Credit Cards (US)
101 Guide for the best travel cards: choose and enjoy!
If you love traveling and want to enjoy benefits and perks, you should learn about the best travel credit cards available on the market. That way, you can enjoy rewards, miles, VIP treatment, and much more!
by Aline Augusto
TOP choices for travelers’ best credit cards: flexibility, convenience, rewards, and more!
Which are the best travel cards? Nowadays, there are so many credit cards in the market that it is pretty challenging to decide which one might be the perfect choice for you.
However, the main features to consider must be according to your needs and goals.
Today, we will review the best cards for travelers. So, it has to include rewards, benefits for traveling experiences, reasonable rates, and low foreign fees.
Keep reading to get the help you need to apply for the best for you!
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How to choose the best travel credit cards?
When we talk about credit cards, we need to address expectations, needs, goals, and circumstances.
So, before choosing a card for you, you need to do the math and financial planning.
Then, ask yourself the following questions:
- Can I pay an annual fee?
- If so, what is a reasonable cost for me?
- Where will I use the most my credit card?
- Do I earn rewards in these categories?
- What are the rewards, and how can I redeem them?
- How much will I pay as interest?
- Are there other perks included?
- Is there a welcome bonus or an introductory offer?
- Is there assistance, insurance, warranty, and protection?
- Do I need extra coverage? How much am I willing to pay for it?
After answering those questions, you may be able to choose the best card for you based on your current situation.
Do I need a good credit score?
Most credit cards that come with benefits and advantages for travelers require at least a good credit score.
However, we have found one that might accept a fair credit history. Check out the list below to find out which!
The best travel credit cards: 5 options!
Take a look at the five options we have chosen for you to wisely decide which is the best credit card according to your needs, situation, and goals.
Delta SkyMiles® Gold American Express Card
This one is definitely a gold card. American Express and Delta feature a credit card full of rewards for those who love to travel.
You can earn 2X miles on dining, 2X miles on groceries, 2X miles on Delta purchases, and 1X miles on all other eligible purchases.
Also, you get some exclusive access and privileges, such as priority boarding, $100 Delta Flight Credit, 20% Back on In-flight Purchases, and more.
Furthermore, this credit card comes with the American Express package of benefits like Car Rental Loss and Damage Insurance, global assistance, fraud protection, extended warranty, and much more.
The welcome bonus is fantastic, and the annual fee is waived in the first year. After that, you will pay $99 annually without worrying about any foreign transaction fees.
Get the best traveling experience with Delta SkyMiles® Gold American Express credit card! Check out how to apply!
Capital One Venture Rewards Credit Card
Capital One is known for its great credit cards. This one wouldn’t be different. It features a fantastic welcome bonus with unlimited 2 miles per dollar on every purchase, plus 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
You can also level up the rewards program to earn extra miles and waive the annual fee.
Plus, there are no foreign transaction fees whatsoever, and you receive up to a $100 credit for Global Entry or TSA PreCheck®.
Besides all that, the card comes with Travel Accident Insurance, 24-Hour Travel Assistance Services, Auto Rental Collision Damage Waiver, extended warranty, $0 Fraud Liability, and much more.
The World of Hyatt Credit Card
On the other hand, if you want a free night at any Category 1–4 Hyatt hotel or resort every year, this World of Hyatt Credit Card is the right choice for you.
Moreover, you earn a point on every spent dollar, as follows: 9 points total per $1 spent for Hyatt stays and experiences; 2 points for transit, dining, flights purchases, gym, and 1 point for everything else.
The card also gives a great welcome bonus, and there is no foreign transaction fee. The annual fee is reasonable, and you need at least a good credit score to apply for it.
American Express® Gold Card
Another American Express card on the list, of course. This one is full of privileges and exclusive experiences.
Although the high annual fee, the Gold credit card (or rose, you can choose which fits your wallet better) offers a generous welcome bonus and a great rate of rewards.
You earn 4X Membership Rewards® Points at Restaurants and U.S. supermarkets. Plus, 3X Membership Rewards® Points on eligible flights.
There are no foreign transaction fees, and there are offers with partners like Uber, Grubhub, Seamless, The Cheesecake Factory, and more.
Credit One Bank® Wander™ Card
Unlike the others above, this one doesn’t require an excellent credit score. If fact, you may be able to apply for it even with fair credit.
Although it doesn’t offer a welcome bonus, it allows you to earn 5x points on eligible Recreational & Amusement Park purchases, 3x on eligible restaurant & lodging purchases, and 1x points on everything else.
The card also provides you with $0 Fraud Liability, free access to Experian credit score, and more.
Furthermore, Credit One partners with some merchants and companies, so you can get access to exclusive offers while enjoying your vacation.
However, you should note that this one charges a regular 3% foreign transaction fee, unlike the other credit cards we have mentioned above.
However, if you are looking for another option, see below!
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