Credit Cards (US)
How to apply for the BankAmericard® Credit Card for Students?
Learn how to apply for the BankAmericard® Credit Card for Students and start building your credit with an introductory period of 0% APR on both purchases and balance transfers.
Apply for a BankAmericard® Credit Card for Students: 0% introductory APR
It is simple to apply for a BankAmericard® Credit Card for Students and start building credit and a stable financial path.
Before telling you more about the qualification process, check out all you can get by applying for this card:
- Enjoy an introductory APR period of 0% for 21 billing cycles applied for both purchases and balance transfers made within 60 days from the account opening date;
- Pay no annual fee;
- Get access to your FICO® Score as well as access to mobile and online banking;
- Feel peace of mind with comprehensive security features, including a $0 Liability Guarantee.
In addition, this card offers optional features such as Balance Connect® for overdraft protection.
Now, learn how to apply for this Bank of America card designed for students.
Online Application Process
You can apply for it through the official website or by calling 800.932.2775. Then, use the priority code BAAF0N.
Also, you can schedule an appointment to connect to a card specialist
If you decide to use the Bank of America website, you will be redirected to an online form in which you must provide your personal and financial information.
Lastly, you will get a response in as little as 30 seconds.
You will be redirected to another website
Application Process using the app
After applying as described above, download the Bank of America mobile app to manage your finances and access your credit score.
BankAmericard® Credit Card for Students vs. CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
As can be seen, BankAmericard® Credit Card for Students doesn’t offer rewards, although it might be a perfect tool to establish a healthy credit path.
On the other hand, if you want a card full of rewards, you may love to find out more about the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®.
Check out the comparison, then!
|BankAmericard® Credit Card for Students||CitiBusiness® / AAdvantage® Platinum Select® Mastercard®|
|Credit Score||All considered||Good – Excellent|
|APR||From 15.49% to 25.49% (variable) – balance transfers;|
From 18.49% to 28.49% – cash advances
|Purchases: 20.49% – 29.49% Cash advances: 29.74%|
Based on creditworthiness
|Fees||Balance Transfer Fee: 3% of each transaction;|
Cash Advance Fee: from 3% to 5% of each transaction;
Foreign Transaction Fee: 3% of each transaction;
Late Payment: up to $40
|Cash advance: $10 or 5% of the amount of each transaction, whichever is greater|
Foreign Transaction: $0
Late Payment: $41
Returned Payment: $41
|Welcome bonus||None||65,000 American Airlines AAdvantage® bonus miles after spending $4,000 within 4 months of the account opening|
|Rewards||None||2 AAdvantage® miles for each dollar spent on gas, car rentals, cable & satellite providers, and telecommunications merchants;|
2 AAdvantage® miles for each dollar spent on qualifying American Airlines purchases;
1 AAdvantage® mile for each dollar spent on everything else
Now, learn how to apply for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard®.
Check out how simple it is to apply for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard® and enjoy endless miles to travel abroad!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
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