Comparison (US)

Bank of America® Travel Rewards for Students or Deserve EDU Mastercard for Students: a comparison

In doubt about which of these options would better fit your financial life? Allow us to present you with the must-have information to take your pick! Check our Bank of America® Travel Rewards for Students or Deserve EDU Mastercard for Students card post to decide which serves your economy better!

Bank of America® Travel Rewards for Students vs. Deserve EDU Mastercard for Students: which is the best?

See which is best: Bank of America® Travel Rewards for Students or Deserve EDU Mastercard for Students card! Source: Adobe Stock.
See which is best: Bank of America® Travel Rewards for Students or Deserve EDU Mastercard for Students card! Source: Adobe Stock.

Nobody likes indecision, right? Being stuck between two options without knowing which to pick can be a hard spot to be on. That’s why the Mister Finance team is always ready to bring the freshest and most concise information on financial options and news. Check our Bank of America® Travel Rewards for Students or Deserve EDU Mastercard for Students card post to learn which you should pick!

Here we will present both options in a succinct way, setting forth the main benefits and perks each card has. All this comes with our auxiliary full review posts, so feel free to also check them out for a more detailed, in-depth analysis of each product! In conclusion, a set of tools so you can make the right decision for your financial life!

Bank of America® Travel Rewards for Students card

How to get the Bank of America® Travel Students?

If you are in search of limitless rewards and no annual fees, the Bank of America® Travel Students card might be a good option for you! Check our post and apply!

The Deserve® EDU Mastercard is currently offline for new applications through our partnered website as of December 16, 2022. Instead, we recommend you apply for the Petal® 1 “No Annual Fee” Visa® Credit Card. Check out how you can do so by following the link below.

Pessoa usando cartão Petal 1 Visa credit cardem maquininha de pagamento por aproximação

How to apply Petal® 1 "No Annual Fee" Visa®?

Petal® 1 "No Annual Fee" Visa® Credit Card is an unsecured card that offers cash back with no annual fee. Check out how to get yours!

Bank of America® Travel Rewards for Students cardDeserve EDU Mastercard for Students card
Credit ScoreGood to excellent.Limited.
Bank and ATM FeesNo annual fee.
Bank and ATM Fees do not apply.
No annual fee.
Bank and ATM Fees do not apply.
Cash WithdrawalsNot applicable.Not applicable.
Welcome bonus*There is a 25,000 bonus online points,
provided you make $1,000 in purchases
during the first 90 days of subscription.
These can be redeemed for
statement credit amounting to $250 for travel expenses.

*Terms apply.
No welcome bonus.
Rewards*An unlimited reward system that provides
1.5 points for every dollar spent on
all purchases, at all times and everywhere.

Reward points do not expire.

Free access to your FICO® Score
so you can track your credit score responsibly.

*Terms apply.
1% cash back on all eligible purchases.

*Terms apply.

Bank of America® Travel Rewards for Students card

Learn more about this Bank of America® card! Source: The Mister Finance.
Learn more about this Bank of America® card! Source: The Mister Finance.

This is a solid option featuring no monthly fees with plenty of returns in the form of a hefty welcome bonus and reward package. The APR rates aren’t obliquous, while not being amazing either. In conclusion, the Bank of America® Travel Rewards for Students card is a good option if you’re seeking to start your credit life with a lot of perks on the side!

Deserve EDU Mastercard for Students card

Check out this excellent Deserve card! Source: Deserve.
Check out this excellent Deserve card! Source: Deserve.

There aren’t a lot of credit card options out there that don’t require a Social Security Number to sign up, but the Deserve EDU Mastercard for Students is one of the cards that offer this differential! It also comes with a lot of great perks, such as cashback on all purchases and no annual fees. In conclusion, a solid option with accessibility for non-native students as well!

Benefits of the Bank of America® Travel Rewards for Students card

Starting with the basics, the Bank of America® Travel Rewards for Students card has no annual fees. It features a good welcome bonus giving you 25,000 bonus online points after spending $1,000 on purchases. These points do not expire and can be redeemed for statement credit on travel expenses! Besides, it also features a solid reward plan of 1.5 points for every dollar spent.

With its variable APR, the rates you end up with may be below other similar options, making this a very good fit for your financial lifestyle!

Benefits of the Deserve EDU Mastercard for Students card

The Deserve EDU Mastercard for Students is a very good product as a starter credit card. It features no annual fees and has a variable APR similar to other options in the market. On top of these, it offers 1% cashback on all eligible purchases! That’s not too shabby for a student card, and if you’re an international student, it’s a great option since it doesn’t require an SSN to apply!

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Disadvantages of the Bank of America® Travel Rewards for Students card

In the rewards market, the Bank of America® Travel Rewards for Students card features a good plan but has nothing to offer in the bonus section, where you could really crank benefits to the next level. In conclusion, if you’re searching for a really good reward plan with bonus tiers, maybe you could find a better fit for your objectives.

Disadvantages of the Deserve EDU Mastercard for Students card

The Deserve EDU Mastercard for Students card is a great option as a starter card but offers very little for the more advanced user of credit cards. Its reward plan is solid but not great. It features no welcome bonus and can be a too simplistic take on the format for those seeking a spiced-up version of the same product.

Bank of America® Travel Rewards for Students card or Deserve EDU Mastercard for Students card: which you should choose?

We cannot decide for you which one to pick from these two great student credit card options, but we did present the key information you would need to choose from them! If you’re an international student, the Deserve EDU Mastercard might be the one.

However, if you are in search of a more hefty reward package with a great welcome bonus, then we can solidly recommend the Bank of America® Travel Rewards for Students card. In conclusion, it all comes to what objectives you have established in your financial life – and life altogether. Read our reviews to learn more in-depth details on each option!

If you are still in doubt, then check out this amazing third option we’ve selected for you! The Smart Prepaid for Students card is a different interpretation, but it’s a solid card with a different audience in mind. But you might just like it better! Why not give it a try?

CIBC logo

How to get the Smart Prepaid for Students card?

Want to know how to spend money more wisely and safely? Check our Smart Prepaid Visa for Students card application instructions to find out!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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