Capital One Quicksilver Cash Rewards Credit Card full review
Check out our Capital One Quicksilver Cash Rewards card review and learn more about its perks, such as cash back, $0 annual fee and 0% foreign transaction fee!
by Aline Augusto
Capital One Quicksilver Cash Rewards Credit Card: cash back rewards and ZERO annual fees!
The Capital One Quicksilver Cash Rewards Credit Card is a one of a kind product because of how simple and straightforward it is. With this card, you’ll get 1.5% cash back on every purchase and you can redeem your earned rewards for any amount you’d like.
There is no annual fee to this card, and you can earn a one-time welcome bonus of $200 cash after spending a minimum of $500 within 3 months of card membership. Best of all? All your earnings do not expired so long as the account is open.
So, take a look at the Capital One Quicksilver Cash Rewards Credit Card below:
|Credit Score||Good – Excellent|
|Regular APR||From 16.49% to 26.49%|
|Welcome bonus||One-time $200 cash bonus after you spend $500 on|
purchases within 3 months from account opening
|Rewards||1.5% on all purchases|
How does the Capital One Quicksilver Cash Rewards Credit Card work?
This credit card launched by Capital One features rewards, low fees, and great intro offers.
Firstly, it doesn’t charge an annual fee or a foreign transaction fee.
Secondly, it offers 0% intro APR on purchases and balance transfers for 15 months; 16.49%-26.49% variable APR after that. Also, when you sign up for the account, you earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.
Thirdly, it features an unlimited and flexible reward program, that is 1.5% cash back on all purchases, with no expiration date or amount limit for redemption.
However, all those perks come with a price, right? If you are looking for rotating categories to earn a bonus, this credit card isn’t for you.
Plus, it requires at least a good credit score for the application.
Capital One Quicksilver Cash Rewards Credit Card benefits
Even though it offers a 0% Intro APR, you may check that the regular APR after that is a little high.
Also, it does not feature rotating categories on the reward program, so you cannot boost your cash back rate.
On the other hand, there is no annual fee or foreign transaction fee whatsoever. Plus, it provides you with a welcome bonus if you are a new member.
In addition, the card gives you an extended warranty, as well as travel insurance and assistance, $0 Fraud Liability, and protection.
Finally, it offers a simple reward program, with no expiration date or amount limit as long as the account is open.
Check out the list of pros and cons below:
- No annual fee
- No foreign transaction fee
- One-time $200 sign-up bonus after spending $500 within the first 3 months of account opening
- 0% intro APR for 15 months. 16.49%-26.49% variable APR thereafter.
- 1.5% cash back on all purchases
- Capital One mobile app to manage your account
- 24/7 customer service
- Travel insurance
- Purchases protection
- Requires at least a good credit score
- No rotating categories on rewards
- High APR after Intro
How good does your credit score need to be?
It is recommended a good credit score to apply for a Capital One Quicksilver Cash Rewards credit card.
How to apply for a Capital One Quicksilver Cash Rewards Credit Card?
If you think this card fulfills your needs, check out now how to apply for one. And start getting all rewards you want with no annual fee!
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