thereafter;
3% cash back on eligible travel purchases worldwide and restaurants;
2% cash back on other purchases at Costco and Costco.com;
1% cash back on everything else.
Costco Anywhere Visa® Card by Citi

How to get a Costco Anywhere Visa® Card?

Check out the Costco Anywhere Visa® Card by Citi review article and learn how it works to make it one of the best rewards cards available.

Definitely, the reward rates are good, especially if you already purchase a lot at Costco. Now, keep reading to learn how the Costco Anywhere Visa® Card by Citi works.

How does the Costco Anywhere Visa® Card by Citi work?

Citi offers a wide range of credit cards for every need and goal. Now, it is time for Costco members to enjoy an amazing rate of rewards.

And if you are not a member yet, you can access Costco to purchase your membership.

This Costco Anywhere Visa® Card by Citi comes with many perks. But let’s get started with the rewards.

Firstly, it offers 4% cash back on eligible gas and EV charging worldwide. It includes gas and EV charging at Costco. This rate is for the first $7,000 annually. Then, 1% cash back thereafter applies.

Secondly, it provides 3% cash back on restaurants and eligible travel purchases worldwide.

Thirdly, it features 2% cash back on other purchases at Costco and Costco.com and 1% on everything else.

The rewards can be redeemed each February billing statement for cash or merchandise at all U.S. Costco Warehouses.

Since you need to pay for the Costco membership, the card comes with no annual fee. Also, there is no foreign transaction fee whatsoever.

Furthermore, it provides Damage & Theft Purchase Protection, Visa worldwide acceptance, and Citi Entertainment® program.

Costco Anywhere Visa® Card by Citi benefits

Get rewards using your Costco Anywhere Visa® Card by Citi. Source: Adobe Stock.
Get rewards using your Costco Anywhere Visa® Card by Citi. Source: Adobe Stock.

The Costco Anywhere Visa Card offered by Citi bank gathers many benefits, including a fantastic rate of rewards.

But it only works for Costco members and those who are willing to purchase the membership.

Either way, check out the list of pros and cons before applying!

Pros

  • The card offers fantastic rates of rewards;
  • It doesn’t charge an annual fee or foreign transaction fees;
  • It provides Damage & Theft Purchase Protection, Visa worldwide acceptance, and Citi Entertainment® program;
  • The rewards can be redeemed for cash or merchandise at all U.S. Costco Warehouses, including Puerto Rico.

Cons

  • It requires an excellent credit score;
  • You can only apply for a card in case you have a Costco membership;
  • It doesn’t feature discounts at Costco.

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

The credit score recommended to apply for this card is excellent punctuation. However, most importantly, you must have a Costco membership before applying.

How to apply for Costco Anywhere Visa® Card by Citi?

Now, learn how to get a Costco Anywhere Visa® Card by Citi and enjoy the rewards!

Costco Anywhere Visa® Card by Citi

How to get a Costco Anywhere Visa® Card?

Check out the Costco Anywhere Visa® Card by Citi review article and learn how it works to make it one of the best rewards cards available.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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