Loans (US)
College Ave Student Loans review
This College Ave Student Loans review post will show you how to get a better student loan experience that fits your budget and goals, whether you are a student or parent!
by Aline Augusto
College Ave Student Loans: a better student loan experience designed for you!
It doesn’t matter if you are a student or parent of one: you need to think about the future. Graduating from college can be challenging for both financial and effort reasons. In this College Ave Student Loans review, you’ll learn more about private student loans that will take the stress out of the process.
And the best of all is that the rates and fees are affordable and the terms are flexible.
Please keep reading to learn all about it!
| APR | Undergraduate Student Loans: rates from 0.94% to 12.99%; Graduate Student Loans: rates from 1.99% to 11.98%; Parent Loans: rates from 1.04% to 12.99%; Refinancing: rates from 2.94% to 4.94% |
| Loan Purpose | Personal – for students who want to make payments while in school, or who need to refinance it |
| Loan Amounts | Minimum of $1,000 |
| Credit Needed | Approximately 600 |
| Terms | 5, 8, 10, and 15 years |
| Origination Fee | None |
| Late Fee | 5% of the amount due, or $25, whichever is less |
| Early Payoff Penalty | None |
How to apply for the College Ave Student Loans?
Get a loan designed for you at College Ave Student Loans! Learn how to apply for it!
How does the College Ave Student Loans work?
College Ave Student Loans offers a variety of loans types, including amounts, terms, and rates designed for undergraduate students, graduate ones, and parents.
It features a fast application, rapid approval, and you get a loan with no origination fees or early payoff penalty.
Also, it charges low fixed and variable APRs, with flexible terms ranging from five, eight, ten, and fifteen years periods.
No annual fee is charged, but a mid-600s credit score and a credit check are required.
Plus, it provides you with tools and excellent customer service to help you through this process.
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College Ave Student Loans benefits
There are no origination or early payoff penalty fees. Moreover, it features different types of loans for undergraduate, graduate students, and parents.
It offers a variety of options to repay term length. And both fixed and variable APR are competitive compared to the market.
Furthermore, it provides you with resources and tools like articles that help you understand rates, loan processes, and more.
On the other hand, you must know that you have to be halfway through your repayment term before requesting a co-signer release.
Pros
- It offers loans for undergraduate and graduate students;
- It provides loans for parents;
- There are no origination fees and early payoff penalty fees whatsoever;
- It offers career programs and refinancing;
- You can pre-qualify before applying for it;
- It features flexible repayment options at low costs.
Cons
- You have to be at least halfway through your repayment term before requesting a co-signer release;
- There is a late payment fee;
- Mid-600s and credit checks are required.
Should you apply for College Ave Student Loans?
If you are a student or parent of one and want to make payments while in the school, considering this lender might be worth it for you.
Can anyone apply for a loan at College Ave Student?
You must be a U.S. citizen or a permanent resident registered at least half-time at an accredited institution to apply for it. International students can also apply for it if they have a Social Security Number or a co-signer.
In addition, you need to secure satisfactory academic progress.
What credit score do you need for College Ave Student Loans?
You should know, also, that a mid-600s credit score is recommended for applying for a loan.
How to apply for a College Ave Student Loan?
If you are a student or a parent, or even if you are looking for a loan refinancing, College Ave Student Loans might be worth considering. So, learn how to apply for it by reading the post below!
How to apply for the College Ave Student Loans?
Get a loan designed for you at College Ave Student Loans! Learn how to apply for it!
Aline Augusto
Aline Barbosa
Senior Editor
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