Reviews (US)

Serve® American Express® Cash Back Prepaid card full review

Do you need a card that doesn't do a credit check and gives you unlimited 1% cash back? If so, read our Serve® American Express® Cash Back Prepaid Card review to learn more!

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by Victória Lourenço

04/26/2022 | Updated on 07/22/2022

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Partner Offer through CreditCards.com

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American Express Serve Cash Back card: earn unlimited 1% cash back

Read our Serve<sup>®</sup> American Express<sup>®</sup> Prepaid Debit review! Source: Serve.”  id=”27359″ src=”https://cdn.adtechpanda.com/7421e267-5870-4684-82e6-bea0d30ffddf/” class=”w-full object-cover object-center border mx-auto uploadcare-image”/><figcaption class=Read our Serve® American Express® Prepaid Debit review! Source: Serve.


The Serve® American Express® Prepaid Debit is a reloadable prepaid card that offers cash back on eligible purchases. Cardholders can earn unlimited 1% cash back for purchases made online or in-store.

Serve® American Express® Prepaid Debit

How to get the Serve® American Express® Card?

If you want a card with unlimited cash back and fraud protection, read our post about the American Express Serve Cash Back card application!

Credit ScoreThere is no credit check.
Bank and ATM FeesYou will need to pay a $2.50 fee to withdraw money at ATMs that are not from MoneyPass.
Rates & Fees
Cash Withdrawals*You can withdraw with no fees at more than 30,000 MoneyPass ATMs.

*Terms apply.
Welcome bonusThere is no welcome bonus.
Rewards*Unlimited 1% cash back for purchases made online or in-store.

*Terms apply.

Also, American Express Serve offers free online bill pay and a mobile app for easy account management. Plus, there is no credit check to apply! So, keep reading our Serve® American Express® Prepaid Debit card review to learn more!

How does the Serve® American Express® Cash Back Prepaid card work?

Learn how this Amex card works! Source: Unsplash
Learn how this Amex card works! Source: Unsplash

With the Serve® American Express® Prepaid Debit card, you can get unlimited 1% cash back for online or in-store purchases. Also, you can use the mobile app to easily manage your account. Plus, you can get access to purchase protection to protect qualifying purchases.

Moreover, you will get access to fraud protection if your card gets stolen or lost. Also, you can ensure that your card is FDIC protected. And you can get access to emergency assistance. In addition, you can get access to exclusive Amex offers related to shopping, dining, and more!

Serve® American Express® Cash Back Prepaid Debit card benefits

The Serve® American Express® Prepaid Debit card offers many benefits, such as access to exclusive Amex offers related to dining, shopping, and more! Plus, you can get access to more than 30,000 MoneyPass ATMs to withdraw your money for free. Also, you can freeze your card in case it gets lost or stolen. However, this card also has some downsides. So, read our list below of the pros and cons of the American Express Serve Cash Back card!

Pros

  • Unlimited 1% cash back on eligible purchases.
  • Access to fraud protection and purchase protection.
  • Access to over 30,000 MoneyPass ATMs to withdraw money with no fees.

Cons

  • There is a monthly fee of up to $7.95.

How good does your credit score need to be?

You don’t have to worry about your credit score when applying to get the Serve Card. Also, you can ensure that there will be no credit check because Amex won’t give you any credit. With this, you can use only the amount of money you have loaded into your card.

How to apply for the Serve® American Express® Cash Back Prepaid card?

You can easily apply for the American Express Serve Cash Back card through Serve’s official website. And you can do it all online from your home. Therefore, check out our post below to know the details about applying for an American Express Serve Cash Back card!

Serve® American Express® Prepaid Debit

How to get Serve® American Express® Cash Back?

If you want a card with unlimited cash back and fraud protection, read our post about the Serve® American Express® Cash Back Card application!

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Partner Offer through CreditCards.com

NOTE: American Express® has decided to discontinue the Prepaid Card.

If you are interested in obtaining an American Express® reloadable prepaid card, please visit Serve.com to learn more.

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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