Credit Cards (US)

Chase Freedom® Student credit card review

Chase features one more credit card full of rewards at low costs. Check out the Chase Freedom® Student credit card review and decide if it fits your profile and needs!

by Aline Augusto

12/17/2021 | Updated on 03/23/2023

Chase Freedom® Student credit card: no annual fee plus rewards!

ChaChase Freedom® Student credit card review. Source: The Mister Finance.
ChaChase Freedom® Student credit card review. Source: The Mister Finance.

In today’s post, we’ll introduce you to the Chase Freedom® Student credit card review.

So, Chase is one of the largest banks in the U.S., and it offers a full range of services and products, including credit cards.

One of these cards is the Chase Freedom® Student, which rewards every purchase you make.

And the best of all is the cost: there is no annual Fee and the APR charged is competitive compared to the market.

Keep reading to learn how it works and decide if it is an alternative for you!

Credit ScoreGood – Excelent 
Annual Fee$0
Regular APRPurchase APR: 19.49% Variable;
Balance Transfer APR: 19.49% Variable;
Cash Advance APR: 29.49% Variable.
Welcome bonus$50 after first purchase made in the first 3 months 
Rewards1% cash back on all purchases
Chase Freedom® Student credit card review

Apply for the Chase Freedom® Student credit card

Get 1% cash back on all purchases with a Chase Freedom® Student! Check out how to apply for this card!

How does the Chase Freedom® Student credit card work?

The Chase Freedom® Student credit card is more than rewards. It convinces you to join the club with an excellent welcome bonus of $50 after purchasing something within three months from opening the account.

And it retains you by giving you a $20 good standing gift as an account anniversary for up to 5 years.

Also, there is more. You earn 1% cash back on all purchases with no annual fee.

Plus, it allows you to access your credit score through the Credit Journey, and it reviews the credit limit regularly.

Furthermore, as a Chase cardmember, you will be:

  • Protected, by Zero Liability Protection, Purchase Protection, Fraud Protection, Trip Cancellation/Interruption Insurance, and more;
  • Rewarded, by redeeming your points with no minimum required and spending it as you wish;
  • Benefited by partners, discounts, and cash back at select merchants.

But you must be wondering, are there any drawbacks? Readout right below!

Chase Freedom® Student credit card benefits

See what are the benefits of the Chase Freedom® Student credit card. Source: Pexels.
See what are the benefits of the Chase Freedom® Student credit card. Source: Pexels.

As we said before, this card offers benefits like rewards, a welcome bonus, protection and insurance features, credit score access, and more, with no annual fee.

However, note that there is no introductory APR and no categories with different tiers at the rewards.

In addition, it charges a 3% foreign transaction fee.

Moreover, you must know that it requires at least a good credit score for the application.

See the list of pros and cons next in our Chase Freedom® Student credit card review.

Pros

  • $50 Bonus after first purchase made within the first 3 months from account opening.
  • Earn 1% cash back on all purchases.
  • No annual Fee.
  • $20 Good Standing Rewards after each account anniversary for up to 5 years.
  • Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • Free credit score with Chase Credit Journey.

Cons

  • No categories in the reward program
  • 3% foreign transaction fee
  • At least a good credit score is required when applying for it

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

It is recommended that you have at least a 690-credit score, which means a good credit history.

How to apply for Chase Freedom® Student credit card?

Start the next year earning rewards and paying zero annual fees. Then, learn how to apply for a Chase Freedom® Student credit card!

Chase Freedom® Student credit card review

Apply for the Chase Freedom® Student credit card

Get 1% cash back on all purchases with a Chase Freedom® Student! Check out how to apply for this card!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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