Credit Cards (US)

Avant® Credit Card review: build your credit

This Avant® Credit Card review article will show how this card can help you boost your credit while giving you the buying power you want.

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by Aline Augusto

Published on 09/24/2022

Avant® Credit Card: an affordable way to boost your credit score

The Avant credit card is the tool you need to improve your credit. Source: The Mister Finance.
The Avant credit card is the tool you need to improve your credit. Source: The Mister Finance.

AvantCredit® – or just Avant – was founded in 2012 with a goal: to empower consumers in their financial journey to success. And its credit card could be a powerful tool to help you get there, as you’ll see in this Avant® Credit Card review!

Credit ScoreFair
APR27.24% – 29.99% (variable)
Annual Fee$0 – $59
FeesCash advance: $10 or 3% of the amount of a transaction, whichever is greater Foreign transaction: NoneLate fee: up to $39
Welcome bonusNone
RewardsNone

How to get a Avant® Credit Card?

Check out how the Avant® Credit Card application works so you can apply for it and start building your credit while enjoying buying power!

This card doesn’t require any security deposit like other credit-builder cards. Also, it reports to all three major credit bureaus.

This means that if you use it responsibly and pay off your balance on time, you can improve your credit score and build a solid financial path. 

So, keep reading to learn how it works!  

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How does the Avant® Credit Card?

Avant was founded with the objective of helping people to build solid financial paths. We know this journey might be challenging, but you can get there easier and faster with the right tools.

So, considering an Avant Credit Card might be worth it. This card doesn’t require security deposits like other credit-builder cards available on the market.

Also, it promotes proactive credit line reviews. Therefore, each time you qualify for a higher credit line, Avant lets you know.

In addition, it reports to all three major credit bureaus. It means that you can boost your credit score if you manage to use the card responsibly by staying tuned about your credit line and paying off your balance on time.

Although it doesn’t offer a welcome bonus or rewards, the Avant card comes with some benefits you may find attractive. 

For example, it provides $0 fraud liability, Mastercard® ID Theft Protection, Mastercard perks, and a mobile app for you to manage your credit 24/7 from anywhere.

Furthermore, the application is easy and fast, and eligibility checking doesn’t impact your credit.

Finally, this card may come with a price. The annual fee ranges from $0 to $59, and it is subject to analysis.  

Avant® Credit Card benefits review

Take this credit card everywhere with you and use it responsibly. Source: The Mister Finance.
Take this credit card everywhere with you and use it responsibly. Source: The Mister Finance.

Avant® Credit Card offers an opportunity of building credit for people with a damaged score. Also, it provides the Mastercard package of perks, as you can read right below in this Avant® Credit Card review!

Pros

  • Avant Credit Card reports to all three major credit bureaus, so if you use it responsibly, you will be able to build credit;
  • It proactively reviews and increases credit lines;
  • It doesn’t require a security deposit;
  • It comes with the Mastercard package of benefits, including ID Theft Protection, Lost Wallet Assistance, Airport Concierge Discount, and Emergency Card Replacement;
  • It provides $0 fraud liability;
  • The application is easy and fast, and eligibility checking doesn’t impact your credit;
  • It offers a mobile app.

Cons

  • It doesn’t offer a welcome bonus or rewards;
  • Terms may vary, and so as the annual fee charged;
  • It doesn’t allow for balance transfers.

How good does your credit score need to be?

Fortunately, this card offers an opportunity of building credit. So, it is suitable for those with at least a fair credit score.

How to apply for Avant Credit Card?

Now, learn how easy and fast it is to apply for an Avant Credit Card!

How to get a Avant® Credit Card?

Check out how the Avant® Credit Card application works so you can apply for it and start building your credit while enjoying buying power!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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