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Capital One Quicksilver Cash Rewards Credit Card full review

Check out our Capital One Quicksilver Cash Rewards card review and learn more about its perks, such as cash back, $0 annual fee and 0% foreign transaction fee!

Capital One Quicksilver Cash Rewards Credit Card: cash back rewards and ZERO annual fees!

Capital One Quicksilver Cash Rewards Credit Card full review. Source: The Mister Finance.
Capital One Quicksilver Cash Rewards Credit Card full review. Source: The Mister Finance.

The Capital One Quicksilver Cash Rewards Credit Card is a one of a kind product because of how simple and straightforward it is. With this card, you’ll get 1.5% cash back on every purchase and you can redeem your earned rewards for any amount you’d like.

There is no annual fee to this card, and you can earn a one-time welcome bonus of $200 cash after spending a minimum of $500 within 3 months of card membership. Best of all? All your earnings do not expired so long as the account is open.

So, take a look at the Capital One Quicksilver Cash Rewards Credit Card below:

Credit ScoreGood – Excellent 
Annual Fee$0
Regular APRPurchase APR: 19.74% – 29.74% (Variable);
Balance Transfer APR: 19.74% – 29.74% (Variable);
Cash Advance APR: 29.74% (Variable).
Welcome bonusOne-time $200 cash bonus after you spend $500 on
purchases within 3 months from account opening
Rewards1.5% on all purchases
Capital One Quicksilver Cash Rewards Credit Card

How to apply Capital One Quicksilver Cash Rewards

The Capital One Quicksilver Cash Rewards credit card features intro offers, a simple reward program with no annual fee. Learn how to apply for it right now!

How does the Capital One Quicksilver Cash Rewards Credit Card work?

This credit card launched by Capital One features rewards, low fees, and great intro offers.

Firstly, it doesn’t charge an annual fee or a foreign transaction fee.

Secondly, it offers  0% intro APR on purchases and balance transfers for 15 months; 19.74% – 29.74% variable APR after that. Also, when you sign up for the account, you earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.

Thirdly, it features an unlimited and flexible reward program, that is 1.5% cash back on all purchases, with no expiration date or amount limit for redemption. 

However, all those perks come with a price, right? If you are looking for rotating categories to earn a bonus, this credit card isn’t for you.

Plus, it requires at least a good credit score for the application.

Capital One Quicksilver Cash Rewards Credit Card benefits

Cash back on all purchases. Source: Freepik.
Cash back on all purchases. Source: Freepik.

Even though it offers a 0% Intro APR, you may check that the regular APR after that is a little high.

Also, it does not feature rotating categories on the reward program, so you cannot boost your cash back rate.

On the other hand, there is no annual fee or foreign transaction fee whatsoever. Plus, it provides you with a welcome bonus if you are a new member.

In addition, the card gives you an extended warranty, as well as travel insurance and assistance, $0 Fraud Liability, and protection.

Finally, it offers a simple reward program, with no expiration date or amount limit as long as the account is open.

Check out the list of pros and cons below:

Pros

  • No annual fee
  • No foreign transaction fee
  • One-time $200 sign-up bonus after spending $500 within the first 3 months of account opening
  • 0% intro APR for 15 months. 19.74% – 29.74% variable APR thereafter.
  • 1.5% cash back on all purchases
  • Capital One mobile app to manage your account
  • 24/7 customer service
  • Travel insurance
  • Purchases protection

Cons

  • Requires at least a good credit score
  • No rotating categories on rewards
  • High APR after Intro

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be? 

It is recommended a good credit score to apply for a Capital One Quicksilver Cash Rewards credit card.

How to apply for a Capital One Quicksilver Cash Rewards Credit Card?

If you think this card fulfills your needs, check out now how to apply for one. And start getting all rewards you want with no annual fee!

Capital One Quicksilver Cash Rewards Credit Card

How to apply Capital One Quicksilver Cash Rewards

The Capital One Quicksilver Cash Rewards credit card features intro offers, a simple reward program with no annual fee. Learn how to apply for it right now!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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