Credit Cards (US)

How to apply for the U.S. Bank Cash+® Visa® Secured Card?

Check out how the U.S. Bank Cash+® Visa® Secured Card application works and enjoy its many benefits at a $0 annual fee.

Advertisement

by Aline Augusto

09/25/2022 | Updated on 09/26/2022

Earn cash back at a $0 annual fee 

It will take you just a couple of minutes to apply for this card. Source: The Mister finance.
It will take you just a couple of minutes to apply for this card. Source: The Mister finance.

A secured card helps you build credit in an easy way. A U.S. Bank Cash+ Visa Secured Card wouldn’t work differently. But, this card offers a little extra.

Besides the rewards, it provides benefits like zero fraud liability, security deposit & payment due date flexibility.

card

Credit Card

U.S. Bank Cash+® Visa®

rewards secured

U.S. Bank Cash+® offers cash back, you can build your credit while enjoying.

See an ad to be redirected to another website

In addition, the application process takes only a few minutes. You must provide your personal, contact, and financial information. Keep reading to learn how easy and fast it is to get your new card from the U.S. Bank.

Advertisement

Online Application Process

You don't need to go anywhere. Just access the U.S. Bank website! Source: Freepik.
You don’t need to go anywhere. Just access the U.S. Bank website! Source: Freepik.

Applying for this card is easy and fast. As a secured card, it requires a security deposit. And you can choose which amount fits your needs better: from $300 to $5,000.

The application requires your personal, contact, and financial information, including Social Security Number, housing status, employment status, total annual income, and source of total income.

After providing that information, fund the account, and read the terms and conditions.

Application Process using the app 

After following the process mentioned above, download the U.S. Bank mobile app to manage your account and new card.

U.S. Bank Cash+® Visa® Secured Card vs. U.S. Bank Altitude® Go Visa® Secured Card 

On the other hand, if you want to earn points with a simpler reward program, a U.S. Bank Altitude® Go Visa® Secured Card might be worth considering.

Check out the comparison below before applying!

U.S. Bank Cash+® Visa® Secured CardU.S. Bank Altitude® Go Visa® Secured Card
Credit ScoreAll credit scores are consideredAll credit scores are considered
APR28.24% (variable)28.24% (variable)
Annual Fee$0$0
FeesBalance Transfer, Convenience Check Cash Advance: 3% of the amount of each transaction or $5 minimum, whichever is greater
Cash Advance ATM, Cash Advance, Cash Equivalent Advance: 5% of the amount of each transaction or $10 minimum, whichever is greater
Overdraft Protection: none
Foreign Transaction: none
Overlimit: none
Late Payment and Returned Payment: up to $41
Balance Transfer, Convenience Check Cash Advance: 3% of the amount of each transaction or $5 minimum, whichever is greater
Cash Advance ATM, Cash Advance, Cash Equivalent Advance: 5% of the amount of each transaction or $10 minimum, whichever is greater
Overdraft Protection: none
Foreign Transaction: none
Overlimit: none
Late Payment and Returned Payment: up to $41
Welcome bonusNoneNone
Rewards5% cash back – on combined purchases per quarter in two categories of your choice, on the first $2,000
5% cash back – hotel, car reservations, and prepaid air booked through the Rewards Travel Center
2% cash back – eligible purchases of one everyday category of your choice
1% cash back – all other purchases
4X points – dining, restaurant delivery, takeout2X points – streaming services, grocery stores, grocery delivery, gas stations, EV charging stations1X point – on all other purchases
Plus $15 streaming credit for annual purchases

Check out how easy it is to get a U.S. Bank Altitude® Go Visa® Secured Card!

U.S. Bank Altitude® Go Visa® Secured Card

U.S. Bank Altitude® Go Visa® Secured Card review

Check out the U.S. Bank Altitude® Go Visa® Secured Card review article and learn how to earn points while working on your credit building.

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics

content

5 safe investments: learn the best low-risk investments

In this article, we want to show you how to get results with the best low-risk investments. Keep reading to learn more about it!

Keep Reading
content

My Best Buy® Visa® Credit Card review: 5% cash back rewards!

If you're a fan of shopping at Best Buy, then you'll want to check out our My Best Buy® Visa® Credit Card review to learn all about it!

Keep Reading
content

Caliber Home Loans review: conventional, FHA, VA, and USDA loans

Check out the Caliber Home Loans review and learn how this lender can help you with your mortgage or refinance. Find out how it works now!

Keep Reading

You may also like

content

Children's Health Insurance Program (CHIP): Find an Affordable Child Care

Learn about the Children's Health Insurance Program and how you can find low-cost or free child care with this government-funded program. Read on to learn more!

Keep Reading
content

Application for the Assent Platinum Secured credit card: how does it work?

If you are looking to improve your credit score, check how to apply to this great option - Assent Platinum Secured, a card designed for people with poor credit.

Keep Reading
content

Aspire® Cash Back Reward Card application: how does it work?

Are you wondering if you qualify for an Aspire® Cash Back Reward Card? You've come to the right place. Learn the ins and outs to apply for this card. Read on!

Keep Reading