Credit Cards (US)
American Express Blue Business Cash™ Card review
If you are a business owner, you might find it good to know that there is a perfect credit card for you and your business. Check out this American Express Blue Business Cash™ Card review!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
American Express Blue Business Cash™ Card: $0 annual fee and rewards on eligible purchases
American Express offers a variety of credit cards for every need and goal. So it wouldn’t be different when it comes to cards designed specifically for businesses. In this American Express Blue Business Cash™ Card review, we’ll talk about one of their top products in that segment.
| Credit Score | Good – Excellent |
| Annual Fee | $0 Rates & Fees |
| Regular APR | 0% intro APR on purchases for 12 months from account opening. After that period, the variable APR rate is 17.99% – 25.99%. Rates & Fees |
| Welcome bonus | $250 in statement credits after spending a minimum $3,000 within the first three months. *Terms apply |
| Rewards | 2% cash back on eligible purchases up to $50,000 per calendar year; 1% on eligible purchases after reaching the initial $50,000 limit, which is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. *Terms apply |
How to apply for the Blue Business Cash Card?
Learn the application process for the American Express Blue Business Cash™ Card and easily request your new credit card!
Now, keep reading our American Express Blue Business Cash™ Card review to learn the details about this card. We will show how worth it is to hold an American Express credit card designed to be a tool for better business management.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
How does the American Express Blue Business Cash™ Card work?
American Express features many credit cards, including cards designed to help businesses. If you think they would cost a lot, you are mistaken. The American Express Blue Business Cash™ Card has no annual fee whatsoever.
Also, it offers a simple and reasonable reward program in which you earn cash back on all purchases.
In summary, you can get 2% cash back on eligible purchases at a limit of $50,000 per year. After that, you get 1% cash back on all other eligible purchases.
Furthermore, it offers a $250 welcome bonus as a statement credit after you spend at least $3,000 within the first three months.
If you are a business owner, you must know that it is crucial to consider a low APR and tools to help you with your cash flow.
Then, an American Express Blue Business Cash™ Card might be worth considering. It provides an introductory APR on purchases for the first 12 months after you open an account (and a variable 17.99% – 25.99% after that).
Moreover, it offers an Expanded Buying Power that allows you to enjoy a flexible credit limit.
This card provides tools to help you with better business management, like Employee Cards, alerts, apps, and much more.
Finally, the card comes with some travel benefits, including Car Rental Loss and Damage Insurance. And traditional services from American Express like Purchase Protection, Amex Offers, Extended Warranty, and Dispute Resolution.
American Express Blue Business Cash™ Card highlights
The American Express Blue Business Cash™ Card gathers low cost and high earnings. The card comes with a reasonable package of protection and assistance.
Also, it provides features that will help you with your business management.
Furthermore, it offers a good welcome bonus, a flexible reward program, and no annual fee.
Pros
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.99% – 25.99%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
- See Rates & Fees
Cons
- It requires at least a good credit score for the application;
- The higher tier of rewards has a cap of 50,000 spending.
How good does your credit score need to be?
Your approval odds are greater if you are a business owner with a good credit score. That means you need a minimum FICO score of 700 or more to become eligible for this card.
How to apply for an American Express Blue Business Cash™ Card?
Now that you’ve read our American Express Blue Business Cash™ Card review see how easy it is to get your hands on this card. Follow the link below for a more detailed description of the application process.
How to apply for a Blue Business Cash Card
Learn the application process for the American Express Blue Business Cash™ Card and easily request your new credit card!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
Bloomingdale’s American Express® Card full review!
If you need a card with points for shopping at Bloomingdale’s and no annual fee, read our Bloomingdale’s American Express® Card review!
Keep Reading
7 best cards for electronic stores
Do you like to enjoy the convenience of shopping at your favorite electronic stores? Read on to see the best cards for electronic stores!
Keep Reading
Open a Free Checking with United Bank
Open a Free Checking with United Bank and take advantage of security features, convenience, a debit card, online banking, and more for free.
Keep ReadingYou may also like
How to start investing with Robinhood Investing?
The first step to start investing is to choose your broker. The second is to open your brokerage account. If you've read about Robinhood and want to join it, this article has some information about it for you.
Keep Reading
Housing Assistance: find out what are your options
Unsure of where to turn for help with housing costs? Here's a guide to some popular housing assistance programs - who can benefit from them and what you need to know. Read on!
Keep Reading
How to buy cheap flights on SkyScanner
Learn how to buy cheap flights with these easy hints on Skyscanner. Prices starting at $29.99! Keep reading and learn more!
Keep Reading