Credit Cards (US)
How to apply for the U.S. Bank Cash+® Visa® Secured Card?
Check out how the U.S. Bank Cash+® Visa® Secured Card application works and enjoy its many benefits at a $0 annual fee.
by Aline Augusto
Earn cash back at a $0 annual fee
A secured card helps you build credit in an easy way. A U.S. Bank Cash+ Visa Secured Card wouldn’t work differently. But, this card offers a little extra.
Besides the rewards, it provides benefits like zero fraud liability, security deposit & payment due date flexibility.
In addition, the application process takes only a few minutes. You must provide your personal, contact, and financial information. Keep reading to learn how easy and fast it is to get your new card from the U.S. Bank.
Online Application Process
Applying for this card is easy and fast. As a secured card, it requires a security deposit. And you can choose which amount fits your needs better: from $300 to $5,000.
The application requires your personal, contact, and financial information, including Social Security Number, housing status, employment status, total annual income, and source of total income.
After providing that information, fund the account, and read the terms and conditions.
You will be redirected to another website
Application Process using the app
After following the process mentioned above, download the U.S. Bank mobile app to manage your account and new card.
U.S. Bank Cash+® Visa® Secured Card vs. U.S. Bank Altitude® Go Visa® Secured Card
On the other hand, if you want to earn points with a simpler reward program, a U.S. Bank Altitude® Go Visa® Secured Card might be worth considering.
Check out the comparison below before applying!
| U.S. Bank Cash+® Visa® Secured Card | U.S. Bank Altitude® Go Visa® Secured Card | |
| Credit Score | All credit scores are considered | All credit scores are considered |
| APR | 28.24% (variable) | 28.24% (variable) |
| Annual Fee | $0 | $0 |
| Fees | Balance Transfer, Convenience Check Cash Advance: 3% of the amount of each transaction or $5 minimum, whichever is greater Cash Advance ATM, Cash Advance, Cash Equivalent Advance: 5% of the amount of each transaction or $10 minimum, whichever is greater Overdraft Protection: none Foreign Transaction: none Overlimit: none Late Payment and Returned Payment: up to $41 | Balance Transfer, Convenience Check Cash Advance: 3% of the amount of each transaction or $5 minimum, whichever is greater Cash Advance ATM, Cash Advance, Cash Equivalent Advance: 5% of the amount of each transaction or $10 minimum, whichever is greater Overdraft Protection: none Foreign Transaction: none Overlimit: none Late Payment and Returned Payment: up to $41 |
| Welcome bonus | None | None |
| Rewards | 5% cash back – on combined purchases per quarter in two categories of your choice, on the first $2,000 5% cash back – hotel, car reservations, and prepaid air booked through the Rewards Travel Center 2% cash back – eligible purchases of one everyday category of your choice 1% cash back – all other purchases | 4X points – dining, restaurant delivery, takeout2X points – streaming services, grocery stores, grocery delivery, gas stations, EV charging stations1X point – on all other purchases Plus $15 streaming credit for annual purchases |
Check out how easy it is to get a U.S. Bank Altitude® Go Visa® Secured Card!
U.S. Bank Altitude® Go Visa® Secured Card review
Check out the U.S. Bank Altitude® Go Visa® Secured Card review article and learn how to earn points while working on your credit building.
Aline Augusto
Aline Barbosa
Senior Editor
Trending Topics
Can you get approved for a credit card after bankruptcy?
Can you get approved for a credit card after bankruptcy? Learn more about bankruptcy, how to get credit after that, and learn your options!
Keep Reading
PCB Secured Credit Card review
If you're looking for the right tool to reestablish your credit score, you've found it. Read our PCB Secured Credit Card review to learn more
Keep Reading
British Airways American Express® Accelerating Business Card full review!
If you need a card with Avios points and more, read our British Airways American Express® Accelerating Business Card review!
Keep ReadingYou may also like
Surge® Platinum Mastercard® credit card application: how does it work?
Do you want to build your credit score with the help of a credit card? If so, read our post to learn how to apply for the Surge® Platinum Mastercard® credit card!
Keep Reading
Capital One Quicksilver Cash Rewards Credit Card review: is it worth it?
Learn all there is to know about the Capital One Quicksilver Cash Rewards, a credit card with a $0 annual fee, low rates, and a cash sign-up bonus!
Keep Reading
Commodity Supplemental Food Program (CSFP): Monthly Food
Discover the basics of the Commodity Supplemental Food Program, learn how to access nutritious food! Keep reading and learn more!
Keep Reading