Credit Cards (US)
How to apply for the U.S. Bank Cash+® Visa® Secured Card?
Check out how the U.S. Bank Cash+® Visa® Secured Card application works and enjoy its many benefits at a $0 annual fee.
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by Aline Augusto
Earn cash back at a $0 annual fee
A secured card helps you build credit in an easy way. A U.S. Bank Cash+ Visa Secured Card wouldn’t work differently. But, this card offers a little extra.
Besides the rewards, it provides benefits like zero fraud liability, security deposit & payment due date flexibility.
In addition, the application process takes only a few minutes. You must provide your personal, contact, and financial information. Keep reading to learn how easy and fast it is to get your new card from the U.S. Bank.
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Online Application Process
Applying for this card is easy and fast. As a secured card, it requires a security deposit. And you can choose which amount fits your needs better: from $300 to $5,000.
The application requires your personal, contact, and financial information, including Social Security Number, housing status, employment status, total annual income, and source of total income.
After providing that information, fund the account, and read the terms and conditions.
Application Process using the app
After following the process mentioned above, download the U.S. Bank mobile app to manage your account and new card.
U.S. Bank Cash+® Visa® Secured Card vs. U.S. Bank Altitude® Go Visa® Secured Card
On the other hand, if you want to earn points with a simpler reward program, a U.S. Bank Altitude® Go Visa® Secured Card might be worth considering.
Check out the comparison below before applying!
| U.S. Bank Cash+® Visa® Secured Card | U.S. Bank Altitude® Go Visa® Secured Card | |
| Credit Score | All credit scores are considered | All credit scores are considered |
| APR | 28.24% (variable) | 28.24% (variable) |
| Annual Fee | $0 | $0 |
| Fees | Balance Transfer, Convenience Check Cash Advance: 3% of the amount of each transaction or $5 minimum, whichever is greater Cash Advance ATM, Cash Advance, Cash Equivalent Advance: 5% of the amount of each transaction or $10 minimum, whichever is greater Overdraft Protection: none Foreign Transaction: none Overlimit: none Late Payment and Returned Payment: up to $41 | Balance Transfer, Convenience Check Cash Advance: 3% of the amount of each transaction or $5 minimum, whichever is greater Cash Advance ATM, Cash Advance, Cash Equivalent Advance: 5% of the amount of each transaction or $10 minimum, whichever is greater Overdraft Protection: none Foreign Transaction: none Overlimit: none Late Payment and Returned Payment: up to $41 |
| Welcome bonus | None | None |
| Rewards | 5% cash back – on combined purchases per quarter in two categories of your choice, on the first $2,000 5% cash back – hotel, car reservations, and prepaid air booked through the Rewards Travel Center 2% cash back – eligible purchases of one everyday category of your choice 1% cash back – all other purchases | 4X points – dining, restaurant delivery, takeout2X points – streaming services, grocery stores, grocery delivery, gas stations, EV charging stations1X point – on all other purchases Plus $15 streaming credit for annual purchases |
Check out how easy it is to get a U.S. Bank Altitude® Go Visa® Secured Card!
U.S. Bank Altitude® Go Visa® Secured Card review
Check out the U.S. Bank Altitude® Go Visa® Secured Card review article and learn how to earn points while working on your credit building.
Aline Augusto
Aline Barbosa
Senior Editor
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