Credit Cards (US)

How to apply for the BJ’s One+™ Mastercard®?

If you want to access exclusive travel perks and shopping experiences, learn how simple it is to apply for a BJ's One+™ Mastercard®.

Apply for a BJ’s One+™ Mastercard®: enjoy up to 5% back in rewards on eligible purchases

This card has a great reward rate! Source: The Mister Finance.
This card has a great reward rate! Source: The Mister Finance.

If you’re ready to enjoy many rewards with your purchases, learn how to apply for the BJ’s One+™ Mastercard® credit card with our comprehensive guide.

card

Credit Card

BJ's One+™ Mastercard®

no annual fee discounts

BJ’s One+™ Mastercard® offers 5% back in rewards on most purchases at BJ’s

You will be redirected to another website

Firstly, note that you must have an excellent credit score to apply for the BJ’s One+™ Mastercard®. Also, you must become a BJ member to be able to access the card.

Now, this card replaces the BJ’s Perks Elite® Mastercard® Credit Card, and it is issued by Capital One.

So, you will access the amazing customer service along with several exclusive benefits available through the World Mastercard® status.

Also, there are plenty of rewards available, including:

  • 5% back in rewards on most BJ’s purchases;
  • 2% back in rewards on everything else.

As the card is a Mastercard, you will enjoy a package of fantastic benefit, which includes:

  • Airport concierge;
  • Mastercard Global and Travel Services;
  • Zero Liability Protection and ID Theft Protection;
  • Priceless Experiences, Priceless Golf, and Luxury Hotels Collection;
  • Mastercard Hotel Stay Guarantee and more.

Basically, it is a practical credit card for BJ consumers and travelers since it doesn’t charge any annual or foreign transaction fees.

Then, learn how to apply for a BJ’s One+™ Mastercard®.

Online Application Process

The online application is simple and efficient. Source: Canva.
The online application is simple and efficient. Source: Canva.

In the first place, you must become a BJ member to access the credit card.

After, access the Capital One website to enroll and set up your account. Choose the BJ card you want and apply for it.

You will need to provide your BJ’s Membership Number as well as your Legal Last Name to continue the application.

Also, it takes only a few minutes to complete the forms.

Application Process using the app

After opening your account, download the mobile app to access your unlimited rewards that never expire.

BJ’s One+™ Mastercard® vs. Southwest Rapid Rewards® Premier Credit Card

On the other hand, if you want a different credit card specially designed for travelers, learn the details about a Southwest Rapid Rewards® Premier Credit Card.

BJ’s One+™ Mastercard®Southwest Rapid Rewards® Premier Credit Card
Credit ScoreExcellent Not disclosed
APRFrom 19.74% to 29.74% (variable and based on your creditworthiness)From 20.49% to 27.49% (variable)
Annual Fee$0$99 (applied to 1st billing statement)
FeesForeign transaction fee: none;Balance Transfer: 3% of the amount of each transaction that posts to the account at an eligible promotional APR / none for transactions at the Transfer APR;
Cash Advance: $3 or 3% of the amount of each transaction, whichever is greater;
Late Payment: up to $40
Balance transfers: $5 or 5% of the amount of each transaction, whichever is greater;
Cash Advances: $10 or 5% of the amount of each transaction, whichever is greater;
Foreign transaction: none;
Late Payment: up to $40;Over-the-Credit-Limit: none;
Return Payment: up to $40Returned check: none
Welcome bonusNone50,000 points once spending $1,000 on purchases within 3 months from the account opening date
Rewards5% back in rewards on most BJ’s purchases;
2% back in rewards on everything else
3X points per dollar spent on Southwest purchases;
2X points per dollar spent on rental and hotel partners, internet, phone services, select streaming, cable, local transit and commuting;
1X point per dollar spent on everything else

Finally, if you are interested in applying for a Southwest Rapid Rewards® Premier Credit Card, check out how to do it in the next post!

Southwest Rapid Rewards® Premier Credit Card

How to apply Southwest Rapid Rewards® Premier?

Check out how to apply for a Southwest Rapid Rewards® Premier Credit Card and earn unlimited points and travel perks to enjoy your next trip.

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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