This Navyist Rewards Mastercard® review post gathers complete information about how this credit card works.

This credit card is a suitable choice for those who regularly purchase at specific stores, like Old Navy, Banana Republic, Gap, and Athleta.

Although the card partners with only some stores, it offers a flexible redemption program with no merchandise restrictions.

Now, take a look at the complete review article to find out more about this card and decide if it would be suitable for you!

As I have said before in this Navyist Rewards Mastercard® review, this card offers rewards at selected stores, including Old Navy and Gap.

It is offered by Barclays, a wholesale and consumer bank that attends people across 40 countries.

Furthermore, the bank is digital. As a result, it doesn’t offer physical branches. On the other hand, it provides good customer assistance through 24/7 phone or app channels.

The Navyist card can be defined as a great option for shoppers. So, if you enjoy shopping at Old Navy, Banana Republic, Gap, or Athleta, it would be worth considering applying for it.

Also, the card doesn’t charge an annual fee, and it offers free and fast shipping on orders of at least $50.

Of course, as it is a Mastercard, you can get access to a worldwide of opportunities.

Besides the card being accepted everywhere, you earn 1 point on every dollar spent on Mastercard purchases made outside the family of partnered brands.

Moreover, the card provides a discount of 30% when you first purchase at Old Navy. And 5 points for every dollar spent on the following brands:

Another key point is that you can unlock up to 2,000 points every year if you shop at least two Gap Inc. brands. You can get a quarterly bonus when purchasing at the brands mentioned above.

The card offers $0 Fraud Liability Protection. However, it is recommended that you be aware of the interest rates charged. As shown above, the rates are quite high and vary with the market.

As can be seen in this Navyist Rewards Mastercard® review, this credit card might be a fantastic choice for shoppers, especially those who regularly buy at selected brands: Old Navy, Gap, Banana Republic, and Athleta. 

Also, the card offers a basic protection package, a flexible redemption program, free shipping, and more.

Lastly, there is no annual fee. But, interest rates can be high, and rewards are limited.  

We recommend that you have at least a good credit score to apply for this card.

But in case you don’t get the approval for the Mastercard, you will be considered for the Navyist Rewards Credit Card, a similar card to be used at Gap.

So, do you think this credit card will suit your needs? If you do, it’s time to learn how the application process works.

Keep reading the following article!