Credit Cards (US)

Capital One Spark Cash Select Card full review

Do you want to earn unlimited cashback when using a credit card for your business? If so, read our Capital One Spark Cash Select Card review to see this card's pros and cons!

Capital One Spark Cash Select Card: Unlimited cashback!

This business credit card will give you cash back: read our full review. Source: The Mister Finance.
This business credit card will give you cash back: read our full review. Source: The Mister Finance.

Are you looking for a card that can give your business unlimited cash-back rewards? Reading our Capital One Spark Cash Select Card review can be the perfect option! This card can give you what you need. Read on!

Capital One Spark Cash Select Card

How to apply for the Capital One Spark Cash Select

Are you looking for a card to help your business become successful? Read on to learn how to apply for the Capital One Spark Cash Select Card!

Credit ScoreExcellent.
APRPurchase APR: 17.99% – 23.99% (Variable);
Balance Transfer APR: 17.99% – 23.99% (Variable);
Cash Advance APR: 31.74% (Variable);
Annual FeeNo annual fee.
Fees*There are no transfer fees;
Cash advance fees: 3% or $3 of each cash advance amount, whichever is greater;
Late payment fee: Up to $39.
*Terms apply.
Welcome bonus*You can earn a $500 one-time cash bonus (valid after you spend $4,000 with your Capital One Spark Cash Select Card within three months).
*Terms apply.
Rewards*1.5% unlimited cash back for your business (valid for every purchase);
Unlimited 5% cash back on car rentals and hotels you book through Capital One Travel.
*Terms apply.

Whether you’re a startup, a small business owner, or running an established enterprise, this card offers huge possibilities.

Moreover, this is one of the best business cards on the market, with up to 1.5% unlimited cash-back on purchases and zero annual fees paid upfront.

Read our Capital One Spark Cash Select Card review to get all the information about what makes this offer stand out from its competitors!

How does the Capital One Spark Cash Select Card work?

Moreover, consider the Capital One Spark Cash Select card. It offers one of the best cashback rates, plus no annual fee!

With this card in your pocket, you can accumulate unlimited cashback with every purchase.

Also, you can get more money for your business and budgeting! Moreover, you can earn an incredible welcome bonus as a new cardholder!

You’ll be able to earn a $500 cash bonus once you spend $4,500 on purchases (valid for your first 3 months from account opening).

In addition, this card allows you to get all these incredible perks for no annual fee! Therefore, you’ll be able to make the best out of this card’s perks!

Capital One Spark Cash Select Card benefits

A good credit card will help you get your business finances on track. Source: Canva.
A good credit card will help you get your business finances on track. Source: Canva.

As we mentioned, Capital One Spark Cash Select Card offers incredible perks. Moreover, you can even find that you can get all these perks for no annual fee!

Therefore, you can read our pros and cons list below to see if this is the best card for your business and financial needs!

Pros

  • High welcome bonus reward;
  • Good rewards rate with cashback on all purchases;
  • No annual fee to use the Capital One Spark Cash Select Card.

Cons

  • The APR can be relatively high;
  • There could be a higher rewards rate;
  • You can only qualify with an excellent credit score.

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

You’ll only be able to qualify for the Capital One Spark Cash Select Card with an excellent credit score. If you want this card, you’ll need to increase your score first if you don’t have a high one.

How to apply for the Capital One Spark Cash Select Card?

You can easily apply for this credit card online if you meet the requirements. Also, as you should know, you’ll need to check if you have an excellent credit score before you apply to have more chances of approval!

Read the following content to learn how to apply for the Capital One Spark Cash Select Card and enjoy its benefits.

Capital One Spark Cash Select Card

How to apply for the Capital One Spark Cash Select

Are you looking for a card to help your business become successful? Read on to learn how to apply for the Capital One Spark Cash Select Card!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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