Credit Cards (US)

How to apply for the Journey Student Credit Card from Capital One Card?

The Journey Student Rewards from Capital One card helps you build your credit history and offers rewards with no annual fee during the process. Check out how to apply for it!

Disclosure: This product is no longer available for new applicants as of 04/17/23.

Journey Student Rewards from Capital One Credit Card application.

See how to apply online to get this credit card. Source: The Mister Finance.
See how to apply online to get this credit card. Source: The Mister Finance.

Journey Student Rewards from Capital One card is another tool featured by Capital One for those who don’t have a perfect credit history but want to get there.

It helps you build your credit score and offers some benefits while you work on that, as follows:

  • Unlimited 1% cash back on all purchases;
  • No annual or foreign transaction fees at all;
  • An excellent mobile app with Eno, a virtual assistant;
  • CreditWise access to monitor your credit profile;
  • Automatic Credit Line Reviews;
  • Security and protection.

This product is no longer available for new applicants, but Capital One offers a fantastic alternative with the Capital One Quicksilver Student Cash Rewards Credit Card. See how to apply below!

Capital One Quicksilver Student Cash Rewards Credit Card

How to get a Capital One Quicksilver Student card?

Earn unlimited 1.5% cash back on eligible purchases with Capital One Quicksilver Rewards for Students card! Check out how to apply for it today!

Apply online

Find out how the application process works! Source: Pexels.
Find out how the application process works! Source: Pexels.

Access the Capital One website, select the Credit Cards tab, and choose the Journey Student Credit Card.

Note that you may pre-qualify without harming your credit before applying for it for real.

Then, click on Apply Now.

Fill in your personal, contact, and financial information.

Finally, submit it.

Apply using the app

After getting approved, download the Capital One mobile app to manage your account and credit card information. And enjoy the virtual assistant Eno that will help you out 24/7.

Journey Student Rewards from Capital One card vs. Capital One SavorOne Rewards for Students credit card  

Both cards from Capital One accept fair credit scores for the application. However, the Capital One SavorOne Rewards for Students doesn’t give you a welcome bonus. 

On the other hand, it offers a higher tier of cash back on purchases.

The Journey Student Rewards from Capital One gives you a welcome bonus but fewer rewards.

Check out the comparison table to decide which one you should choose.

Journey Student Rewards from Capital One Capital One SavorOne Rewards for Students
Credit ScoreFair – Good.No credit history.
Annual Fee$0$0
Regular APRPurchase APR: 29.99% (Variable);
Balance Transfer APR: 29.99% (Variable);
Cash Advance APR: 29.99% (Variable).
Purchase APR: 19.74% – 29.74% (Variable);
Balance Transfer APR: 19.74% – 29.74% (Variable);
Cash Advance APR: 29.74% (Variable).
Welcome bonusNo current offer$50 after spending $100 in your first three months.
RewardsUnlimited 1% cash back on all purchasesUnlimited 3% cash back on dining, entertainment, streaming services, and at grocery stores
Cartão Capital One SavorOne Rewards for Students card

How to get a Capital One SavorOne Student

The Capital One SavorOne Rewards for Students card offers cash back with no annual fee. Learn how to apply for it!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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