Credit Cards (US)
Journey Student Rewards from Capital One review
In this Journey Student Rewards from Capital One review post, we will show you how this card can help you build your credit history while earning cash back on all purchases!
Disclosure: This product is no longer available for new applicants as of 04/17/23.
Journey Student Rewards from Capital One: build your credit and earn cash back!
Another great card from Capital One that allows you to build your credit history while earning rewards is the Journey Student Rewards, and you’ll learn all about it in this review.
It offers a welcome bonus for new account holders, rewards, no annual or foreign transaction fees, and it is well-reviewed by customers who already use it.
It provides an excellent mobile app, credit line reviews, access, and credit monitoring through CreditWise, and more.
Also, you can pre-qualify without the risk of harming your credit.
Find out more about this card by reading this entire article!
Credit Score | Fair – Good. |
Fees | Annual fee: $0; Foreign transaction fees: $0; Cash advance fee: 3% of the amount of the cash advance, but not less than $3. Late payment fee: Up to $40. |
Regular APR | Purchase APR: 29.99% (Variable); Balance Transfer APR: 29.99% (Variable); Cash Advance APR: 29.99% (Variable). |
Welcome bonus | No current welcome bonus. |
Rewards | Unlimited 1% cash back on all purchases |
How to apply for Journey Student Rewards card?
Earn cash back with a Journey Student Rewards from Capital One credit card! Check out how to apply for it!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
How does the Journey Student Rewards from Capital One credit card work?
If you don’t have a good credit history, you may find it challenging to be approved in an application to hold a credit card, and usually, you don’t get rewards when using a card made for those with less credit score.
But Capital One helps you with that. The Journey Student Rewards card is an excellent option for those who carry fair credit, and it allows you to work on your credit journey.
And while doing this, you get 1% cash back on all purchases, with no annual or foreign transactions fees.
Plus, it considers automatic credit line reviews in as little as six months.
Moreover, it features a great mobile app, a 24/7 virtual assistant, CreditWise tool to access and monitor your credit profile.
Finally, you can get all the Capital One account benefits. To learn more about it, keep reading right below!
Journey Student Rewards from Capital One benefits
This card is an excellent opportunity for students to build credit history and think about the future. Also, if you don’t have a good credit score, it might be an alternative for you to re-establish your path.
Although the APR is relatively high, this credit card offers a welcome bonus, unlimited 1% cash back on all purchases, a great mobile app with a virtual assistant, and tools that help you monitor your credit journey.
And all of that with no annual or foreign transaction fees.
Furthermore, it provides $0 Fraud Liability, security and account alerts, and 24/7 helpful customer service.
Pros
- It doesn’t charge any annual or foreign transaction fees;
- You can get unlimited 1% cash back on all purchases;
- It helps you build your credit history;
- You can be considered for a credit line review in as little as six months;
- It provides a mobile app with Eno, a virtual assistant;
- You can access and monitor your credit profile with CreditWise from Capital One;
- Feel peace of mind with a $0 Fraud Liability, security, and account alerts.
Cons
- The variable 29.99% APR is relatively high.
How good does your credit score need to be?
Even if you have a fair or limited credit history, you can apply for it.
It is an excellent opportunity for students, people new to the U.S., or authorized users on someone else’s card, to have a credit card to call it theirs.
How to apply for Journey Student Rewards from Capital One?
If you want to find out if you are eligible to get your Journey Student Rewards from Capital One, read our next post and learn to apply or pre-qualify for one today!
How to apply for Journey Student Rewards card?
Earn cash back with a Journey Student Rewards from Capital One credit card! Check out how to apply for it!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
REI Co-op® Mastercard® full review: rewards in or out REI store
Check out the REI Co-op® Mastercard® review article and enjoy earning up to 5% back in rewards on REI purchases and other everyday purchases.
Keep ReadingBoom crypto review: how does it work? Get Started With Boom Today!
Check out this Boom crypto review article so you can get a complete analysis of the smart contract-based first self-burning cryptocurrency.
Keep ReadingAccion Opportunity Fund review: overcome obstacles and access opportunities
Read the Accion Opportunity Fund review and learn how its products can help your small business overcome obstacles and access opportunities.
Keep ReadingYou may also like
DoorDash Rewards Mastercard® application: how does it work?
If you are a foodie, the DoorDash Rewards Mastercard® can be just what you need! Earn up to 4% cash back on purchases and more! Read on!
Keep ReadingBuy your dream home fast: Marshland Credit Union Mortgage Review
Get the inside scoop on Marshland Credit Union's mortgage offerings with our comprehensive review - enjoy a fast decision to help you achieve your goals!
Keep ReadingAxos Bank Rewards Checking Account Review: Earn Amazing Rewards
Axos Bank Rewards Checking Account is the perfect solution to simplify your finances - earn up to $300 welcome bonus!
Keep Reading